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Denied PFML claim filed before surgery - need advice on appeal vs. refiling

I'm totally confused about what to do with my Paid Family Medical Leave claim. I filed for PFML about 4 weeks before my scheduled surgery (May 10th) because someone told me that's what I was supposed to do. Well surprise! My claim was denied because I haven't actually had the surgery yet. Do I need to get some kind of official letter from my doctor after the surgery is done? Is there a specific name for this document that ESD requires? And the big question - should I file a whole new claim after my surgery or should I appeal the denial of my current claim? This whole process is so much more complicated than anyone warned me about! Any advice from people who've dealt with PFML claims for surgeries would be really appreciated.

Tyler Murphy

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You need to file a new claim after your surgery is complete. PFML requires documentation of a "qualifying event" which in your case is the surgery. You'll need a Certification of Serious Health Condition form completed by your healthcare provider. Don't appeal - that's for when you think the decision was wrong, but in this case, the decision was technically correct (you hadn't had surgery yet). Once your surgery is done, file a new claim and make sure your doctor completes the certification form. You should be able to backdate your claim to the date of surgery.

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Alana Willis

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Thank you!! This is so helpful. So I should wait until after my surgery and then file a completely new claim rather than trying to fix the old one. And I'll need to get that Certification form filled out. Do you know if there's a waiting period after surgery before benefits start?

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Sara Unger

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omg same thing happened 2 me! i filed early cuz the HR lady at work said to do it like a month b4 my procedure. got denied 2. so frustrating!!

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Alana Willis

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It's weirdly comforting to know I'm not the only one who got this wrong! Did you end up filing again after your procedure? Did it work out the second time?

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Sara Unger

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yea i had to start over with a new claim after surgery. worked fine but took like 3 weeks to get approved. make sure ur doctor fills out ALL the paperwork they send!

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As someone who processes PFML claims, I can clarify a few things: 1. You absolutely need to file a new claim AFTER your surgery takes place. The denial was correct because you hadn't experienced the qualifying medical event yet. 2. The document you need is called a "Certification of Serious Health Condition" form. Your healthcare provider must complete this, not just write a generic letter. 3. There is a 7-day waiting period before benefits begin. This means you won't be paid for the first week after your surgery. 4. You can file your new claim up to 30 days after your surgery without it being considered "late filing." 5. You'll need to provide your healthcare provider's contact information, dates of treatment, and estimated recovery time. Don't appeal the current denial - it will just waste time. Start fresh with a new claim after May 10th.

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Freya Ross

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Wait but i thought you can apply BEFORE the surgery and just put the future date?? Thats what the esd website seemed to say when i looked at it??

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Leslie Parker

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I went through this exact nightmare in January. The whole PFML system is DESIGNED to deny claims and make it as hard as possible to get benefits we've paid into!!! I applied before my surgery too, got denied, then had to reapply after. But then they said my documentation wasn't sufficient even though my doctor filled out their stupid form. Had to appeal THAT decision and wait another 6 weeks while bills piled up. The ESD is completely broken and nobody can ever get through to them on the phone to fix problems!!

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Sergio Neal

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If you're having trouble reaching ESD by phone, I recommend using Claimyr (claimyr.com). I was in a similar situation with my PFML claim getting denied twice, couldn't get through to anyone for weeks. Found this service that got me connected to an actual ESD agent in about 20 minutes instead of spending days redialing. They have a video demo showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3 They basically help you bypass the phone queue. Once I finally talked to someone, they explained exactly what documentation I was missing and I got my claim approved within days.

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Sara Unger

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just wondering did u check ur WA PFML account online? sometimes they list exactly what docs u need to send in. thats how i figured out what was wrong w/ my claim

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Alana Willis

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I did check it but all it says is 'Claim Denied' and something about not having a qualifying event. I don't see anywhere that lists specific documents I need to submit. Maybe that will appear when I file a new claim?

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Tyler Murphy

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To answer your follow-up question: Yes, there is a 7-day waiting period before PFML benefits begin. This means the first week after your surgery won't be paid. It's actually a good idea to use any available sick time for that first week if possible. Also, make sure when you file your new claim that you have these documents ready: 1. The Certification of Serious Health Condition form (completed by your doctor) 2. Your surgery records/discharge paperwork 3. Your estimated recovery timeline If you know you'll be out for 12 weeks, for example, have your doctor document that on the certification form. This helps prevent having to extend your claim later.

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Alana Willis

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This is super helpful - I'll make sure to have all those documents ready. My doctor estimated 6-8 weeks recovery, so I'll ask them to put that on the certification form. I do have some sick time I can use for that first week. Thanks again for the clear explanation!

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u might want to check if your employer offers supplemental benefits too besides the state PFML. my company has a policy that covers that 7 day waiting period the state doesn't pay for. also the PFML only pays like 90% of your salary up to some max amount ($1,427 per week I think?).

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Alana Willis

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That's a great point - I need to check with HR about any supplemental benefits. I knew PFML didn't cover 100% but wasn't sure about the exact percentage. Thanks for the tip about the waiting period coverage too.

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Juan Moreno

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I had knee surgery last year and I had the same exact problem. I ended up waiting until 2 days after my surgery to file and it went through fine. Make sure you know your first day of missed work too because they'll ask for that exact date. Also my doctor's office was really familiar with the certification form and had it ready for me when I asked.

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