Can I get Washington ESD unemployment if my spouse works?
My husband has a full-time job making decent money, but I got laid off from my retail position last month. I'm wondering if I can still qualify for unemployment benefits through Washington ESD even though my spouse is employed? I've heard conflicting information about whether household income affects eligibility. We have a mortgage and bills that my husband's income alone can't cover. Does anyone know the rules about this?
48 comments


Zara Khan
Yes, you can absolutely file for unemployment benefits even if your spouse works! Washington ESD determines eligibility based on YOUR individual work history and the reason you lost your job, not your household income or your spouse's employment status. As long as you worked enough hours and earned enough wages in your base period, you should qualify.
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Sean Fitzgerald
•That's such a relief to hear! I was worried they'd look at our combined household income and deny my claim.
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MoonlightSonata
•This is correct. I got benefits while my wife was working full time. They only care about your individual employment situation.
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Mateo Gonzalez
Your spouse's income has zero impact on your UI eligibility. The only thing that matters is your own work history and whether you meet the monetary requirements. You need to have earned at least $1,100 in your base period and worked at least 680 hours, or earned at least $2,200 total in your base period.
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Sean Fitzgerald
•I definitely meet those requirements since I worked full-time for two years. Thank you for clarifying the specific numbers!
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Nia Williams
•Those wage requirements sound right but I think they might have changed recently? Not 100% sure though.
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Luca Ricci
I had trouble getting through to Washington ESD when I needed to verify my eligibility last year. The phone lines are always busy. If you need to talk to someone directly about your specific situation, I recently discovered this service called Claimyr (claimyr.com) that helps you get connected to actual Washington ESD agents. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Made my life so much easier!
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Sean Fitzgerald
•Interesting, I'll check that out if I run into issues. The website seems pretty confusing to navigate.
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Aisha Mohammed
•Never heard of that service but anything that helps with those impossible phone waits sounds worth trying.
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Ethan Campbell
just file online its not that hard, spouse income doesnt matter at all for UI benefits
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Sean Fitzgerald
•I'm planning to file online, just wanted to make sure I wouldn't be wasting my time if they'd deny me anyway.
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Zara Khan
To be completely clear - Washington ESD will ask about your spouse's employment status on the application, but this is only for statistical purposes. It won't affect your benefit amount or eligibility. Your weekly benefit amount is calculated based solely on your own earnings history during the base period.
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Sean Fitzgerald
•Good to know they ask about it but don't use it against you. I was worried about that question on the application.
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Yuki Watanabe
•Right, and you still have to meet all the other requirements like being able and available for work and actively seeking employment.
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Carmen Sanchez
My situation was similar - I got laid off while my partner was working. No issues with my claim at all. The only time spouse income might matter is if you're applying for certain state assistance programs, but that's completely separate from unemployment insurance.
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Sean Fitzgerald
•That makes sense. I was probably confusing UI with other assistance programs. Thanks for sharing your experience!
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Andre Dupont
•Yeah food stamps and housing assistance look at household income but unemployment is different.
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Zoe Papadakis
I think there might be some confusion here. Doesn't the government look at total household resources when determining benefits? I could be wrong but I thought they considered everything.
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Zara Khan
•That's a common misconception. Unemployment insurance is based on individual work history and contributions, not household income. You're thinking of means-tested programs like TANF or SNAP.
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Zoe Papadakis
•Ah okay, that makes more sense. Thanks for the correction!
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ThunderBolt7
File ASAP! There's a waiting period and you want to get your claim started as soon as possible. Your spouse's job has nothing to do with your eligibility - you paid into the unemployment system through your payroll taxes, so you're entitled to benefits when you lose your job through no fault of your own.
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Sean Fitzgerald
•You're right, I should stop overthinking this and just file. I was laid off due to budget cuts so it definitely wasn't my fault.
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Jamal Edwards
•Exactly, you earned those benefits through your work history. Don't let anyone make you feel bad about claiming what you're entitled to.
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Mei Chen
Just to add another perspective - I was in the same boat and got my benefits without any problems. The whole process was straightforward online. The only time I needed to call was when I had questions about my job search requirements, and that's when someone told me about Claimyr. Saved me hours of trying to get through on the phone.
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Sean Fitzgerald
•Good to hear another success story. I'm feeling much more confident about filing now.
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Liam O'Sullivan
•What are the job search requirements like? I might need to file soon too.
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Amara Okonkwo
The system is set up to replace YOUR lost wages, not to supplement household income. Your husband's job is completely irrelevant to your claim. Focus on gathering your employment history and wage information for the application.
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Sean Fitzgerald
•That's a good way to think about it - replacing MY lost wages. I'll gather my pay stubs and W-2s.
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Giovanni Marino
One thing to keep in mind - even though your spouse's income doesn't affect eligibility, you'll still need to report any work you do while collecting benefits. If you pick up part-time work, that could affect your weekly benefit amount.
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Sean Fitzgerald
•Good point. I'm hoping to find full-time work quickly, but I'll keep that in mind if I need to take something part-time in the meantime.
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Fatima Al-Sayed
•Yeah you can work part-time and still get partial benefits, but you have to report all earnings honestly.
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Dylan Hughes
I was in a similar situation two years ago - husband working, I got laid off from my office job. Washington ESD approved my claim no problem. The weekly benefit amount was based on what I had been earning, not what our household income was. Don't let the fear of being denied stop you from filing.
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Sean Fitzgerald
•Thank you for sharing your experience. It's reassuring to hear from people who've been through the exact same situation.
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NightOwl42
•Same here - spouse working, got benefits anyway. The system works like it's supposed to most of the time.
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Sofia Rodriguez
JUST FILE ALREADY! Sorry for caps but seriously, you're overthinking this way too much. Spouse income = irrelevant for UI. Your work history = relevant. End of story.
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Sean Fitzgerald
•Haha you're right, I am overthinking it. I'm going to file this afternoon.
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Dmitry Ivanov
•Sometimes you need someone to just tell it like it is lol
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Ava Thompson
I had to call Washington ESD multiple times during my claim process for various issues. If you run into problems reaching them, there's this service that helps you get through - Claimyr. Found it super helpful when I needed to resolve some adjudication issues that were holding up my payments.
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Sean Fitzgerald
•A couple people have mentioned that service now. I'll definitely bookmark it in case I need help getting through to them.
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Miguel Herrera
•How much does that service cost? Is it worth it?
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Ava Thompson
•For me it was worth it because I was losing weeks of benefits waiting to talk to someone. They help you get through the phone queues.
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Zainab Ali
Update us after you file! I'm curious how it goes since I might be in a similar situation soon. My company has been talking about more layoffs.
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Sean Fitzgerald
•Will do! I'm going to file today and I'll let you know how the process goes.
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Connor Murphy
•Hope your company doesn't end up doing more layoffs but good to know the process ahead of time just in case.
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Yara Nassar
The bottom line is unemployment insurance is exactly that - insurance that you paid into while working. Your spouse didn't pay into YOUR unemployment insurance account, so their income is irrelevant to your benefits. File with confidence!
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Sean Fitzgerald
•That's the perfect way to explain it. I never thought about it as insurance that I paid into, but that's exactly what it is.
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StarGazer101
•Exactly! You earned those benefits through your payroll deductions. No shame in using them when you need them.
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Lucas Schmidt
As someone who recently went through this process, I can confirm what everyone else is saying - your spouse's employment status absolutely does not affect your unemployment eligibility! I was worried about the same thing when I got laid off from my marketing job while my partner was still working. Washington ESD only looks at your individual work history and earnings. The application process was actually pretty straightforward online, and I got my first payment within about 2 weeks. Don't let unnecessary worry delay your filing - you've earned these benefits through your own payroll contributions!
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