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COVID ESD overpayment showing $6000 balance but got 'not responsible' notice - still owe?

I've been dealing with this ESD overpayment nightmare since COVID and I'm beyond confused. I have two separate notices about an overpayment - both literally say I'm "not responsible for repayment of any kind" but there's still a $6000 balance showing in my account! The total amount has ping-ponged up and down at least a dozen times over the past few years (originally was around $12,000, then cut in half). The interest charges seem to have stopped completely, which is something I guess. Early in this mess, I managed to actually speak with an ESD rep who casually said "oh don't worry about it, this is happening to everybody" but I never got ANYTHING in writing confirming I don't need to repay. What's weird is I keep getting these monthly paper bills in the mail, but there's never been any collections action or anything urgent-sounding. When I log in, there's definitely a section where I could make payments on this "debt" but no explanation about whether I actually need to. Is there ANY way to find out if I legitimately owe this money without having to contact ESD directly? I've tried calling so many times but getting through is basically impossible these days. Has anyone else had their overpayment situation resolved without having to battle ESD customer service?

Mei Chen

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You absolutely need to get clarification on this in writing. Those conflicting notices are a classic ESD systems issue. If you received official notices stating you're "not responsible for repayment of any kind," you should print those out and keep them forever - that's your best defense. Here are the steps I'd recommend: 1) Submit a secure message through your eServices account specifically asking about the status of your overpayment and reference the written notices you received saying you're not responsible 2) Request a formal "Statement of Overpayment Status" - this is an official document they can generate that shows exactly what you owe (if anything) 3) If you received Pandemic Unemployment Assistance (PUA) during COVID, there were special waivers issued for many overpayments that weren't due to fraud Without contacting ESD directly though, there's unfortunately no other system or website where you can verify your true balance. The eServices portal isn't always reliable for overpayment information, especially for pandemic-era claims that went through multiple adjustments.

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Jamal Harris

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Thanks for the detailed advice! I definitely got PUA during part of the pandemic. I'll try the secure message route - at least then I'll have a paper trail of trying to clarify this. Do you know if there's any time limit on when they can suddenly decide to enforce collection if they haven't been pursuing it actively for years? That's what makes me nervous.

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Liam Sullivan

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omg same thing happened to me!! My overpayment was like $8700 and i got a letter saying i didnt have to pay it back but the website STILL shows I owe money?? its been over a year and nothing has happened but im scared they'll suddenly come after me for it all at once. the whole system is so broken

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Amara Okafor

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This isn't uncommon with COVID-era claims. ESD's computer system and their actual policies haven't always synced up properly. If you received an official overpayment waiver notice, take screenshots of it and save digital copies along with any paper notices you received. The system might continue showing a balance even when you've been formally released from obligation to pay.

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The ESD is THE WORST with these overpayment issues!!! I had almost the exact same situation - got notices saying I didn't need to repay, but the system kept showing a balance. After TWO YEARS of this nonsense, I finally got through to someone who fixed it, but it took literally 40+ calls. DON'T TRUST what shows in the online portal - the waiver notice is what matters legally. If they ever tried to collect after sending you a waiver notice, you could fight it easily. BUT you should still try to get it officially resolved so it doesn't haunt you forever. If you can't get through on the phone (which is basically impossible these days), I'd recommend trying to schedule an in-person appointment at your local WorkSource office. They sometimes have ESD staff who can help with these issues face-to-face.

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Jamal Harris

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40+ calls sounds about right from my experience too. The WorkSource office is a good suggestion - I didn't even think about that option. I'll look into booking an appointment. It's so frustrating that they can send you notices saying one thing while their system shows another!

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Have you tried using Claimyr to get through to ESD? I was in a similar situation with an overpayment issue that kept showing up in my account despite getting a waiver. After months of failed call attempts, I used Claimyr (claimyr.com) and was connected to an ESD agent in about 30 minutes. The agent was able to note my account that the overpayment had been waived and told me to disregard the balance showing in the system. There's a video showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3. Seriously worth it for peace of mind on a $6000 question!

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Jamal Harris

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I've never heard of Claimyr before, but I'm definitely going to check it out. At this point I'd try almost anything to get this resolved once and for all. 30 minutes wait instead of endless busy signals sounds amazing. Thanks for the tip!

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Ive tried Claimyr twice for different issues and got through both times but the first rep I talked to still couldn't fix my problem... just a heads up that getting through doesn't guarantee they'll fix everything. still better than not getting through at all tho

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Dylan Cooper

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you should just ignore it thats what i did lol. if they havent sent it to collections after all this time they probly never will. the systems just broken and they dont care enough to fix it. my friend had $15,000 "overpayment" that just disappeared after like 3 yrs without him ever paying anything

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Mei Chen

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This is risky advice. While it's true that some COVID-era overpayments with waiver notices won't be collected, ignoring it entirely isn't wise. ESD has up to six years to pursue most overpayments, and they can restart collection efforts at any time within that window. Having unresolved government debt can affect future benefit eligibility and potentially impact other government interactions. Always better to get official resolution.

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Sofia Ramirez

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I went through something similar last year. Those COVID-era overpayments are a mess because there were multiple federal relief programs with different rules, plus the state programs. If you received a formal overpayment waiver notice (typically on official letterhead with your claim ID), that document supersedes what's showing in the system. One thing nobody's mentioned - keep an eye on your tax documents. If ESD still has the overpayment in their system, they might incorrectly report it to the IRS on your 1099-G form. I had to request a corrected 1099-G after my waiver was processed. If you want to resolve this without calling, sending a secure message through eServices is definitely your best option. Be super specific, reference the exact notices you received (including dates and any identification numbers), and ask for written confirmation that you don't owe the money. Also mention that you need your account balance corrected to zero if you're not responsible for repayment.

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Jamal Harris

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That's a really good point about the tax documents! I didn't even consider that aspect. I'll definitely check my 1099-G forms from previous years to see if they've been reporting this incorrectly. I'll make sure to be super specific in my secure message like you suggested. Thank you!

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Amara Okafor

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This overpayment situation is actually quite common with PUA and other pandemic unemployment programs. The formal notices stating you're "not responsible for repayment of any kind" are likely the result of blanket overpayment waivers that were authorized by federal legislation for non-fraudulent COVID-related overpayments. What you're experiencing is a disconnect between ESD's waiver processing and their accounting systems. Here's what I would recommend: 1. Double-check that the notices specifically reference your current claim ID and the exact overpayment amount you're concerned about 2. Submit a records request through ESD's Public Records department (you can do this online) asking for all documents related to your overpayment balance and any waivers applied 3. Keep copies of all waiver notices in a safe place - these are your legal protection The lack of collection activity is actually a good sign that the waiver is recognized in their enforcement system, even if the accounting system still shows a balance. This is a known issue with ESD's outdated computer systems. Getting it fully resolved will likely require speaking with someone at ESD who has the authority to manually adjust your account.

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Jamal Harris

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I never thought about doing a formal records request - that's a great idea! I'll look into that right away. And yes, the notices do reference my specific claim ID and mention the original overpayment amount (though not the current reduced amount). This makes me feel a bit better knowing it's a known systems issue rather than something unique to my situation.

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A bunch of us at my old job got hit with these overpayment notices after COVID and almost everyone I know got them reduced or waived completely. But the ESD computer system is like ancient and doesn't update right. My cousin works for DSHS (different agency but they talk) and she said the notices saying your not responsible are the official legal document that matters, not what the computer shows. But yeah if u can get through to them somehow get them to correct the computer balance too just for peace of mind.

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Jamal Harris

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Thanks for sharing that insider perspective! It's reassuring to hear that the notices are what legally matter. I'll definitely try to get the computer balance fixed too, just so I don't have to keep stressing about this.

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