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The hardest part about Washington ESD overpayments is just getting someone on the phone to explain what happened. Once I finally talked to an agent, they were actually pretty helpful in setting up a reasonable payment plan.
This is exactly why I recommend Claimyr for getting through to Washington ESD. It eliminates the frustration of constantly calling and getting busy signals.
Update: I just checked and you can actually start a payment plan online through your SecureAccess Washington account without having to call. Look under the 'Overpayments' section if you have one pending.
ugh this whole thing is giving me anxiety. i thought unemployment was supposed to help not create more financial problems
This whole thread should be pinned somewhere. So much better info than what you get from Washington ESD directly about payment timing.
Thanks everyone for all the helpful info! Sounds like Tuesday/Wednesday is the standard timeline and it's pretty consistent once you get in the system. Really appreciate everyone sharing their experiences.
Quick tip for anyone facing disqualification: Start looking for work immediately even while appealing. Washington ESD requires active job search during the appeal process, and if you win your appeal, you'll need to show you were available and searching the whole time to get back benefits.
The most frustrating part about Washington unemployment disqualifications is how vague the initial notices are. They'll say 'misconduct' but not explain exactly what you supposedly did wrong. You have to dig deeper through appeals or phone calls to get the actual details of their decision.
Exactly! And good luck getting someone on the phone to explain it. The whole system seems designed to discourage people from pursuing their rightful benefits.
That's where services like Claimyr really help - they cut through the phone system nonsense and actually get you connected to someone who can give you real answers about your specific case.
Lilah Brooks
One thing to remember is that your benefit amount is just the starting point. You still have to pay federal taxes on unemployment benefits, and you can choose to have them withhold 10% or pay quarterly estimated taxes. Factor that into your budget planning.
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Jackson Carter
•Wait, unemployment is taxable? I had no idea! That's going to reduce the effective benefit even more.
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Kolton Murphy
•I learned this the hard way last year. Didn't have taxes withheld and ended up owing $1,200 at tax time. Definitely opt for the 10% withholding if you file a claim.
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Evelyn Rivera
Bottom line for the original question: there's no simple percentage answer because Washington ESD uses a complex formula. Your best bet is to gather your wage statements from the past 18 months and use their online calculator, or be prepared to wait for them to calculate it when you file your claim.
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Nathan Kim
•Thanks everyone for all the detailed responses! I feel much better prepared now if I need to file a claim. The quarterly calculation makes sense once you understand the logic behind it.
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Julia Hall
•Just remember that even if the amount isn't what you hoped for, it's temporary income support while you find your next opportunity. Better than nothing during a tough transition!
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