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I work in HR and deal with unemployment claims regularly. Restaurant workers often have slightly longer processing times due to wage verification, but 8 months of steady employment should make you eligible. Be patient but persistent.
If you're really worried, you could try that Claimyr service I keep hearing about. My coworker used it and got through to Washington ESD right away when her claim was taking forever.
I was skeptical about Claimyr at first but it actually worked. Worth trying if you're stuck.
Tuesday 6 AM is my experience too. BECU credit union processes them right on schedule. Never had an issue with timing.
Make sure your direct deposit info is still correct in your Washington ESD account. I had a friend whose payments got delayed because their bank account info was wrong after they switched banks.
One thing to watch out for - if you have any issues with your claim getting stuck in adjudication or something, don't let it drag on. I used Claimyr to get through to Washington ESD when my payments stopped randomly after 4 weeks. Turned out to be a simple system glitch.
Bottom line - unemployment benefits are designed to prevent financial hardship, not cause it. As long as you use them responsibly and keep paying your existing debts, your credit should be fine or even improve.
The whole system seems complicated but Washington ESD's website actually has a benefit calculator tool that can give you an estimate before you apply. It's not 100% accurate but gives you a ballpark figure.
Last thing - make sure you apply as soon as possible after losing your job. There's a one-week waiting period in Washington before you can start collecting benefits, and it starts from when you file your claim, not when you lost your job.
Good luck with your claim! And remember if you need to talk to someone at Washington ESD about your benefits, Claimyr can help you get through their phone system without all the usual hassles.
StarStrider
Just want to emphasize - this was ONLY for 2020. I've seen people think it applied to 2021 or 2022 unemployment and get into trouble with their taxes.
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Dylan Campbell
•Thanks for the reminder. It's easy to get confused with all the different COVID-related tax changes.
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Sofia Torres
For anyone still sorting this out - keep good records of all your Washington ESD payments and tax documents. The IRS can ask for documentation even years later.
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Zara Mirza
•Good advice. I'm going to dig up my old 1099-G forms and make sure everything matches what I reported.
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Sofia Torres
•Smart move. Better to be safe than sorry when it comes to taxes and unemployment benefits.
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