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Update us tomorrow and let us know if your payment came through! And remember, if you ever need to reach Washington ESD for any issues, that Claimyr service I mentioned earlier really does work well.
I've been on Washington ESD unemployment for about 6 months now and can confirm what everyone else is saying - Tuesday night/Wednesday morning is pretty much the standard. I file my weekly claim every Sunday by 11pm and the money hits my account Wednesday morning around 8am. The only times it's been different was during holiday weeks when it got pushed to Thursday. Just make sure you keep track of your job search activities and report any work accurately. The system is actually pretty reliable once you get used to the timing!
That's really helpful to know about the 8am timing! I've been wondering what time of day to expect it. The holiday delay is good to keep in mind too since we're coming up on some holidays soon. Thanks for sharing your experience - it's reassuring to hear from someone who's been through this for a while.
UPDATE: I tried the Claimyr service this morning and actually got through to an ESD agent! She looked up my claim and said it was assigned to an adjudicator last week and should be resolved "soon" but couldn't give me a specific date. She did confirm they have all the documents they need from me and there's nothing else I need to provide. The agent also told me to keep filing my weekly claims and keep documenting my job searches (which thankfully I've been doing). Fingers crossed this gets resolved in the next week or so. Thanks everyone for your help!
That's awesome that you got through and got some actual information! The fact that it's assigned to an adjudicator is definitely progress. I'm in week 4 of adjudication myself (also a layoff situation) and this thread has been super helpful. I'm going to try the Claimyr service too - seems like it's worth the cost if it actually gets you connected. How much did it end up costing you if you don't mind me asking?
This thread has been incredibly helpful! I'm in the exact same situation and was worried about the same thing. Now I know I don't need to worry about FICA taxes on my unemployment benefits.
This thread has been a lifesaver! I was just about to file my taxes and was completely confused about the FICA situation with my unemployment benefits. I've been unemployed for most of 2024 after my retail job got cut, and I received around $12,000 in benefits from Washington ESD. My tax software kept asking about FICA and I had no idea what to tell it. Reading through all these responses has made it crystal clear - unemployment benefits are subject to regular federal income tax but NOT FICA taxes. I really appreciate everyone taking the time to explain this so thoroughly, especially the tax preparer who confirmed it. Now I can finish my taxes with confidence!
Former ESD employee here. One thing that might help your situation is to specifically request a "hardship escalation" when you do get through to someone. You'll need to clearly explain your financial hardship (rent due, etc.) and they can flag your claim for expedited review. This won't guarantee immediate resolution, but it can move you up in the queue. Also, check your online correspondence section carefully. Sometimes adjudicators send requests for additional information that don't trigger notifications, and your claim could be stalled simply because they're waiting for you to respond to something you don't know about.
I'm dealing with the same adjudication nightmare right now - going on 5 weeks with no movement. One thing that helped me get more information was filing a complaint with the Washington State Auditor's office. They have a whistleblower program that accepts complaints about government inefficiency. While it won't directly resolve your claim, it creates a paper trail and sometimes ESD gets more responsive when they know there's external oversight involved. You can file online at their website. Also, document EVERYTHING - every call attempt, every email, every interaction. If this drags on much longer, you might have grounds for a formal appeal based on unreasonable delay. Hang in there!
Mei Zhang
UPDATE: Just got my payment about 10 minutes ago (5:30pm Wednesday)! Seems like Chase just processes these later in the day. Thanks everyone for sharing your experiences - really helped calm my anxiety. Going to make a note that I should expect late Wednesday deposits from now on so I don't stress about rent timing next month.
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Amara Oluwaseyi
•Glad to hear it came through! It's always a relief when those payments finally hit your account. And now you know your bank's typical timing pattern, which should help with planning for future bills.
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Dmitry Petrov
Anybody know if the timing is different for people who get their benefits on the ESD debit card instead of direct deposit? I switched to the card last month because my direct deposits were always delayed.
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Sofia Gutierrez
•The ESD debit card (ReliaCard) typically receives funds faster than direct deposit in my experience. When I was using the card, payments would usually be available by early Tuesday morning, even though my ESD account showed payment processing on Wednesday. The card eliminates the bank processing delay since it's directly loaded by US Bank, which manages the ReliaCard program for ESD.
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