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If you're on the edge of qualifying, sometimes it helps to precisely calculate your earnings deduction. The 75% rule means you can earn up to 133% of your weekly benefit amount before benefits zero out completely. In your case, with a $312 weekly benefit, you could earn up to about $416 and still receive some partial benefit. At $420, you're just barely over the threshold. If your hours were reduced even slightly (like 19.75 instead of 20), you might qualify for a small amount.
Just a quick update - I saw your question about whether they asked for proof of income for the payment plan. In my case, they didn't require documentation upfront, but they did ask about my current income and expenses during the phone call to determine what monthly payment would be reasonable. If you're struggling to get through on the phone, I really do recommend trying Claimyr. It saved me literally days of frustration trying to reach someone at ESD.
Thanks for following up! I'm going to try Claimyr tomorrow. At this point, I just want to get this resolved before tax season and stop worrying about whether they'll take my refund.
One more thing to consider: if you believe the overpayment was due to an ESD error rather than anything you did wrong, you can request a waiver. According to WAC 192-220-030, ESD may waive an overpayment if it would be against "equity and good conscience" to require repayment. This is separate from an appeal (which challenges whether the overpayment exists at all) and is worth looking into if you truly couldn't have prevented the overpayment situation.
wait so does this mean the tax withholding is still being reported correctly on our 1099-Gs for tax purposes? i don't want any issues when i file my taxes next year
Yes, your 1099-G will be completely accurate. The "intercept" label is just for the internal ESD payment display - it has nothing to do with how the data is coded when sent to the IRS. Your 1099-G will correctly show your total benefits and the amount withheld for federal taxes. No need to worry about your tax filing!
I had thsi exact same question last month when i started getting benefits! Asked my friend who works at a bank and she said its nothing to worry about just dumb governmetn labeling. She said intercepts dont show up on your credit report anyway unless they're actual garnishments for things like defaulted student loans or something. Tax withholding definitely doesnt affect your credit either way.
I swear ESD's system is designed to make everything as difficult as possible! Had to change my direct deposit last year and somehow ended up with TWO payments - one to each account! Then they hit me with an overpayment notice six months later. Still fighting it...
Just to follow up on what everyone's saying - I think the key is timing. Don't make any changes to your direct deposit info on the day before or the day of your regular payment processing. The system needs time to update, and if you try to change things while a payment is being processed, that's when problems seem to happen. Good luck!
Logan Stewart
Quick update on current timelines - I'm a volunteer at WorkSource and we're seeing OAH appeals averaging about 9 weeks total right now (early 2025). That's a bit faster than the 12+ weeks we were seeing last year. Make sure your contact information is current in both your eServices account AND with OAH directly (they're separate systems).
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Haley Bennett
•Thanks for the update! I'll double check all my contact info is current. 9 weeks is still a long time but at least it's better than 12+.
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Douglas Foster
btw did u know u can check ur appeal status online? go to oah.wa.gov and click on "check appeal status" - u need ur case # which should be in the confirmation email u got when u filed the appeal.
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Haley Bennett
•I didn't know that! Thank you so much - I just checked and it shows my appeal has been received but not assigned to a judge yet. At least now I have a way to track it!
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