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One more thing - make sure your payroll service or accountant understands unemployment taxes. Some of them don't pay attention to the details and miss opportunities to save money or avoid problems.
That's another reason we went with Claimyr - they stay on top of all the rule changes and make sure we're compliant.
Thanks everyone, this has been incredibly helpful! I had no idea there were so many factors involved. Sounds like I need to get more organized about this whole process and maybe get some professional help managing it.
Deposits can be delayed for various reasons - bank processing, Washington ESD system maintenance, verification reviews, or even high volume periods. Usually nothing to worry about if your claim shows approved.
The Washington ESD handbook explains this pretty clearly if you can find it on their website. Severance pay is treated as wages if it's payment in lieu of notice, but not if it's just a goodwill gesture. Most severance packages are the first type, so expect to wait.
Just went through this whole process. The most important thing is filing immediately. Don't second-guess it, don't wait for severance to end, just file. You can always ask questions later but you can't go back and change your filing date.
Just to circle back on getting help - if anyone else is struggling to reach Washington ESD by phone, I can't recommend Claimyr enough. Their website is claimyr.com and they've helped tons of people get through to resolve claim issues quickly.
Update: I successfully filed my initial claim this morning! It took about 40 minutes like someone mentioned. Now I just wait for the monetary determination and start filing weekly claims. Thanks again everyone!
Angel Campbell
Immigration status creates measurement blind spots too. Undocumented workers who lose jobs obviously can't file for UI benefits with Washington ESD, but they're not counted in unemployment surveys either. Whole segments of the workforce are invisible.
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Esteban Tate
•The household surveys are supposed to count everyone regardless of immigration status, but there's obviously underrepresentation due to fear of government contact.
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Alice Pierce
•So the real unemployment numbers could be significantly higher than what gets reported.
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Payton Black
Benefits cliff effects mess up the measurements too. Someone might turn down full-time work because they'd lose Medicaid or food assistance, so they stay in part-time work. Shows up as employed and satisfied with their job situation when really they're trapped by the system.
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Ivanna St. Pierre
•This is a huge policy problem that unemployment statistics completely miss. The interaction between different benefit programs creates perverse incentives.
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Harold Oh
•exactly why you can't just look at unemployment numbers to understand if the economy is actually working for people
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