Will my SSDI payment change when I reach my Full Retirement Age (FRA) at 67?

Your payment amount will stay exactly the same when you reach your Full Retirement Age (FRA). What happens is that your SSDI benefits automatically convert to retirement benefits, but the dollar amount doesn't change. This is because SSDI benefits are already calculated as if you had reached your full retirement age. The only real difference is administrative - your benefits will come from the retirement trust fund instead of the disability trust fund. You won't need to do anything, and you shouldn't notice any difference except maybe in some paperwork you might receive.

NOBODY TELLS YOU THIS STUFF! I went through the exact same confusion when I hit my FRA last year after being on disability for 12 years. The SSA never sent me ANY notification about the change from SSDI to retirement. My payment stayed the same but suddenly my Medicare premium went up because of some income-related adjustment from 2 YEARS before!! The system is designed to confuse us!!!

I had this same question a while back! I was so nervous about it that I spent 3 days trying to reach someone at Social Security. Kept getting busy signals or disconnected. Finally found this service called Claimyr (claimyr.com) that got me through to an agent in about 20 minutes. They have a video showing how it works: https://youtu.be/Z-BRbJw3puU The agent confirmed what others are saying - your benefit amount stays the same, just switches from disability to retirement benefits automatically. Huge relief!

Actually, there IS one important difference when you convert from SSDI to retirement at FRA that nobody has mentioned. Once you're on retirement benefits, the earnings limit no longer applies. So if you wanted to work part-time, you could earn any amount without affecting your Social Security benefit. Under SSDI, there are strict limits on how much you can earn (substantial gainful activity).

my sister is going through this right now she is 67 and was on disability for like 20 years. the amount stayed the same but she got some letter about it switching from disability to regular ss. they didnt explain it very well tho but its automatic you dont have to apply again or anything

i always thought disability paid more than regular retirement benefits is that true? will i lose money when i turn 67 next year?

Thank you all for the helpful responses! It sounds like I don't need to worry about any changes to my payment amount, which is a huge relief. And it's great to know about the earnings limits being removed - that actually opens up some possibilities I hadn't considered before. This forum has been way more helpful than the hours I spent searching the SSA website!