< Back to Social Security Administration

Oliver Schmidt

Do Social Security survivor benefits for minor children continue after receiving the $255 death benefit?

My sister lost her husband last month and her kids (ages 7 and 10) just received what I guess is the one-time $255 death benefit from Social Security. They were already getting monthly payments when he was alive because of his disability. Does anyone know if these monthly payments will stop now that they've received that lump sum? Or are those separate benefits that should continue? The kids rely on that monthly income and my sister is panicking that it might suddenly stop. She's tried calling SSA but can't get through. Any insight would be SO appreciated!

The monthly benefits and the $255 one-time payment are completely different things. The $255 is just a small one-time death benefit, while the monthly payments your niece and nephew were receiving will continue as survivor benefits since they're under 18. The monthly payments should actually be recalculated and might even increase slightly. Your sister should make sure she's reported the death to SSA though, as this transition from auxiliary benefits to survivor benefits sometimes requires additional paperwork.

0 coins

Oh thank goodness! She did report his death but hasn't received any paperwork about the monthly benefits continuing. Do you know if there's anything specific she needs to fill out for the kids to keep getting payments?

0 coins

Javier Torres

•

my kids went thru this when their dad passed. the $255 is just a joke of a death benefit (hasnt changed since like the 1950s!) but the GOOD NEWS is the monthly checks DEFINITELY continue until they turn 18 (or 19 if still in high school). they're called survivors benefits now instead of dependents benefits but its basically the same thing

0 coins

That's such a relief to hear, thank you! It seemed so weird that they'd just stop supporting kids because of a death, but I've heard so many horror stories about benefits suddenly stopping.

0 coins

Emma Wilson

•

Whoa $255 doesn't seem like much for a death benefit! Is that really all they give??? What happens to all the money people pay into Social Security??? My cousin's husband died and I swear she got WAY more than that for her kids.

0 coins

The $255 is just the one-time lump sum death payment. The REAL value is in the monthly survivor benefits that continue until each child turns 18 (or 19 if still in high school). These monthly payments can add up to thousands of dollars per year per child depending on the deceased parent's earnings record. That's probably what your cousin's family received - the ongoing monthly benefits, not just the one-time payment.

0 coins

QuantumLeap

•

Hi there! Sorry for your sister's loss. I work at an attorney's office that deals with SS cases. The kids will continue to receive benefits, but now they'll be classified as survivor benefits rather than auxiliary/dependent benefits. The amount is typically similar or sometimes higher. Your sister may need to provide birth certificates and the death certificate if she hasn't already. The one-time $255 payment is completely separate from the monthly benefits.

0 coins

Thank you for this information! Do you know if there's a specific form she needs to fill out? She's worried because it's been almost 6 weeks since she reported his death and she hasn't received any paperwork about the kids' benefits continuing.

0 coins

Malik Johnson

•

Your sister should be proactive and not wait for SSA to contact her. There's a special form for survivor benefits called the "Application for Survivor Benefits" (Form SSA-8). Usually this transition should happen automatically once the death is reported, but sometimes it gets delayed in the system. If she's tried calling without success, I'd recommend using Claimyr (claimyr.com) - it's a service that gets you through to a real Social Security agent quickly instead of waiting on hold forever. They have a video showing how it works: https://youtu.be/Z-BRbJw3puU. I used it last month when dealing with my mom's survivor benefits, and it saved me hours of frustration.

0 coins

Javier Torres

•

omg i wish i knew about this service last year!! spent like 3 days trying to get through to SSA when my ex died. ended up having to take off work and go to the local office. definitely bookmarking this for next time i have to deal with them!

0 coins

I had this EXACT situation after my husband died!! The $255 payment comes right away but has NOTHING to do with the monthly benefits. My kids kept getting their checks every month without interruption. BUT - and this is important - there's a family maximum benefit (FMB) that limits the total amount a family can receive. So depending on your sister's situation, the total might be different than what they were getting before. The SSA should send her a letter explaining any changes.

0 coins

Thank you! That's so helpful to know. I'll tell her to watch for a letter. Is there anything she should do if she doesn't receive one soon? It's already been over a month.

0 coins

If it's been over a month since she reported the death and she hasn't received any communication about the children's ongoing benefits, she should definitely follow up. The transition from auxiliary benefits to survivor benefits should happen automatically, but system delays or paperwork issues can occur. She should try to speak directly with a claims representative. Ask specifically about the status of the children's survivor benefits and whether any additional documentation is needed. Make sure she has her late husband's Social Security number, death certificate, and the children's birth certificates ready when she calls.

0 coins

Ravi Sharma

•

sometimes the local offices are better than the phone. i had to deal with my grandkids benefits and couldnt get anywhere on the phone but the lady at our local ssa office fixed everything in 20 mins. tell her to make an appointment tho, the walk in wait is crazy!!

0 coins

Thank you all so much for the helpful responses! I talked to my sister and it turns out the kids' regular benefits did come in this month - she just didn't notice because they're direct deposited and she was so focused on the funeral arrangements and everything else. She's going to keep an eye out for any letters from SSA about changes to the benefit amount. Really appreciate everyone's advice and reassurance!

0 coins

QuantumLeap

•

That's great news! Totally understandable that she'd miss that with everything going on. Just as a heads up, tell her to keep track of those payments - sometimes there can be adjustments made retroactively when benefits switch from auxiliary to survivor. If she notices any changes or has questions about the amounts, definitely have her contact SSA for clarification.

0 coins

So glad to hear everything worked out! It's completely understandable that she missed the direct deposit during such a difficult time. For future reference, she can also set up a my Social Security account online at ssa.gov to track all payments and communications in one place - it's really helpful for keeping tabs on benefit changes without having to call or visit the office. Wishing your family all the best during this transition.

0 coins

LunarEclipse

•

That's such a helpful tip about the online account! I didn't even know that was available. I'll definitely pass that along to my sister - having everything in one place would be so much easier than trying to keep track of paperwork during all this chaos. Thank you for thinking of that!

0 coins

Social Security Administration AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,095 users helped today