Can ex-husband get Social Security benefits from ex-wife's record if he has insufficient credits? International marriage complications
Hi everyone, I'm trying to help my uncle who's struggling financially. He's 85 and moved to the US from Brazil after divorcing my aunt (they were married for 16 years). My aunt also immigrated to the US but years earlier, worked consistently, earned enough credits, and now receives her Social Security retirement benefits. My uncle worked odd jobs after arriving but never accumulated enough credits for his own Social Security. He lives on very little income and I'm wondering if he might qualify for any benefits based on my aunt's work record since they were married for so long? They divorced in the 1990s and he never remarried. Does anyone know if an ex-spouse can claim benefits based on the other's record even if they weren't married during the time the working spouse earned their credits in the US? Does it matter that their marriage took place in another country? I'm completely confused about these international/divorce situations with Social Security.
20 comments
Yuki Yamamoto
Yes! Your uncle likely qualifies for divorced spouse benefits. SSA rules state that if someone was married for at least 10 years before divorcing, never remarried, and is at least 62, they can collect on their ex-spouse's record - even if the ex has remarried. The fact that they weren't married while she earned her credits in the US doesn't matter. The marriage being in another country is fine too, as long as it was legally recognized. He'll need to provide proof of the marriage and divorce when applying. The benefit would be up to 50% of your aunt's full retirement amount (depending on when he claims). Since he's 85, he'd get the maximum possible.
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Ethan Brown
•Thank you so much! This gives me hope. Do you know if his limited work in the US would reduce what he could get from her record? And would my aunt be notified or would her benefits be affected if he applies?
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Carmen Ruiz
my dad got benefits from my moms record after they divorced he didnt have much work in america either. they make u bring alot of paperwork tho. gotta prove the marriage happened and everything. took like 3 months to get approved but he got backpay
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Ethan Brown
•That's really encouraging to hear! Do you remember what kind of paperwork he needed to provide? My uncle's documents are all from Brazil and I'm worried about translation issues.
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Andre Lefebvre
There's actually an issue nobody's mentioned yet. Even though your uncle meets the 10-year marriage requirement, there's a separate residency requirement for non-citizens claiming benefits. If he's not a US citizen, he generally needs to have legally resided in the US for at least 5 years and been legally married to the worker during that time. If he became a citizen or meets certain residency requirements, then yes - he can claim on her record regardless of when or where they were married. But if he's still a non-citizen with limited US residency, he might face additional restrictions. I recommend contacting SSA directly to clarify his specific situation.
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Zoe Dimitriou
•this is why immigrents shouldnt get our social security!!! they didnt pay in like we did all our lives and now they want handouts
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Ethan Brown
•This is a good point. He's actually been a permanent resident for about 14 years, but hasn't become a citizen. I'll definitely ask about this when we contact SSA.
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QuantumQuest
I tried helping my mother with almost EXACT same situation last year and let me tell you - NIGHTMARE dealing with SSA!! Called for weeks, always busy signals or 3+ hour waits then disconnected!!! Finally found this service called Claimyr that got us through to an actual SSA agent in 20 minutes. They charge a fee but worth EVERY PENNY after weeks of frustration. You can see how it works at https://youtu.be/Z-BRbJw3puU - saved us so much time. The agent we spoke to confirmed my mom could get benefits from ex-husband's record despite moving to US after divorce.
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Jamal Anderson
•I was going to recommend Claimyr too! Used it last month when I couldn't get through about my disability review. Much better than waiting on hold for hours or trying to get an in-person appointment. The SSA phone system is completely broken.
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Ethan Brown
•Thanks for the recommendation! I've been dreading making these calls, especially since I'll probably need to be on the line with my uncle to help explain his situation. Will definitely check this out.
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Mei Zhang
My situation was sort of similar. My husband died while we were living overseas (Germany). I had worked in the US before moving abroad. When I moved back to the US after his death, I applied for widow benefits even though he never worked a day in the US. Got denied because he never contributed to SS system. Not sure if divorce cases are handled differently though.
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Yuki Yamamoto
•That's actually a completely different situation. For survivor benefits, you're correct that the deceased spouse needed to have paid into the US system. But for divorced spouse benefits, only the spouse whose record is being claimed against needs to qualify for benefits. The ex-spouse claiming the benefit doesn't need to have contributed to the US system.
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Andre Lefebvre
One more important thing: If your uncle has a pension from work in Brazil that didn't pay into Social Security, his benefits might be reduced due to the Windfall Elimination Provision (WEP) or Government Pension Offset (GPO). This is something else to ask about when you contact SSA.
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Ethan Brown
•I don't think he has any pension from Brazil, but I'll definitely check with him. I'm learning there are so many complications with these international situations!
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Carmen Ruiz
btw your aunt wont even know hes applying unless you tell her. my mom had no idea my dad got benefits on her record til i mentioned it at thanksgiving BIG MISTAKE lol huge fight
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Ethan Brown
•Good to know! They don't really speak anymore so that's a relief. One less complication to worry about.
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Zoe Dimitriou
wait i'm confused why does everyone keep saying ex spousal benefits?? isnt that only for retirement?? i thought he needed disability benefits??? im so confused by all these different SS benefits!!
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Yuki Yamamoto
•The original poster is asking about retirement benefits for her 85-year-old uncle based on his ex-wife's work record. This has nothing to do with disability benefits. It's about whether he can receive retirement benefits as a divorced spouse when he doesn't have enough work credits himself.
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Jamal Anderson
Make sure your uncle applies as soon as possible! Benefits aren't retroactive indefinitely - typically only 6 months back from application date. Since he's 85, he's potentially been eligible for many years and has missed out on significant benefits. The process can take time, especially with international documentation, so start immediately.
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Ethan Brown
•Thank you for this advice! I had no idea there was such a limited retroactive period. We'll definitely start the process right away. Really appreciate everyone's help!
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