Can I temporarily unlock my Social Security number after using the self-lock feature?

I locked mine 6 months ago after someone tried opening credit cards in my name. No regrets! Just had to unlock it last month for a car loan and then locked it again. Whole process took maybe 15min each time? You just call the main SSA number.

The Block Electronic Access feature is an excellent security measure that many people don't know about. When you activate it, you're essentially preventing anyone (including yourself) from accessing your SS information online or through automated phone systems. To temporarily remove the block, you'll need to contact SSA directly through their 800 number or visit a local office with proper identification. I've assisted several clients with this process, and while it adds an extra layer of security, it does require planning ahead when you know you'll need access to your information for things like loan applications, benefit verification, etc. Just remember there's no "quick" self-service option to unblock - that's the whole point of the security feature.

I TRIED THE SELF-LOCK AND IT WAS A NIGHTMARE!!!! Took me THREE WEEKS to get it unlocked when I needed to apply for benefits!!! They said they sent some code to my address but it never came and then I had to go to the local office and wait 4 HOURS just to prove I was me!!! The whole system is broken and they don't tell you how hard it is to undo once you lock it!!!

I've been using this feature for about two years now, and I've had to temporarily unlock it twice - once for a home equity loan and once when I needed to update some information with SSA. The unlocking process was straightforward, though not immediate. When you call, they verify your identity and then they'll either handle it during that call or schedule you for a callback from a security specialist. If you're in a hurry, I'd suggest visiting your local office with proper ID. The important thing to understand is that this security feature is officially called "Block Electronic Access" and it specifically prevents online and automated telephone access to your Social Security information. It's different from a credit freeze (which I also have). When I've needed to unlock it, I've found calling early in the morning (right when they open) reduces wait times significantly.

my sister tryed this n got locked out forever lol had to go down to ssa office like 3 times b4 they fixed it

I've helped several clients navigate this process, and while some have had frustrating experiences like the one described above, most find it manageable. The Block Electronic Access feature is definitely effective at preventing fraud, but it does create an extra hurdle when you legitimately need access to your information. If you're having trouble getting through to SSA on the phone to unlock your account, I'd recommend trying Claimyr (claimyr.com). They have a service that can help you reach a live SSA agent much faster than waiting on hold. They have a video demo showing how it works: https://youtu.be/Z-BRbJw3puU I've had several clients who were struggling with urgent access issues use this service to get through to SSA quickly and resolve their blocked access. For something time-sensitive like a mortgage application where delays could cost you money, it's worth considering.

oh btw theres actually 2 diff kinds of locks - theres the my social security account lock (which just stops online access) and then theres the full social security number block that stops ALL electronic access even at banks n stuff. make sure u know which 1 ur getting!

i did this last year and its been great. just make sure u write down the direct number they give u for when u need to unlock it. i lost mine and had to wait on hold for like 2 hrs with the regular number lol

Just don't do it around tax time!!! I made that mistake and couldn't get through to anyone for WEEKS when I needed to unlock it for a background check for a new job. Almost lost the offer because of the delay!!!