TWC sending my approved benefits to overpayment - how to reverse this?
I finally got my unemployment approved back in March 2025 after 3 weeks of waiting, but I just noticed the payments are showing as 'overpayment' in my TWC account. I don't understand how this is happening since I was deemed eligible and got a determination letter confirming this. I've received about $4,300 so far but it's all marked as overpayment! I did everything right - reported all my work history correctly, did all my payment requests on time, and completed my work searches every week. Has anyone else had this problem where benefits you're eligible for somehow get categorized as overpayment? What's the fastest way to fix this so I don't have to repay money I legitimately qualified for? My anxiety is through the roof thinking they might try to take this money back!
27 comments
Ana Rusula
This is fairly common with TWC right now. There are a couple of reasons this could be happening: 1) There might be conflicting information between what you reported and what your employer reported, 2) There could be a system glitch where your payments were incorrectly labeled, or 3) There might have been a wage audit that flagged your account. Don't panic! You need to contact TWC directly to resolve this. Request an appeal of the overpayment determination within 14 days of receiving any notice. Make sure to gather all your determination letters, payment request confirmations, and work search records as evidence.
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Noah huntAce420
•Thank you for the response. I never got a formal overpayment notice though - it just shows up that way in my account summary. Do I still need to file an appeal or is there another way to fix this? I'm afraid if I wait for a notice it'll be too late.
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Fidel Carson
did u report all ur income correctly? cuz i got hit with an overpayment too but it was bcuz i messed up reporting some side gig money. if u didnt report somethin they'll definitely catch it later and mark everything as overpayment
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Noah huntAce420
•Yes, I reported everything accurately! I was laid off completely from my job at the furniture store - no side income at all. That's why I'm so confused about why it's showing up as overpayment when I was approved fair and square.
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Isaiah Sanders
This is a technical issue with the TWC system that's been happening a lot lately. What you're seeing is likely just a display error in your account portal. The payments are probably correctly processed in their system, but showing incorrectly in your online view. You should immediately call TWC to have them check the status in their main system and correct the display issue. However, if it's not just a display error, you'll need to request a formal review. Be sure to specifically mention that you never received an overpayment determination letter. They're required to send one before taking any recovery action. This actually works in your favor because they can't start collections without proper notification.
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Noah huntAce420
•This makes me feel better! I was hoping it might just be a system error. I'll try calling them right away tomorrow morning. I've been getting busy signals for days though. Hopefully I can get through.
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Xan Dae
OMG the EXACT same thing happened to me!! It took me SIX calls to TWC before I got an agent who knew how to fix it. The first few agents I talked to just kept transferring me around and nobody knew what to do. It was so frustrating!!! Apparently there was some glitch in their system that was affecting people who had their claims approved in March. The agent had to submit some kind of internal ticket to fix the display issue.
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Noah huntAce420
•Six calls?? That sounds like a nightmare! Did you just keep calling until you got through or was there a better time of day to reach them?
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Fiona Gallagher
Try using Claimyr to get through to TWC faster! I was in your exact situation and kept getting busy signals for 2 weeks straight. I found this service at claimyr.com and they got me connected to a TWC agent in about 25 minutes instead of spending days redialing. They have a video showing how it works: https://youtu.be/V-IMvH88P1U?si=kNxmh025COIlIzKh. The agent I spoke with was able to look at my account and see it was just a display issue in my portal, not an actual overpayment. Saved me so much stress!
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Thais Soares
•Does that service actually work? Sounds too good to be true honestly. I've been trying to get through to TWC for DAYS about a similar issue.
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Fiona Gallagher
•It worked for me! I was skeptical too but I was desperate after trying for so long. They don't answer for you or anything - they just help you skip the busy signal part and get in the queue to talk to a real TWC agent yourself. Worth it to not spend hours hitting redial.
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Nalani Liu
Have you checked if there are any new messages in your correspondence inbox on the TWC portal? Sometimes they send determination letters there without mailing a physical copy. Look for anything with "OVERPAYMENT" or "DETERMINATION" in the subject line. If you find one, READ IT CAREFULLY before doing anything else! The reason for the overpayment should be explained there. I had a similar issue last year, and it turned out my former employer contested my claim AFTER I was initially approved. TWC reversed their decision and marked everything as overpayment. I had to appeal with evidence that I was eligible all along.
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Noah huntAce420
•I just double checked my correspondence inbox and there's nothing about overpayment in there! Just the original approval letter and the payment request confirmations. That's why I'm so confused - they approved me but the money still shows as overpayment in my account summary.
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Thais Soares
THE TWC SYSTEM IS COMPLETELY BROKEN!!! I've had nothing but problems since day 1. First they denied me, then approved me, then said I had an overpayment, then fixed it, then another overpayment showed up! Their computer system probably dates back to the 1990s and can't handle basic functions. You'll probably have to call them 20 times before you get someone who knows what they're doing. And good luck getting through - I set my alarm for 6:55am just to start calling at 7am sharp and STILL got busy signals!
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Noah huntAce420
•That sounds absolutely terrible! I hope my situation isn't that complicated. Did you eventually get it resolved or are you still fighting with them?
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Ana Rusula
I want to add something important: take screenshots of your TWC account showing the overpayment status right now. If this is a system error, having documentation of exactly what you're seeing could be helpful. Also, while you're working to resolve this, DO NOT stop submitting your payment requests if you're still unemployed. Continue following all requirements even while this issue is being fixed.
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Noah huntAce420
•That's great advice, thank you! I just took screenshots of everything in my account. And yes, I'm definitely continuing with my payment requests and work searches in the meantime.
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Isaiah Sanders
After speaking with TWC, if they confirm it's an actual overpayment (not just a display error), you have three options: 1. File an appeal within 14 days of any determination letter 2. Request a waiver of the overpayment if it wasn't your fault 3. Set up a repayment plan if options 1 and 2 don't work For option 2, you'll need to complete Form E-230W (Waiver of Unemployment Benefits Overpayment). You need to demonstrate that repayment would cause financial hardship AND that the overpayment wasn't your fault. Keep in mind a waiver isn't guaranteed, but it's worth trying if you truly were eligible and didn't misreport anything.
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Noah huntAce420
•Thank you for explaining all my options. I'm hoping it's just a display error, but if not, I'll definitely appeal first and then try for the waiver if needed. I just don't understand how I could have an overpayment when I was eligible and reported everything correctly!
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Xan Dae
Update on my similar situation - I FINALLY got it fixed! Turns out a bunch of us who filed in March had our accounts flagged incorrectly in their system during some maintenance thing they did. The TWC rep had to submit a 'portal correction request' (those were the exact words she used). It took about 4 business days after that for my account to show correctly. So make sure you specifically ask if they can submit a portal correction request for your account!
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Noah huntAce420
•This is so helpful! I'll specifically ask about the 'portal correction request' when I get through to them. Did they have to transfer you to a specific department to get this done?
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Xan Dae
•They transferred me to what they called the 'benefits control' team. The first line representatives couldn't do it themselves. Make sure you don't let them just say 'we'll look into it' - keep asking until they transfer you to someone who can actually fix it!
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Ana Rusula
I've helped several people with this exact issue. If you're still having trouble getting through to TWC by phone, you can also visit your local Workforce Solutions office in person. They can sometimes access the TWC system and help resolve display issues like this. Bring your ID and all documentation related to your claim. The in-person staff often have ways to escalate issues more effectively than you can on your own.
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Noah huntAce420
•I didn't even think about going in person! There's a Workforce Solutions office about 20 minutes from me. I might try that if I can't get through on the phone by the end of the week. Thank you for the suggestion!
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Noah huntAce420
UPDATE: I finally got through to TWC this morning! You all were right - it was just a display error in my account. The representative confirmed that my benefits are properly approved and I don't actually have an overpayment. They submitted what they called a 'portal correction request' to fix how it appears in my account. They said it should update within 3-5 business days. Such a relief! Thank you everyone for your help and suggestions!
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Fidel Carson
thats awesome! glad it worked out for u!
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Ana Rusula
Great news! This is exactly why it's so important to contact TWC directly when you see something concerning in your account. These display errors are fairly common but can cause unnecessary stress. Keep an eye on your account over the next week to make sure the correction goes through properly.
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