Can I qualify for TWC benefits during maternity leave if my job doesn't offer paid leave?
I'm 6 months pregnant (due July 2nd) and just discovered my employer doesn't offer paid maternity leave - completely blindsided me after working there almost a year (anniversary is April 19th). I planned to start leave mid-May to prepare before baby arrives, but now I'm in a total panic about finances.\n\nMy husband only works 15 hours weekly as a caregiver with "potential" for more clients later on. I was the main income provider and counted on having paid leave. My employer has already cut my hours because of my pregnancy, and despite applying for additional work, nothing's panned out.\n\nI really wanted to stay home with my newborn for at least 3 months, but that seems impossible now. I've secured WIC and been trying to get food stamps for months with no luck.\n\nCan I qualify for any TWC unemployment benefits in this situation? Has anyone successfully filed for unemployment due to pregnancy/maternity when your employer cuts hours or doesn't provide leave? I'm so stressed I can barely think straight. Any advice from Texas moms who've navigated this would be amazing.
18 comments
Michael Adams
Hate to say it, but TWC is probably going to deny you. The problem is you have to be ABLE and AVAILABLE to work to get unemployment, and they'll say being on maternity leave means you're not available. I went through this last year and they rejected me even though my company laid me off while I was 7 months pregnant! The whole system is rigged against pregnant women!! They'll tell you to apply for disability instead, but that's a whole other nightmare that barely pays anything. It's absolute BS how they treat expectant mothers in this state.
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Natalie Wang
not really tru, my sistur got benefits when her company cut her hours during pregnancy last year. depends on the situation and if u can work. dont scare her without knowing all facts
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Noah Torres
There are a few ways you might qualify for benefits, but it depends on specific details:\n\n1. If your employer reduced your hours due to your pregnancy (which you mentioned), that could qualify as a partial unemployment claim while you're still working. Document how and when your hours were reduced.\n\n2. If you medically can't perform your job duties but could work a different type of job, you may still be considered \
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Chloe Mitchell
Thank you for this detailed response! My hours were definitely cut after I told them I was pregnant - I went from 38-40 hours to about 25-28 weekly with no explanation except that \
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Samantha Hall
I went through something similar in 2023 and had a NIGHTMARE time getting anyone at TWC on the phone. Spent days calling and getting busy signals or disconnected after waiting on hold forever. Finally found this service called Claimyr (claimyr.com) that got me connected to an actual TWC agent in 20 minutes who sorted everything out. They have a video demo that shows how it works: https://youtu.be/V-IMvH88P1U?si=kNxmh025COIlIzKh\n\nAbout your actual question - I was able to get benefits because I could prove my employer reduced my hours specifically due to my pregnancy (which is actually discrimination). But I had emails proving it. Do you have anything in writing about your hours being cut?
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Chloe Mitchell
I don't have emails but I have text messages from my manager saying they were \
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Ryan Young
Practical advice: File for unemployment right away based on your reduced hours. That's separate from any potential maternity leave issue. You might qualify for partial benefits now since your income has been cut. \n\nHere's what you need to do:\n1) Document exactly when and how much your hours were reduced\n2) Submit your claim online at ui.texasworkforce.org \n3) In the separation reason, select \
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Sophia Clark
this is what i did!!! got benefits for redused hours before baby came. then deal with the leave part later. smart advise 👍
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Katherine Harris
can you apply for fmla?? it doesnt pay but keeps your job safe for 12 weeks i think. my cousin did this and worked doordash until her baby came since its flexible hours and you can work when u feel ok. not ideal but better than nothing until you figure out the unemployment thing
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Chloe Mitchell
I don't think I qualify for FMLA since I haven't worked there a full year yet (I'm 3 weeks short). The DoorDash idea is interesting though, I hadn't considered that. Do you know if doing gig work would affect an unemployment claim based on my reduced regular hours?
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Noah Torres
To answer your follow-up question: Benefits typically wouldn't continue after delivery unless you're still experiencing medical complications that prevent you from working. After delivery, the issue becomes childcare rather than medical inability, and TWC generally expects you to arrange childcare to be \
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Chloe Mitchell
This is really helpful information. I'll make sure to save all the text messages. It sounds like I should file for the reduced hours now, then figure out the after-delivery part once I get there. I'm going to start the application tonight.
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Natalie Wang
i was in your exact situation last year!!! what worked for me was getting a note from my doctor saying i could work but with restrictions (no heavy lifting, extra breaks, etc). my boss couldnt accommodate so i got unemployment for a while. they required lots of paperwork but it worked! dont give up mama u got this!
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Michael Adams
That's IF her doctor will write the note. Mine refused because he said it was \
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Sophia Clark
Everybody giving advice about TWC but nobody mentioned that you should apply for Medicaid for Pregnant Women if you haven't already!!! Its different from regular Medicaid and way easier to qualify for. My sister got approved in like 2 weeks. With your reduced hours you'll probably qualify and it covers all your prenatal care, delivery AND covers the baby after birth too. Would save you thousands in medical bills at least while you figure out the income situation. Just google Texas Medicaid for Pregnant Women application
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Chloe Mitchell
Thank you!! I actually did apply for this last month but haven't heard anything back. I should probably follow up on that application.
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Michael Adams
Ok so i see everyone giving you the \
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Ryan Young
I understand your frustration with the system, but I have to caution against this approach. TWC applications require you to certify that all information is truthful and complete. Intentionally omitting relevant information could be considered misrepresentation, which could result in having to repay benefits with penalties if discovered. It's better to be upfront but focus the claim on the hours reduction rather than the pregnancy itself.
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