Can I qualify for TWC benefits during maternity leave if my job doesn't offer paid leave?
I'm 6 months pregnant (due July 2nd) and just discovered my employer doesn't offer paid maternity leave - completely blindsided me after working there almost a year (anniversary is April 19th). I planned to start leave mid-May to prepare before baby arrives, but now I'm in a total panic about finances.\n\nMy husband only works 15 hours weekly as a caregiver with "potential" for more clients later on. I was the main income provider and counted on having paid leave. My employer has already cut my hours because of my pregnancy, and despite applying for additional work, nothing's panned out.\n\nI really wanted to stay home with my newborn for at least 3 months, but that seems impossible now. I've secured WIC and been trying to get food stamps for months with no luck.\n\nCan I qualify for any TWC unemployment benefits in this situation? Has anyone successfully filed for unemployment due to pregnancy/maternity when your employer cuts hours or doesn't provide leave? I'm so stressed I can barely think straight. Any advice from Texas moms who've navigated this would be amazing.
27 comments


Michael Adams
Hate to say it, but TWC is probably going to deny you. The problem is you have to be ABLE and AVAILABLE to work to get unemployment, and they'll say being on maternity leave means you're not available. I went through this last year and they rejected me even though my company laid me off while I was 7 months pregnant! The whole system is rigged against pregnant women!! They'll tell you to apply for disability instead, but that's a whole other nightmare that barely pays anything. It's absolute BS how they treat expectant mothers in this state.
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Natalie Wang
not really tru, my sistur got benefits when her company cut her hours during pregnancy last year. depends on the situation and if u can work. dont scare her without knowing all facts
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Noah Torres
There are a few ways you might qualify for benefits, but it depends on specific details:\n\n1. If your employer reduced your hours due to your pregnancy (which you mentioned), that could qualify as a partial unemployment claim while you're still working. Document how and when your hours were reduced.\n\n2. If you medically can't perform your job duties but could work a different type of job, you may still be considered \
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Chloe Mitchell
Thank you for this detailed response! My hours were definitely cut after I told them I was pregnant - I went from 38-40 hours to about 25-28 weekly with no explanation except that \
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Samantha Hall
I went through something similar in 2023 and had a NIGHTMARE time getting anyone at TWC on the phone. Spent days calling and getting busy signals or disconnected after waiting on hold forever. Finally found this service called Claimyr (claimyr.com) that got me connected to an actual TWC agent in 20 minutes who sorted everything out. They have a video demo that shows how it works: https://youtu.be/V-IMvH88P1U?si=kNxmh025COIlIzKh\n\nAbout your actual question - I was able to get benefits because I could prove my employer reduced my hours specifically due to my pregnancy (which is actually discrimination). But I had emails proving it. Do you have anything in writing about your hours being cut?
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Chloe Mitchell
I don't have emails but I have text messages from my manager saying they were \
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Ryan Young
Practical advice: File for unemployment right away based on your reduced hours. That's separate from any potential maternity leave issue. You might qualify for partial benefits now since your income has been cut. \n\nHere's what you need to do:\n1) Document exactly when and how much your hours were reduced\n2) Submit your claim online at ui.texasworkforce.org \n3) In the separation reason, select \
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Sophia Clark
this is what i did!!! got benefits for redused hours before baby came. then deal with the leave part later. smart advise 👍
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Katherine Harris
can you apply for fmla?? it doesnt pay but keeps your job safe for 12 weeks i think. my cousin did this and worked doordash until her baby came since its flexible hours and you can work when u feel ok. not ideal but better than nothing until you figure out the unemployment thing
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Chloe Mitchell
I don't think I qualify for FMLA since I haven't worked there a full year yet (I'm 3 weeks short). The DoorDash idea is interesting though, I hadn't considered that. Do you know if doing gig work would affect an unemployment claim based on my reduced regular hours?
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Noah Torres
To answer your follow-up question: Benefits typically wouldn't continue after delivery unless you're still experiencing medical complications that prevent you from working. After delivery, the issue becomes childcare rather than medical inability, and TWC generally expects you to arrange childcare to be \
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Chloe Mitchell
This is really helpful information. I'll make sure to save all the text messages. It sounds like I should file for the reduced hours now, then figure out the after-delivery part once I get there. I'm going to start the application tonight.
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Natalie Wang
i was in your exact situation last year!!! what worked for me was getting a note from my doctor saying i could work but with restrictions (no heavy lifting, extra breaks, etc). my boss couldnt accommodate so i got unemployment for a while. they required lots of paperwork but it worked! dont give up mama u got this!
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Michael Adams
That's IF her doctor will write the note. Mine refused because he said it was \
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Sophia Clark
Everybody giving advice about TWC but nobody mentioned that you should apply for Medicaid for Pregnant Women if you haven't already!!! Its different from regular Medicaid and way easier to qualify for. My sister got approved in like 2 weeks. With your reduced hours you'll probably qualify and it covers all your prenatal care, delivery AND covers the baby after birth too. Would save you thousands in medical bills at least while you figure out the income situation. Just google Texas Medicaid for Pregnant Women application
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Chloe Mitchell
Thank you!! I actually did apply for this last month but haven't heard anything back. I should probably follow up on that application.
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Michael Adams
Ok so i see everyone giving you the \
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Ryan Young
I understand your frustration with the system, but I have to caution against this approach. TWC applications require you to certify that all information is truthful and complete. Intentionally omitting relevant information could be considered misrepresentation, which could result in having to repay benefits with penalties if discovered. It's better to be upfront but focus the claim on the hours reduction rather than the pregnancy itself.
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Juan Moreno
I went through this exact situation 2 years ago and here's what I learned: You absolutely CAN get partial unemployment benefits for your reduced hours right now - that's completely separate from any maternity leave issues. The key is documenting that your hours were cut specifically after announcing your pregnancy (which sounds like potential discrimination). For the maternity leave part, it gets trickier. You'll need a doctor's note stating you're medically unable to work for X weeks. Some women do get approved if they can show medical necessity, but you have to be honest about your availability to work. Also, regarding gig work - you can do it while collecting partial unemployment, but you have to report ALL income when you certify. They'll reduce your benefits accordingly, but you might still come out ahead overall. One more thing - have you looked into Texas's Healthy Texas Women program? It's separate from Medicaid and covers family planning services. Between that, WIC, and potentially partial unemployment, you might be able to piece together enough support to make it work. Document everything about your hour reduction NOW before you forget details. Save those text messages in multiple places. Good luck mama!
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Sean O'Brien
•This is incredibly helpful, thank you so much for sharing your experience! I had no idea about the Healthy Texas Women program - I'll definitely look into that. You're right about documenting everything now while it's fresh. I've already started screenshotting all the text messages from my manager about the hour cuts. One quick question - when you did gig work while on partial unemployment, did you have any issues with TWC questioning whether you were truly "available" for your regular job? I'm worried they might see DoorDash or similar work as proof I'm not really seeking to return to full hours at my main job. Also, did your doctor's note specifically mention pregnancy complications, or was it more general about being unable to perform certain job duties? Trying to figure out the best way to approach that conversation. Thanks again for taking the time to share all this detail - it's giving me hope that there might actually be a path forward!
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Ethan Clark
•Great questions! For the gig work issue - TWC actually doesn't see it as a problem as long as you're still actively seeking to restore your full hours at your main job AND you report all gig earnings when you certify. The key is showing you're doing gig work to supplement your reduced income, not replace your regular job search efforts. I kept applying for other part-time positions and documented my job search activities, which satisfied their requirements. As for the doctor's note, mine was pretty specific about pregnancy-related limitations that made my job duties unsafe (I worked retail and couldn't lift heavy items or stand for long periods). The note didn't use the word "pregnancy" explicitly but mentioned "medical restrictions due to current condition" and listed specific limitations. Some doctors are more willing to write these than others - if yours won't, you might try asking specifically about work restrictions rather than disability. One tip: when you file your partial claim for reduced hours, focus entirely on the hour reduction and how it's affecting your ability to pay bills. Save the maternity leave discussion for later when you actually need time off. Handle them as separate issues even though they're related. Also definitely follow up on that Medicaid application - call them directly if you can. The system is slow but pregnancy Medicaid is usually approved faster than regular Medicaid. You've got this!
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Evelyn Xu
I'm so sorry you're going through this stress during what should be an exciting time! As someone who works in HR, I want to add a few points that might help: First, the hour reduction after announcing your pregnancy could potentially violate the Pregnancy Discrimination Act. Even though you're 3 weeks short of FMLA eligibility, pregnancy discrimination laws still apply from day one. You might want to document this with your state's Equal Employment Opportunity Commission. Second, Texas has a lesser-known program called TANF (Temporary Assistance for Needy Families) that sometimes covers pregnant women even if regular food stamp applications are denied. The income limits are different and it's worth applying separately. For TWC specifically, I've seen cases where partial unemployment was approved for reduced hours during pregnancy, especially when the reduction was discriminatory. The key is framing it as "my employer reduced my hours without business justification after learning of my pregnancy" rather than "I need time off for maternity leave." Also consider reaching out to local pregnancy resource centers - many offer emergency financial assistance for rent, utilities, and baby supplies that can bridge the gap while you sort out benefits. Some churches also have emergency funds regardless of whether you're a member. You're being proactive by researching this now rather than waiting until you're in crisis mode. That's going to serve you well. Hang in there mama!
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Harper Hill
•This is such valuable information, especially about the Pregnancy Discrimination Act still applying even without FMLA eligibility - I had no idea about that! I'm definitely going to look into filing with the EEOC since the timing of my hour cuts was pretty obvious. I haven't heard of TANF before, but I'll apply for that too. At this point I'm willing to try every program that might help. The pregnancy resource center idea is brilliant - I should have thought of that sooner but honestly my brain has been so scattered with all this stress. You're absolutely right about framing this as employer discrimination rather than a maternity leave request. That makes so much more sense from a legal standpoint. I'm going to start my TWC application tonight and focus specifically on the unjustified hour reduction. Thank you for taking the time to share your HR expertise - it's giving me a much clearer picture of my rights and options. Sometimes you don't know what you don't know, and having someone break down the different programs and legal protections is incredibly helpful. I'm feeling more hopeful that I can piece together enough support to make this work!
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Liam Sullivan
I'm a single mom who went through almost the exact same situation in Texas about 18 months ago! Here's what worked for me: 1. **File for partial unemployment immediately** based on your hour reduction. Don't wait - you can do this while still employed. I got approved because I could show my hours dropped from 40 to about 22 per week right after telling my boss I was pregnant. 2. **Document EVERYTHING** - those text messages are gold! Screenshot them, save them to cloud storage, and print copies. I wish I'd been better about this initially. 3. **Apply for multiple programs simultaneously** - don't wait for one to get approved before applying for others. I applied for: Medicaid for pregnant women, SNAP (food stamps), WIC, TANF, and local utility assistance all in the same week. Some got approved, others didn't, but it created a safety net. 4. **Contact 211** (dial 2-1-1) - they have a database of local resources including emergency rent assistance, food banks, and pregnancy support organizations. They helped me find a local charity that paid my electric bill for 3 months. 5. **For after delivery** - I was honest with TWC that I'd need 6-8 weeks recovery time with doctor's orders, and they put my claim on hold rather than denying it. Then I was able to restart benefits once cleared to work again. The system is frustrating but there IS help available. You're being smart by planning ahead. Feel free to PM me if you want more specific details about any of these programs!
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Noah Ali
•This is exactly the kind of real-world experience I needed to hear! Thank you so much for sharing your story and being so detailed about what actually worked. It's reassuring to know someone else made it through a similar situation. I'm definitely going to call 211 tomorrow - I had no idea that resource existed. And you're right about applying for multiple programs at once instead of waiting. I've been approaching this one application at a time which is probably slowing everything down. The part about TWC putting your claim on hold rather than denying it for recovery time is really encouraging. I was worried they'd just flat out deny everything once I mentioned needing time off after delivery. It sounds like being upfront but strategic about timing is key. I might take you up on that PM offer once I get through the initial applications - it would be really helpful to hear more specifics about how you navigated the system. Right now I'm feeling overwhelmed by all the different programs and requirements, but your success story gives me hope that it's possible to piece together enough support. Thank you again for taking the time to share all these details. Sometimes hearing from someone who's actually been there is worth more than all the official program descriptions combined!
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QuantumQueen
Hey Chloe! I'm so sorry you're dealing with this stress while pregnant - it's absolutely awful how little support pregnant women get in Texas. I went through something similar with my second baby and want to share a few things that helped me: **For immediate relief:** Apply for Emergency Rental Assistance through your county - many people don't know this exists but it can cover 1-3 months of rent while you sort out other benefits. Also check if your utility companies have pregnancy/medical hardship programs. **TWC strategy:** Focus your claim entirely on the discriminatory hour reduction. Keep it simple - "employer reduced hours without business justification after pregnancy announcement." Don't mention maternity leave plans in the initial application. I made the mistake of being too detailed upfront and it just confused things. **Food assistance:** If regular SNAP keeps getting denied, try applying through a different method - sometimes going to the local office in person gets better results than online applications. Also ask about expedited processing since you're pregnant. **Hidden resource:** Texas has something called the Nurse-Family Partnership program for first-time moms that provides free home visits and connects you to resources. They helped me navigate the system when I felt totally lost. The most important thing is to file for partial unemployment THIS WEEK based on your reduced hours. That's your strongest case right now and you need that income stream started. Everything else can be sorted out as you go. You're going to get through this! 💕
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Laila Fury
•Thank you so much for all this practical advice! I had no idea about Emergency Rental Assistance - that could be a huge help since rent is my biggest expense. I'm going to look into that tomorrow along with calling 211. You're absolutely right about keeping the TWC application focused on the hour discrimination. I was planning to explain everything at once but that's probably just going to muddy the waters. Better to tackle one issue at a time. The Nurse-Family Partnership program sounds amazing - I'll definitely look into that. As a first-time mom, I feel like I'm flying blind on so many things, so having someone to help navigate resources would be invaluable. I'm also going to try the in-person SNAP application approach. I've been doing everything online and getting nowhere, so maybe face-to-face will work better. Your point about filing for partial unemployment THIS WEEK really hit home - I need to stop overthinking and just get the process started. The income reduction is already happening, so I should be claiming benefits for it now rather than waiting until I have all the answers about maternity leave. Thank you for the encouragement and for taking the time to share so many specific resources. It means the world to have support from other moms who've been through this! 💕
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