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Chloe Mitchell

Can I qualify for TWC benefits during maternity leave if my job doesn't offer paid leave?

I'm 6 months pregnant (due July 2nd) and just discovered my employer doesn't offer paid maternity leave - completely blindsided me after working there almost a year (anniversary is April 19th). I planned to start leave mid-May to prepare before baby arrives, but now I'm in a total panic about finances. My husband only works 15 hours weekly as a caregiver with "potential" for more clients later on. I was the main income provider and counted on having paid leave. My employer has already cut my hours because of my pregnancy, and despite applying for additional work, nothing's panned out. I really wanted to stay home with my newborn for at least 3 months, but that seems impossible now. I've secured WIC and been trying to get food stamps for months with no luck. Can I qualify for any TWC unemployment benefits in this situation? Has anyone successfully filed for unemployment due to pregnancy/maternity when your employer cuts hours or doesn't provide leave? I'm so stressed I can barely think straight. Any advice from Texas moms who've navigated this would be amazing.

Hate to say it, but TWC is probably going to deny you. The problem is you have to be ABLE and AVAILABLE to work to get unemployment, and they'll say being on maternity leave means you're not available. I went through this last year and they rejected me even though my company laid me off while I was 7 months pregnant! The whole system is rigged against pregnant women!! They'll tell you to apply for disability instead, but that's a whole other nightmare that barely pays anything. It's absolute BS how they treat expectant mothers in this state.

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not really tru, my sistur got benefits when her company cut her hours during pregnancy last year. depends on the situation and if u can work. dont scare her without knowing all facts

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There are a few ways you might qualify for benefits, but it depends on specific details: 1. If your employer reduced your hours due to your pregnancy (which you mentioned), that could qualify as a partial unemployment claim while you're still working. Document how and when your hours were reduced. 2. If you medically can't perform your job duties but could work a different type of job, you may still be considered

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Thank you for this detailed response! My hours were definitely cut after I told them I was pregnant - I went from 38-40 hours to about 25-28 weekly with no explanation except that

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I went through something similar in 2023 and had a NIGHTMARE time getting anyone at TWC on the phone. Spent days calling and getting busy signals or disconnected after waiting on hold forever. Finally found this service called Claimyr (claimyr.com) that got me connected to an actual TWC agent in 20 minutes who sorted everything out. They have a video demo that shows how it works: https://youtu.be/V-IMvH88P1U?si=kNxmh025COIlIzKh About your actual question - I was able to get benefits because I could prove my employer reduced my hours specifically due to my pregnancy (which is actually discrimination). But I had emails proving it. Do you have anything in writing about your hours being cut?

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I don't have emails but I have text messages from my manager saying they were

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Practical advice: File for unemployment right away based on your reduced hours. That's separate from any potential maternity leave issue. You might qualify for partial benefits now since your income has been cut. Here's what you need to do: 1) Document exactly when and how much your hours were reduced 2) Submit your claim online at ui.texasworkforce.org 3) In the separation reason, select

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this is what i did!!! got benefits for redused hours before baby came. then deal with the leave part later. smart advise 👍

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can you apply for fmla?? it doesnt pay but keeps your job safe for 12 weeks i think. my cousin did this and worked doordash until her baby came since its flexible hours and you can work when u feel ok. not ideal but better than nothing until you figure out the unemployment thing

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I don't think I qualify for FMLA since I haven't worked there a full year yet (I'm 3 weeks short). The DoorDash idea is interesting though, I hadn't considered that. Do you know if doing gig work would affect an unemployment claim based on my reduced regular hours?

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To answer your follow-up question: Benefits typically wouldn't continue after delivery unless you're still experiencing medical complications that prevent you from working. After delivery, the issue becomes childcare rather than medical inability, and TWC generally expects you to arrange childcare to be

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This is really helpful information. I'll make sure to save all the text messages. It sounds like I should file for the reduced hours now, then figure out the after-delivery part once I get there. I'm going to start the application tonight.

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i was in your exact situation last year!!! what worked for me was getting a note from my doctor saying i could work but with restrictions (no heavy lifting, extra breaks, etc). my boss couldnt accommodate so i got unemployment for a while. they required lots of paperwork but it worked! dont give up mama u got this!

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That's IF her doctor will write the note. Mine refused because he said it was

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Everybody giving advice about TWC but nobody mentioned that you should apply for Medicaid for Pregnant Women if you haven't already!!! Its different from regular Medicaid and way easier to qualify for. My sister got approved in like 2 weeks. With your reduced hours you'll probably qualify and it covers all your prenatal care, delivery AND covers the baby after birth too. Would save you thousands in medical bills at least while you figure out the income situation. Just google Texas Medicaid for Pregnant Women application

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Thank you!! I actually did apply for this last month but haven't heard anything back. I should probably follow up on that application.

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Ok so i see everyone giving you the

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I understand your frustration with the system, but I have to caution against this approach. TWC applications require you to certify that all information is truthful and complete. Intentionally omitting relevant information could be considered misrepresentation, which could result in having to repay benefits with penalties if discovered. It's better to be upfront but focus the claim on the hours reduction rather than the pregnancy itself.

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I went through this exact situation 2 years ago and here's what I learned: You absolutely CAN get partial unemployment benefits for your reduced hours right now - that's completely separate from any maternity leave issues. The key is documenting that your hours were cut specifically after announcing your pregnancy (which sounds like potential discrimination). For the maternity leave part, it gets trickier. You'll need a doctor's note stating you're medically unable to work for X weeks. Some women do get approved if they can show medical necessity, but you have to be honest about your availability to work. Also, regarding gig work - you can do it while collecting partial unemployment, but you have to report ALL income when you certify. They'll reduce your benefits accordingly, but you might still come out ahead overall. One more thing - have you looked into Texas's Healthy Texas Women program? It's separate from Medicaid and covers family planning services. Between that, WIC, and potentially partial unemployment, you might be able to piece together enough support to make it work. Document everything about your hour reduction NOW before you forget details. Save those text messages in multiple places. Good luck mama!

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I'm a Texas mom who went through a very similar situation with my first baby in 2022, and I want to share what I wish someone had told me earlier! **File for partial unemployment IMMEDIATELY** - you're already losing money every week you delay. Based on what you've described (hours cut from 38-40 to 25-28 after pregnancy announcement), you have a strong case for partial benefits right now. Don't overthink it - just file online at ui.texasworkforce.org and focus your application on the discriminatory hour reduction, not future maternity leave plans. **Critical timing tip:** Since your work anniversary is April 19th, consider waiting until after that date to file if possible. Having a full year of higher earnings in your base period calculation could significantly increase your weekly benefit amount. **Document everything NOW:** Screenshot those text messages from your manager about hour cuts, save all paystubs showing the before/after pattern, and print copies of everything. This documentation will be crucial for both your TWC claim and potential EEOC discrimination complaint. **Apply for EVERYTHING simultaneously:** Don't wait for one program before applying for others. Hit Medicaid for Pregnant Women (follow up on your pending app), SNAP, TANF, WIC (you mentioned you have this), Emergency Rental Assistance through your county, and call 211 for local resources. **Get medical documentation:** At your next doctor visit, mention any pregnancy-related limitations (back pain, fatigue, lifting restrictions) and ask for a note documenting work restrictions. This supports your case. You've got multiple avenues here - partial unemployment for current discrimination, potential full unemployment later if they make things worse, plus various assistance programs. The key is taking action this week rather than waiting. You've got this mama! 💕

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This is exactly the comprehensive action plan I needed! Thank you for laying out such clear steps. You're absolutely right about filing immediately - I've been overthinking this when I should just be taking action. The timing tip about waiting until after my April 19th anniversary is really helpful. I think I can hold out another couple of weeks if it means significantly higher benefits, especially since my hours are already reduced anyway. I'll use that time to gather all the documentation you mentioned. I love the advice about applying for everything simultaneously. I've been doing this one program at a time which is probably why nothing has moved forward yet. I'm going to set aside time this weekend to submit applications for all the programs you listed - SNAP, TANF, Emergency Rental Assistance, and I'll call 211 first thing Monday morning. The medical documentation point is something I definitely need to act on. I've been having back pain and exhaustion but didn't think to mention it as work limitations. I'll bring this up at my next appointment and specifically ask for documentation of any restrictions. Thank you for being so encouraging while also giving me concrete action steps. Sometimes when you're stressed and overwhelmed, you just need someone to tell you exactly what to do first. I'm feeling much more confident about tackling this systematically instead of just worrying about it! 💕

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