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PA UC self-employment commission income exceeding weekly allowance - report or skip certifying?

Hey everyone, I'm in a weird spot with my PA unemployment claim this week. I've been doing some freelance graphic design work on the side while collecting UC benefits (reporting my small earnings each week), but I just got a HUGE commission payment of $1,450 that came through unexpectedly. This is WAY over the $720 partial benefit credit for the week, but next week I'll be back to barely any income again. Do I just report the full amount when I certify this week (knowing I'll get $0 for this week), or should I skip certifying altogether for this week? I'm worried that if I skip certifying, it might mess up my claim for future weeks when my income drops back down. Will the system think I've abandoned my claim? Anyone dealt with a one-time income spike like this before while on PA UC?

defintely report it!! if u skip and they find out later through tax records, theyll hit u with an overpayment and possibly fraud charges. just report all earnings for the week, get $0 for that week, and then go back to normal next week. ur claim stays active for a yr after u file.

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Thanks! That's what I was leaning toward but wasn't 100% sure. I definitely don't want an overpayment issue later on. So even if I get $0 for a week, my claim stays active? I was worried I might have to reopen it or something.

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Always report all earnings for the week you performed the work, not when you get paid. This is an important distinction for self-employment. If you actually did the work over several weeks but just got paid in one lump sum, you should apportion the earnings to the weeks when you actually performed the services. PA UC has specific rules about this for self-employment income. And yes, definitely certify every week regardless of your income level. Skipping a week of certification can cause your claim to become inactive and you'd need to reopen it, which creates unnecessary delays.

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Oh wow, I didn't know that about apportioning the work! The commission was for a project I've been working on for about 3 weeks actually. So technically I should split the $1,450 across those 3 weeks? That would be about $483 per week, which is still under the threshold. That changes everything!

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I had something similar happen last year with a consulting gig. The UC people told me that for self-employment, it's when you do the work not when you get paid that matters. But honestly the whole thing is confusing as heck.

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This is correct. For self-employment, you report earnings for the week you performed the work, not when you received payment. If this $1,450 was for work done over multiple weeks, you need to divide it accordingly. However, if the work was genuinely all performed in one week, then yes, report the full amount for that week, receive $0 in benefits, and continue certifying as normal the following week. Your benefit year remains active regardless of whether you receive a payment each week or not, as long as you continue to certify regularly. Documentation is key here - keep records of when work was performed versus when payment was received in case there's ever an audit of your claim.

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ok but what if u dont know EXACTLY how many hours u worked each week? like i do doordash and get paid weekly but the hours vary alot... how am i supposed to split that up???

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For gig work like DoorDash, you would report the earnings for the week they were actually paid to you. The self-employment rule about apportioning income applies more to freelance project work where you might work for weeks before receiving payment. Since DoorDash pays you weekly, you'd just report those earnings for the week you receive them.

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Been there!!! Whatever you do, KEEP FILING WEEKLY CLAIMS! I made the mistake of not filing for one week when I made good money, and my whole claim got messed up. Had to call them to reopen it and waited almost 3 weeks with no money. The system is so stupid sometimes.

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If you're having trouble reaching someone at PA UC to clarify how to properly report your self-employment earnings, you might want to try Claimyr. I was stuck in a similar situation last month and couldn't get through on the phones for days. Claimyr got me connected to a UC agent in about 20 minutes. They have a video showing how it works: https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2 and their website is claimyr.com. The agent I spoke with was able to help me understand exactly how to report my variable income.

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does this actually work? i've been trying to reach someone at UC for 2 weeks straight!!!

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It worked for me. I was skeptical too but I was desperate after trying for days. Got through to a rep who actually knew what they were talking about regarding self-employment reporting.

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I'm dealing with a similar situation and now I'm completely confused. Some people are saying report when paid, others saying report when the work was done. Which is it?? The PA UC website isn't clear at all about this. I've been reporting everything the week I get paid but now I'm worried I've been doing it wrong this whole time!

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It depends on the type of work. For regular W-2 employment, you report when paid. For self-employment/freelance work, you report when the work was performed. This is directly from the PA UC handbook. If you've been reporting self-employment income incorrectly, you should contact UC to make corrections to avoid potential overpayment issues later.

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Thanks everyone for the advice! I went ahead and looked at my records and split the commission payment based on the hours I worked each week. I reported about $483 for each of the past three weeks (had to call in to correct the previous two weeks). The agent was actually really understanding once I explained I just learned about how to properly report self-employment income. My benefits will be reduced but not eliminated for each week, which is a much better outcome than getting nothing for one week! Definitely learned my lesson about how PA UC handles self-employment income.

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That's great to hear! You did exactly the right thing. Many people don't realize the different reporting requirements for self-employment versus regular employment. Glad you were able to get it sorted out properly.

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