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Juan Moreno

PA UC benefits after STD - will 6 months disability affect my unemployment amount?

Hey all, I need some advice about PA unemployment after short-term disability. My factory is closing permanently at the end of February and all of us are getting laid off. But here's my situation - I slipped on some ice last week and broke my ankle pretty bad. Doctor says I'll be out for 4-6 months minimum. My company offers short-term disability that pays about 65% of my regular wages for up to 6 months. Here's what I'm wondering - should I just stay on the STD for the full 6 months even though the company is gone? And when that runs out, will the fact that I was on disability instead of regular wages mess up my UC benefit calculation? I'm worried that my weekly benefit rate will be super low if they base it on the disability payments instead of my normal pay. Anyone dealt with transitioning from STD to unemployment in PA? Really appreciate any help!

Amy Fleming

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I went through something kinda similar last year. Your UC benefit amount is based on your wages during the BASE YEAR, which is the first 4 of the last 5 completed calendar quarters before you apply. So if you apply after your STD ends, they'll look back at your wages before all this happened. Just make sure when u file that u explain the STD situation clearly!! The system gets confused when theres big gaps in employment and might flag your claim.

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Juan Moreno

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Thanks for explaining! So if I understand right, the disability payments won't count as "wages" for the UC calculation? That's a relief. Do you know if I should wait until the STD runs out completely before applying for unemployment?

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Alice Pierce

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u cant get unemployment if ur medically unable to work!!! UC requires u be ABLE and AVAILABLE for work. if ur still recovering from injury u dont qualify. STD and UC are totally different programs for different situations

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Esteban Tate

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This is correct. PA unemployment requires that you be able and available for suitable work. If you're still medically unable to work when your STD ends, you might need to look into long-term disability options instead of UC. You'd only qualify for UC once you're medically cleared to return to work but remain unemployed.

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Let me clarify a couple of things about your situation: 1. Your UC benefit rate will be calculated based on your regular wages during the base year, not your STD payments. 2. You should absolutely use the full STD benefit period if you need it medically. It won't negatively impact your future UC claim amount. 3. As others mentioned, you must be able and available for work to qualify for UC. You'll need a doctor's release stating you can work before applying. 4. When your company closes while you're on STD, make sure to get documentation of the layoff. You'll need this to prove you're unemployed due to lack of work, not medical reasons, once you're cleared to work. 5. When you do apply for UC, you'll need to explain the gap in employment was due to medical reasons, but that you're now able to work. Hope this helps!

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Juan Moreno

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This is SUPER helpful, thank you! I'll definitely use all my STD time then if it won't hurt my UC amount. The company said they'll provide layoff documentation to everyone, so I'll make sure to get that. Really appreciate the clear explanation.

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Elin Robinson

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The system is DESIGNED to confuse us!!! I got screwed when my job laid me off during medical leave last yr and then UC said I wasn't eligible bcuz I "quit"!!! Had to fight for 3 months to get benefits!!!

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Juan Moreno

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Oh no, that sounds awful! Did you eventually get it sorted out? I'm worried about something similar happening to me.

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Elin Robinson

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Yeah but only after 50+ calls to the UC center and NOBODY ANSWERED!!! Finally had to pay for that Claimyr service that gets you through to an actual person at the UC office. Check out their site at claimyr.com - they have a video showing how it works https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2. Worth every penny to not deal with busy signals for weeks!!!

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i think u can get partial benefits while on std if ur making less than ur benefit rate. might be worth looking into

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That's not quite accurate for this situation. Partial UC benefits are for people who are working reduced hours, not people receiving disability payments. STD is not considered wages or work for UC purposes. The key issue here is that you must be medically able to work to qualify for any UC benefits, partial or otherwise.

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Beth Ford

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Went thru this exact thing in 2023! Here's my timeline: - Got hurt in January - Company closed in March while I was still on STD - STD ran out in July - Doctor cleared me for work in August - Applied for UC right after getting cleared - Had to do a phone interview to explain the situation - Got approved after 3 weeks My benefit was based on my regular wages before the injury. They use your highest earning quarter in the base year to calculate it. BUT make sure you answer the weekly certification questions correctly!! When they ask if you were able to work, you can only say YES once your doctor has cleared you.

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Juan Moreno

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Thank you so much for sharing your experience! It's really helpful to hear from someone who went through almost exactly what I'm facing. I'll definitely be careful with the weekly certification questions when the time comes.

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Esteban Tate

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One important thing to consider: if your layoff happens while you're on STD, make sure your employer codes it correctly as a layoff due to business closure, not as a separation due to medical reasons. This makes a big difference for your UC claim. Also, when you're medically cleared and ready to apply for UC, have these documents ready: 1. Letter from employer stating you were laid off due to business closure 2. Doctor's release stating you're able to work (with or without restrictions) 3. Documentation of your STD claim dates Then when you call the UC service center to file (which can take many attempts to get through), clearly explain your situation. The representative will likely need to set up a fact-finding interview to review your case properly.

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Juan Moreno

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This is really good advice, thank you. I'll make sure to get the right documentation from both my employer and doctor. I'm hearing a lot about how hard it is to reach someone at the UC office - sounds like that might be my biggest challenge!

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Esteban Tate

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Yes, reaching someone can definitely be the most frustrating part. Most people have success calling right when they open at 8am, but even then it can take multiple days of trying. Documentation is key - with proper paperwork, your case will be much clearer and easier to resolve once you do reach someone.

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Just wanted to add one more thing that might help - if your ankle injury leaves you with any permanent work restrictions, make sure to discuss this with your doctor when getting your work release. PA UC allows you to receive benefits while looking for work that accommodates your restrictions, as long as you're able to perform some type of work. Also, since you mentioned this is a factory closure, check if your employer is subject to the WARN Act (Worker Adjustment and Retraining Notification). Companies with 100+ employees are required to give 60 days notice of plant closures, and sometimes there are additional benefits or resources available for mass layoffs. Good luck with your recovery and don't stress too much about the UC process - it sounds like you have a legitimate claim once you're medically cleared!

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CyberNinja

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That's a great point about the WARN Act! I hadn't even thought about that. My company has about 150 employees so they might be required to give that notice. I'll definitely ask HR about it when I check in about my layoff documentation. And you're right about discussing any restrictions with my doctor - the orthopedist mentioned I might have some limitations with standing for long periods even after I heal. Thanks for all the helpful info!

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JacksonHarris

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Hey Juan! I just went through a similar situation last year and wanted to share what worked for me. I was on STD when my company had layoffs, and I was really worried about how it would affect my UC benefits. Here's what I learned: definitely use your full STD period if you need it medically - don't rush back to work just because you're worried about UC. The disability payments won't count against your benefit calculation at all. Your UC amount will be based on your regular wages from before the injury. One thing that really helped me was keeping detailed records of everything - all my STD paperwork, the company closure notice, doctor visits, etc. When I finally applied for UC after being cleared to work, having all that documentation made the process much smoother. Also, just a heads up - the transition period between STD ending and getting UC approved can be financially tight since there's usually a gap. If possible, try to save a little from your STD payments to help bridge that time. Hope your ankle heals up well and the whole process goes smoothly for you!

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