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Grant Vikers

What's the max weekly unemployment benefit amount in NY for 2025?

I'm about to file for unemployment after getting laid off from my job at a marketing firm in Albany. I was making $68,000 annually and I'm trying to figure out what to expect for my weekly benefit amount. Does anyone know what the maximum weekly unemployment benefit is in New York for 2025? I know it's based on your earnings but there has to be a cap somewhere right? Also wondering if there are different maximums for regular UI versus any other programs. Thanks for any info!

The maximum weekly benefit rate for regular unemployment insurance in New York for 2025 is $504 per week. This is calculated as 50% of your average weekly wage during your base period, but it can't exceed that $504 maximum. Since you were making $68k annually, that works out to about $1,307 per week, so 50% would be around $653 - but you'll be capped at the $504 maximum.

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Perfect, that's exactly what I needed to know. So even though my calculation would be higher, I'll get the $504 max. Do you know if that amount gets adjusted annually?

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wait is that right?? i thought the max was like $450 or something. ive been getting way less than $504 and i made decent money at my last job.

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The $504 is the current maximum, but your actual benefit depends on your earnings during your base period (usually the first 4 of the last 5 completed calendar quarters before you filed). If you made less during that specific timeframe, your benefit will be lower even if you were making more recently.

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I've been trying to get through to NYS Department of Labor for weeks to ask about my benefit calculation and it's impossible to reach anyone. The phone lines are always busy and the online chat never works. Has anyone found a way to actually talk to someone there? This is so frustrating when you just need basic information about your claim.

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I had the same problem until I found this service called Claimyr at claimyr.com. They basically call the NYS Department of Labor for you and get you connected to an actual agent. I was skeptical at first but watched their demo video (https://youtu.be/qyftW-mnTNI) and decided to try it. Got through to someone within a few hours when I'd been trying for weeks on my own.

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Interesting, I'll check that out. At this point I'm willing to try anything to get some answers about my claim status.

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The whole unemployment system is such a mess. They make it so hard to get basic information and then wonder why people get frustrated. I remember when I could actually call and talk to someone without waiting hours or using some third party service.

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totally agree, the system is broken

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Just wanted to add that if you're on standby status or have partial unemployment, the calculations work differently. The $504 max still applies but you might get a reduced amount based on any work you're doing. Make sure you report any earnings on your weekly claim certification.

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Good point about partial benefits. In my case it'll be regular UI since I was completely laid off, but that's helpful for others who might be reading this.

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For what it's worth, I just went through this process myself after being laid off from a tech company in NYC. Made about $75k annually and am getting the full $504 weekly maximum. One thing to keep in mind is that while $504 might sound decent, it only lasts for 26 weeks in New York (unless there are extended benefits due to high unemployment). Also, don't forget that unemployment benefits are taxable income - you can choose to have taxes withheld or pay them later when you file. The application process through the NY.gov website was pretty straightforward once I got all my documents together.

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Thanks for sharing your experience! That's really helpful to know the process went smoothly for you. I'm definitely planning to have taxes withheld - learned that lesson the hard way a few years ago when I had some contract work and forgot about the tax implications. Quick question - how long did it take from when you submitted your application until you started receiving payments? I'm trying to budget for the gap period.

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@Grace Lee That s'really helpful info about the 26-week duration and tax withholding! I hadn t'thought about the taxable income aspect. Since you just went through this, do you know if there s'any waiting period before benefits start, or do they begin right away once approved?

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@Grace Lee Thanks for the detailed breakdown! I m'in a similar situation - just got laid off from a consulting firm in Rochester making around $72k. It s'reassuring to hear the online application process was straightforward. Did you have any issues with verifying your identity or providing employment documentation? I m'gathering all my paperwork now and want to make sure I have everything ready before I start the application.

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@Grace Lee This is super helpful timing for me! I m'also in the NYC area and just got hit with layoffs at my marketing agency. Making about $70k so sounds like I ll'be in a similar boat with the $504 max. Did you run into any issues during the weekly certification process? I ve'heard some people say the system can be glitchy on certain days of the week. Also curious if you had to do any job search requirements right away or if there s'a grace period when you first start claiming benefits?

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@Grace Lee That s'great to hear your experience went smoothly! I m'preparing to file myself and wondering about the timing. Did you file immediately after your layoff date, or is there any advantage to waiting? Also, when you mentioned having your documents together, what specific paperwork did you need beyond just your basic employment info? I want to make sure I m'fully prepared before starting the application process.

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@Grace Lee This is exactly the kind of real-world info I was looking for! Really appreciate you sharing your experience. One more question if you don t'mind - when you were doing your weekly certifications, were you required to apply to a certain number of jobs each week right from the start? I ve'heard conflicting information about whether there s'a waiting period before the work search requirements kick in, and I want to make sure I understand what s'expected of me once I get my claim approved.

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@Grace Lee Really appreciate you sharing your experience! I m'in a similar situation - just got laid off from a financial services company upstate making about $66k. The $504 max should apply to me too based on what you and others have said. Quick question about the weekly certifications - do you do them online through the same NY.gov portal where you filed initially? And have you noticed any particular days of the week when the system tends to be less busy/more reliable? I ve'heard Sunday nights can be rough with everyone trying to certify at once.

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Just to add to what everyone else has covered - the $504 maximum is correct for 2025, but keep in mind that this amount does get reviewed and potentially adjusted each year by the state. Also worth noting that if you qualify for any additional programs like Trade Adjustment Assistance (TAA) or Disaster Unemployment Assistance, those might have different benefit calculations. Since you mentioned you're in Albany, you might also want to check if your county has any additional resources or job placement services that could help during your search. The local workforce development boards sometimes have programs that complement unemployment benefits.

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That's really good additional info about the annual adjustments and other programs! I hadn't thought about checking with local workforce development boards in the Albany area. Do you know if those county resources typically require you to be receiving unemployment benefits to access their services, or can anyone who's job searching use them? It would be great to have additional support beyond just the weekly benefit payments, especially for networking and skill development opportunities.

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Just wanted to chime in as someone who recently went through the NY unemployment process myself. The $504 maximum is definitely correct for 2025 - I can confirm that from personal experience. One thing I'd recommend is filing your claim as soon as possible after your layoff date, since there's typically a one-week waiting period before benefits begin anyway. Also, make sure you have your Social Security card, driver's license, and employment records handy when you apply. The system will ask for details about your last employer including their FEIN number, which you can usually find on your W-2 or final paystub. With your $68k salary, you should definitely hit that $504 weekly maximum. Good luck with everything!

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@Fatima Al-Suwaidi Thanks for the practical tips about filing ASAP and having all the documentation ready! Really helpful to know about needing the FEIN number - I wouldn t'have thought to look for that on my paystub. Quick question about the one-week waiting period you mentioned - does that mean there s'a full week where you re'approved but not receiving payments, or is it more like a processing delay? I m'trying to plan my finances for the transition period and want to make sure I understand the timeline correctly.

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@Fatima Al-Suwaidi This is super helpful, especially about the FEIN number - I definitely would have missed that detail! Just to clarify on the waiting period, is that one week unpaid even after you re'approved, or is it just part of the initial processing time? Also, when you say to file ASAP after layoff, is there any penalty for filing on the exact day you re'laid off versus waiting a day or two? I m'trying to get my timing right since my last day is coming up soon.

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This thread has been incredibly helpful! I'm also dealing with unemployment after my company downsized last month. Based on all the info shared here, it sounds like the $504 max is solid for 2025. One thing I wanted to add - when I called the DOL office directly (took forever to get through), they mentioned that the benefit year runs for 52 weeks from when you first file, but you can only collect up to 26 weeks of benefits during that period. So if you find work quickly and then get laid off again within that same benefit year, you might still have some remaining weeks left. Not sure if that applies to your situation Grant, but figured it was worth mentioning since timing can be tricky with layoffs. Also seconding what others said about having all your paperwork ready - the process goes much smoother when you're prepared!

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@Monique Byrd That s'a really important detail about the benefit year vs. the 26-week collection period! I hadn t'realized those were two separate timeframes. That could definitely be relevant given how unstable the job market has been lately - it s'good to know that if I find something quickly but then face another layoff within that 52-week window, I wouldn t'have to start completely over with a new application. Thanks for taking the time to actually call and get that clarification from DOL directly, even though it was a pain to get through. This whole thread has given me so much more confidence about navigating the process!

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I'm going through a similar situation right now - just filed my unemployment claim after being laid off from a nonprofit in Syracuse. Made about $55k so I won't hit the full $504 max, but this thread has been so helpful for understanding how everything works. One thing I learned during my application process is that you can actually check your benefit amount estimate before you finish filing by logging into the NY.gov unemployment portal. They have a calculator tool that shows you what to expect based on your earnings history. It was pretty accurate compared to what I'm actually receiving now. Also wanted to mention that if anyone is struggling with the job search requirements, the NYSDOL website has a list of approved job search activities beyond just applying to jobs - things like attending career fairs, networking events, or even taking skills assessments can count toward your weekly requirements. Really appreciate everyone sharing their experiences here!

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@Freya Nielsen That s'really helpful about the benefit calculator on the NY.gov portal! I wish I had known about that before - would have saved me from doing all the math myself to estimate what I d'be getting. The tip about alternative job search activities is great too. I was worried I d'have to be applying to multiple jobs every single week right from the start, but it sounds like there are other ways to meet those requirements. Thanks for sharing your experience with the Syracuse nonprofit sector - it s'reassuring to hear from someone else who just went through this process recently and found it manageable.

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Thanks everyone for all the detailed info! This has been incredibly helpful as I prepare to file. Just to summarize what I've learned from this thread: I should expect the $504 weekly maximum based on my $68k salary, file ASAP after my layoff date, have my Social Security card, ID, and employment records ready (including that FEIN number), and be prepared for a one-week waiting period. The benefit calculator tool on NY.gov sounds like a great way to double-check everything before I submit. I really appreciate everyone sharing their real experiences - it's so much more useful than trying to parse through the official government websites. Hopefully my application process goes as smoothly as it did for Grace and others here!

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