New York Unemployment benefits ended at 26 weeks despite 2025 BYE date - What to do?
Used up my regular unemployment after 26 weeks but my benefit year doesnt end until 2025. Had to stop working because of a car accident. When I tried to certify today the system said benefits ended. Not sure what to do next or if I have any options left.
19 comments


Eleanor Foster
You might qualify for disability benefits if you cant work due to the accident. Did you file a police report and get medical documentation? Those will help your case.
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Nathan Kim
•Yes I have all the documentation and police report from the accident. How do I apply for disability?
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Eleanor Foster
•You'll need to apply through NY state disability. Its different from unemployment. Your doctor needs to fill out forms too.
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Lucas Turner
Hey I was stuck trying to get answers about my benefits too but I found this service called claimyr.com that actually got me through to an agent! Costs $20 but they dial and wait on hold then connect you when someone picks up. Here's a video about how it works: https://youtu.be/Rdqa1gKtxuE
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Kai Rivera
•sounds sketchy af tbh 🤔 did it actually work?
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Lucas Turner
•100% legit no cap! Got through in like 45 mins when I was trying for weeks before
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Anna Stewart
•$20 to save hours of calling? Worth every penny imo 💯
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Layla Sanders
Bruh same thing happened to me! The system is so messed up fr fr 🤮 Been trying to get answers for 2 weeks now
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Morgan Washington
Ok here's what you need to know about NY unemployment when your regular benefits run out: First, check if you qualify for any extensions. While most covid extensions ended, there are still some options: - If you have wages from other states, file a combined wage claim - Look into state disability benefits due to your accident - Consider workers comp if accident was work-related - File an appeal if you think there's an error Best way to get answers is speaking directly with an agent. I recommend using claimyr.com to get through instead of calling yourself. They handle the hold times. Make sure you have all medical documentation ready when you talk to them. Keep certifying weekly even if it says benefits ended - this protects your claim. Hope this helps! Let me know if you need any clarification.
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Nathan Kim
•Thank you so much for the detailed response! 🙏 Going to try claimyr now
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Kaylee Cook
This is why I hate ny unemployment system lol...never straightforward answers
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Oliver Alexander
•facts 👀 feels like they make it confusing on purpose
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Lara Woods
Have you tried calling the disability office directly? Different department than regular unemployment
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Nathan Kim
•Been trying but cant get through. Lines always busy
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Adrian Hughes
•Use claimyr.com for disability office too. Works for all ny govt numbers
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Freya Collins
Hey Nathan! Sorry to hear about your situation. Since you mentioned the accident prevented you from working, you should definitely look into NY State Disability Insurance (SDI) - it's separate from unemployment and designed exactly for situations like yours. You can apply online at ny.gov or call their disability line. Make sure to have your medical records and doctor's statement ready showing you're unable to work due to the accident. The good news is you can potentially get both back pay and ongoing benefits while you recover. Don't give up!
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Molly Hansen
•@Freya Collins Thanks for the info! Quick question - do I need to stop certifying for unemployment while I apply for disability, or can I do both at the same time? Don t'want to mess anything up since this is all new to me.
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Katherine Harris
•@Molly Hansen You can actually do both! Keep certifying for unemployment even if benefits are exhausted - it protects your claim date. Disability is completely separate so applying for SDI won t'affect your UI record. Just make sure to report any disability payments if your UI gets reactivated later. Better to keep all doors open while you figure things out!
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Savanna Franklin
I went through something similar last year after a workplace injury. One thing that really helped me was keeping a detailed timeline of everything - dates of the accident, when you last worked, medical appointments, etc. The disability office will ask for all of this and having it organized makes the process way smoother. Also, if you have short-term disability through a previous employer, don't forget to check on that too. Sometimes people overlook it but it can provide coverage while you're waiting for state disability to kick in. The system is definitely confusing but there are more options than it seems at first!
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