NY unemployment overpayment of $220 - will I get partial benefit payment next week?
So I just got notified that NY unemployment claims I owe them $220 for an overpayment. I'm planning to certify next week as usual. If my weekly benefit amount is $504, will they just take the $220 I owe and give me the rest ($284)? Or will they take my entire payment until the overpayment is paid? I really need at least some money coming in next week. Has anyone dealt with this situation recently?
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Freya Thomsen
Yes, NYSDOL will typically just deduct what you owe from your next payment. So if your weekly benefit is $504 and you owe $220, you should receive $284 for that week. They won't withhold your entire benefit amount unless the overpayment is equal to or greater than your weekly benefit amount.
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Ravi Sharma
•Thank you! That's a huge relief. Do they notify you that they're taking the money or does it just show up as a reduced payment?
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Omar Zaki
they took ALL of mine last year when i had an overpayment!! didnt give me a single dollar until it was paid off, had to borrow from family
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Ravi Sharma
•Oh no, seriously? Now I'm worried again. When did this happen to you?
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Freya Thomsen
•That's unusual unless there was a fraud determination or multiple overpayments. The standard procedure is to withhold a portion (typically 50% for standard overpayments or 100% for fraud), but for small amounts like $220, they usually just take it from one payment and then resume normal payments.
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AstroAce
I had something similar happen in January 2025. The DOL took exactly what I owed from my payment (it was around $175) and gave me the rest. On my payment history, it showed the full benefit amount, then a line item for the overpayment recovery, and then the net payment amount. You should be fine!
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Ravi Sharma
•That's reassuring, thank you! I'm guessing I'll see something similar on my payment history then.
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Chloe Martin
Did you get a determination letter? It should say exactly how they're going to recoup the money. Some letters say 50% of your weekly benefit, others say 100%. Check the paperwork they sent you.
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Ravi Sharma
•I got a letter but didn't read all the details... I just saw the amount and panicked. I'll go back and check it more carefully. Thanks for the tip!
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Diego Rojas
Unemployment is IMPOSSIBLE to deal with!!! I had an overpayment last year and tried calling to set up a payment plan because I couldn't afford to lose ANY of my weekly benefit and guess what??? Could NOT get through to a real person!!! Sat on hold for HOURS multiple days!!! Their system is designed to FRUSTRATE PEOPLE!!!!
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Anastasia Sokolov
•I had the same problem trying to reach NYSDOL about an overpayment. I eventually used Claimyr.com to get through to an agent in about 15 minutes. They call and wait on hold for you, then connect you when they reach a representative. Saved me hours of frustration. You can see how it works in their video demo: https://youtu.be/Rdqa1gKtxuE
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Sean O'Donnell
Just make sure ur not certifying anything wrong next time or theyll add more overpayments. Double check everything before u submit. My cousin had like 5 overpayments cause he kept making mistakes when certifying
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Ravi Sharma
•Good advice, I'll be extra careful. I think my overpayment happened because I reported some part-time income incorrectly. Still learning the system.
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AstroAce
Also, just to add - once the overpayment is recovered, make sure to check your payment history to confirm everything looks correct. If they continue to take deductions after the $220 is paid back, call them immediately. The system sometimes has glitches that can cause ongoing deductions.
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Omar Zaki
•this happened to me!! they kept taking money for like 3 weeks after my overpayment was paid! had to call like 20 times to get it fixed and get backpay
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Chloe Martin
My bf had an overpayment last month and they sent him a letter saying exactly when they would take the money. They ended up taking it from two separate payments (like 50% from each). Maybe check your mail again or your online message inbox?
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Ravi Sharma
•I'll definitely check my online inbox. I might have missed some important information there. Thanks!
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Freya Thomsen
To summarize for anyone else with overpayment questions: For small overpayments like $220, NYSDOL typically recovers it from 1-2 payments. For larger amounts, they may take 50% of your weekly benefit until it's paid (standard overpayments) or 100% (fraud determinations). You can call and request a payment plan if taking the full amount would cause financial hardship. The determination letter should specify the recovery method they're using in your specific case.
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Ravi Sharma
•Thank you for this clear summary! I found my determination letter and it does say they'll recover the full amount from my next payment. At least I know what to expect now.
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