Will ESD automatically deduct my $411 overpayment from next week's benefits?

they'll take it unless u call them and set up payment plan. happened to me last year and they took my WHOLE CHECK without warning!! so annoying

The same thing happened to my brother-in-law and they definitely took it out automatically. ESD considers it a recovery of funds they already paid you, not a new debt. I think there's a form on the website to request a payment plan if you have financial hardship, but you need to submit it BEFORE they process your next weekly claim!!

ESD will typically recover overpayments by taking 100% of future benefits until the debt is paid, but you have options. You need to submit the "Request for Overpayment Recovery Waiver or Negotiated Payment Schedule" form (ESD form 09-160) as soon as possible. This allows you to either request a hardship waiver or set up a payment plan that takes a smaller portion of your weekly benefits. The form isn't in eServices - you need to download it from the ESD website, complete it, and either upload it through your account message center or fax/mail it. Make sure to include documentation of your financial hardship (rent agreement, utility bills, etc). The important thing is to act before your next weekly claim is processed, as recovery is automatic otherwise.

been there!! i submitted that form last year but they STILL took my payment before processing my request 😠 good luck getting through to anyone at ESD by phone too - took me 23 calls over 3 days just to get in the queue!!

Update: I submitted the form and documents yesterday through the message center, but haven't heard anything back. I also tried calling ESD this morning but couldn't get through after an hour of trying. I'm going to try that Claimyr thing mentioned below because I really need to talk to someone before Sunday. Will let everyone know how it goes!

Good news - ESD doesn't always take the entire amount at once. By law, they need to leave you with at least 25% of your weekly benefit amount if you can demonstrate financial hardship, which it sounds like you can. So worst case scenario, they'll take 75% of your benefit amount, not the whole thing. Make sure you're very specific about your hardship circumstances in your request form and provide as much documentation as possible. And just to clarify something I've seen confused in other comments: the hardship waiver (where they forgive some/all of the debt) is different from a payment plan. The hardship waiver is much harder to get approved and typically only happens if the overpayment wasn't your fault. Since you mentioned you reported hours incorrectly, they'll likely not approve a waiver but should approve a payment plan.

Final update: Success! I used that Claimyr service and actually got through to someone at ESD this afternoon. They confirmed they received my payment plan request and put a hold on the automatic recovery until they review my documents. The agent said it typically takes 5-7 business days to review payment plan requests but she noted in my file that my next payment is coming up soon. She also confirmed that if approved, they'll only take 25% of my benefits each week instead of the full amount. What a relief! Thanks everyone for your help!