How long do I have to file unemployment after losing my job in New York?
Just got laid off yesterday from my warehouse job due to company downsizing. I'm trying to figure out the timing for filing my unemployment claim with NYS Department of Labor. I've heard different things about deadlines - some people say you have to file immediately, others say you have weeks. What's the actual timeframe? I don't want to miss any deadlines and lose out on benefits. Also does it matter that I was laid off vs fired? The company said it was a reduction in force but I'm worried they might contest it somehow.
31 comments


Diego Mendoza
You should file as soon as possible, but there's no strict deadline like 'within 7 days' or anything. The key thing is that your benefit year starts from when you file, not when you lost your job. So if you wait 3 weeks to file, you're potentially losing 3 weeks of benefits. NYS Department of Labor won't backdate payments to before you filed your initial claim. Being laid off vs fired definitely matters - layoffs are usually approved quickly while terminations for cause can trigger adjudication reviews.
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Chloe Wilson
•Thanks! So I should file this week then to avoid losing any potential benefits. Do I need any special paperwork from my employer or can I just file online?
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Anastasia Romanov
File immediately on ny.gov - the sooner the better. You'll need your Social Security number, driver's license info, and employment history for the past 18 months including employer names, addresses, dates worked, and reason for separation. For a layoff you shouldn't need special paperwork from your employer, but keep any termination letter or email they gave you just in case NYS Department of Labor asks for documentation during the adjudication process.
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StellarSurfer
•What if you don't have all the exact dates from previous jobs? I worked a bunch of temporary positions last year and don't remember all the start/end dates.
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Anastasia Romanov
•Do your best with approximate dates. NYS Department of Labor will verify everything with employers anyway through their quarterly wage reports. It's better to file with estimated dates than to delay filing while you track down exact information.
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Sean Kelly
I waited almost a month to file after I lost my job last year because I thought I'd find something quickly. Biggest mistake ever - lost out on like $1,200 in benefits that I could never get back. Even if you think you'll find work fast, file anyway. You can always stop claiming if you get hired, but you can't go backwards and claim weeks you didn't file for.
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Chloe Wilson
•Wow that's a lot of money to lose! I definitely don't want to make that mistake. Filing today for sure.
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Zara Malik
The NYS Department of Labor phone system is impossible to get through to if you have questions about filing. I spent weeks trying to reach someone when I had issues with my claim. If you really need to talk to an agent about your specific situation, I found this service called Claimyr (claimyr.com) that actually gets you connected to NYS Department of Labor representatives. They have a video demo at https://youtu.be/qyftW-mnTNI showing how it works. Saved me so much frustration when my claim got stuck in adjudication.
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Luca Greco
•Never heard of that service but might be worth it if the phone lines are really that bad. How long were you waiting to get through normally?
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Zara Malik
•I was calling for 2 weeks straight, usually got busy signal or was on hold for hours before getting disconnected. With Claimyr I got through same day and resolved my adjudication issue.
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Nia Thompson
just file now!! dont wait around thinking about it the system takes forever anyway so the sooner you start the better
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William Rivera
As someone who just went through this process in NY, I can confirm what others are saying - file immediately! I was laid off in January and filed the same day online. The application took about 30 minutes and I had my first payment within 2 weeks. The key thing about layoffs vs terminations is that layoffs are generally considered "no fault" separations, so your claim should process smoothly. Just make sure when you fill out the application that you select "lack of work" or "company downsizing" as your reason for separation. Keep any documentation from your employer about the layoff just in case, but for a straightforward RIF situation you shouldn't have issues. The online system at ny.gov walks you through everything step by step.
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Javier Hernandez
•This is really helpful to hear from someone who just went through it! I'm feeling much more confident about filing now. Just to clarify - when you say you had your first payment within 2 weeks, was that after filing or after your waiting week? I heard NY has a waiting week where you don't get paid for the first week you claim.
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Liam Brown
•@e249f80ba4e2 That's a great question about the waiting week! I'm also curious about this timing. From what I've read, NY does have a waiting week, so if you filed immediately after being laid off, did you still have to wait that extra week before getting your first payment? Trying to plan out my finances while I look for work.
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Giovanni Rossi
•@e249f80ba4e2 Yes, NY still has the waiting week - so that first payment I got at the 2 week mark was actually for my second week of unemployment. The waiting week means you don't get paid for your very first week of benefits, but you still have to certify for it. So if you file right after being laid off, you'll certify for week 1 (no payment), then certify for week 2 and get that payment, then moving forward you get paid weekly as long as you keep certifying. The waiting week is just a one-time thing at the start of your benefit year. Hope that helps with your planning!
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Victoria Jones
One thing I'd add that hasn't been mentioned yet - make sure you have your bank account information ready when you file. NYS offers direct deposit which gets you paid faster than waiting for a debit card to arrive in the mail. Also, even though you were laid off due to downsizing, your employer might still contest the claim to try to keep their unemployment insurance rates low. Don't panic if this happens - just respond to any requests for information from NYS Department of Labor promptly and honestly. The adjudication process can add a few weeks to getting your benefits, but as long as you were truly laid off and didn't quit or get fired for misconduct, you should ultimately be approved. Document everything and keep records of your job search activities since you'll need to report them when you certify for benefits each week.
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Maxwell St. Laurent
•This is really comprehensive advice, thank you! I hadn't thought about the direct deposit option - that's definitely something I'll set up when I file. The point about employers potentially contesting even legitimate layoffs is concerning but good to know. Is there anything specific I should document from my side to protect myself if they do contest it? I have the email from HR about the layoffs but wondering if there's anything else I should be keeping track of.
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AstroAlpha
•@0882dcd28e4d Great point about documentation! In addition to that HR email, I'd suggest keeping any company-wide announcements about layoffs, your final paystub showing your last day worked, and if possible, get contact info for coworkers who were also laid off in case you need witnesses to verify it was a legitimate RIF. Also screenshot or print any news articles about your company's downsizing if it was covered in local media. The more evidence you have that this was truly a business decision and not performance-related, the stronger your case will be if they contest. And definitely keep records of every job you apply to with dates and company names - NY requires you to make at least 3 job contacts per week to maintain eligibility.
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Zara Shah
I went through a similar situation last fall when my manufacturing job got eliminated. Here's what I learned: file your claim TODAY if possible - don't wait until Monday. The NY.gov unemployment portal is available 24/7 and every day you delay is potentially money lost since they don't backdate to your separation date. For a layoff due to company downsizing, you should have a smooth approval process, but still upload any documentation you have (layoff notice, final paystub, etc.) to avoid delays. One tip that saved me time - create your NY.gov account first before starting the actual unemployment application, as the system can timeout if you're entering info for too long. Also set up text/email alerts so you don't miss important deadlines for weekly certifications. Even though it feels overwhelming right after losing your job, getting this filed quickly will give you one less thing to stress about while you focus on your job search.
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Yara Khalil
•@1bd23f17c294 Thanks for the tip about creating the NY.gov account first! I didn't know about potential timeout issues. That would be so frustrating to lose all your info halfway through filling it out. I'm definitely going to file today - this whole thread has convinced me not to wait. Quick question though - when you say upload documentation like layoff notice and final paystub, is that required during the initial application or can you add it later if needed? I have the HR email but my final paystub won't be ready until next week when payroll processes.
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Amina Diallo
•@1bd23f17c294 You can definitely add documentation later if needed! The initial application doesn't require you to upload everything right away - you can submit it and then add supporting documents through your online account or if NYS Department of Labor requests them during processing. Don't let waiting for your final paystub delay filing your claim. The sooner you file, the sooner your benefit year starts. You can always upload that paystub once you receive it next week. The important thing is getting that initial claim submitted so you don't lose any potential benefit weeks.
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Zoe Stavros
I'm in a similar situation - got laid off from my retail job two days ago due to store closures. Reading through all these responses has been incredibly helpful! I was hesitating to file because I thought maybe I'd find something quickly, but after seeing what @5d89d93fd609 said about losing $1,200 by waiting, I'm definitely not making that mistake. Going to file my claim tonight. One question though - for those who filed online, how long did the actual application process take? I want to make sure I have enough time to complete it without rushing through important sections. Also reassuring to hear that layoffs typically get approved without issues since mine was clearly due to business closure, not performance.
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Effie Alexander
•@dea3190a90ca The online application took me about 45 minutes when I filed last month, but I'd recommend setting aside at least an hour just to be safe. You'll need to have all your employment history ready (employers, addresses, dates, wages) for the past 18 months, so gathering that info beforehand will speed things up. The system does save your progress as you go, but like others mentioned, creating your NY.gov account first helps avoid any timeout issues. Since your layoff was due to store closure, you should definitely have a straightforward approval - that's even clearer than a downsizing situation. Just make sure to select the right separation reason when you get to that part of the application. Good luck with your claim and job search!
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Clay blendedgen
I'm in a very similar position - just lost my warehouse job yesterday too due to company restructuring. This thread has been a lifesaver! I was planning to wait until Monday to file but clearly that would be a mistake. The point about benefit years starting when you file rather than when you lose your job is something I hadn't considered. Going to get my NY.gov account set up tonight and file first thing tomorrow morning. It's good to know that layoffs due to downsizing are typically straightforward approvals - I was worried about potential delays or complications. Thanks to everyone who shared their experiences, especially the detailed timeline info about the waiting week and payment processing. This is exactly the kind of real-world advice you need when navigating unemployment for the first time.
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Oliver Weber
•@e69cd9db8f3c Smart move filing tomorrow morning! I just went through this process myself last month after a similar warehouse layoff. One thing that really helped me was having my Social Security card and driver's license handy while filling out the application - you'll need those numbers and it saves time not having to hunt them down mid-application. Also, if you worked any part-time or temporary jobs in the past 18 months, try to gather that info too even if it seems minor. The system asks for all employment history and it's better to include everything upfront rather than having to add it later. The restructuring/downsizing reason should definitely get approved quickly. Wishing you luck with both the claim and finding your next opportunity!
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Giovanni Moretti
I just went through this exact situation a few months ago when my logistics company did mass layoffs. The advice here is spot on - file immediately! I made the mistake of waiting 5 days thinking I needed to "process" what happened first, and I still regret those lost benefit days. The NY.gov system is actually pretty user-friendly once you get started. One thing I'd add that really helped me: before you start the application, write down your employment history for the last 18 months on a piece of paper first (company names, addresses, start/end dates, supervisors, phone numbers). Having it all organized made the online form much easier to complete without having to stop and look things up. Your layoff situation sounds very clear-cut, so you shouldn't have any issues with approval. The company downsizing/reduction in force reason is exactly what unemployment insurance is designed for. Just be consistent in how you describe the separation throughout the process.
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Mei Zhang
•@8abcdce0d3ed That's really smart advice about writing down your employment history first! I wish I had thought of that - would have saved me from scrambling to find old pay stubs and trying to remember exact addresses while filling out the form. The 5 days you lost is still way better than the month that @5d89d93fd609 mentioned losing though! It's crazy how those "lost days" really add up in actual dollars. I'm definitely taking everyone's advice here and filing today rather than waiting for Monday. This whole thread has been incredibly helpful - there's so much practical advice that you just don't get from the official government websites. Thanks for sharing your experience!
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Mei Wong
Filing ASAP is absolutely critical! I learned this the hard way when I was laid off from my construction job last year. I waited almost 2 weeks because I was embarrassed and thought I'd bounce back quickly - ended up costing me nearly $800 in benefits I could never recover. The NY system doesn't backdate to your separation date, only to when you actually file your initial claim. For a legitimate layoff like yours due to company downsizing, approval should be straightforward. Just make sure you select "lack of work" or "layoff" as your separation reason, not "quit" or anything that could be misinterpreted. The online application at ny.gov is available 24/7, so don't wait for business hours. Get your Social Security number, driver's license, and last 18 months of employment info ready, then file tonight if possible. Even if you think you'll find work soon, you can always stop claiming benefits if you get hired, but you can't go back and claim weeks you didn't file for. Don't make my mistake!
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Oliver Zimmermann
•@c43714aed98c Your story really hits home - I can totally understand feeling embarrassed about filing for unemployment, but you're right that it's such a costly mistake. $800 is a lot of money to lose just because of pride or hoping things would turn around quickly. I'm definitely not going to make that same error. It's interesting how many people in this thread have similar stories about waiting too long and regretting it. Really drives home the point that filing immediately is the only smart move, regardless of how confident you feel about finding new work. Thanks for sharing your experience - it's helping me get over any hesitation I had about filing right away.
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Omar Hassan
As someone who works in HR and has processed layoffs in NY, I want to echo what everyone else is saying - file TODAY! Don't wait until Monday or next week. The timing is crucial because your benefit year literally starts from the day you file your initial claim, not from when you lost your job. I've seen too many people lose out on weeks of benefits because they thought they had more time or wanted to "think about it first." Your situation sounds like a textbook layoff case - company downsizing/reduction in force is exactly what unemployment insurance was designed to cover. When you file online at ny.gov, make sure to select "lack of work" or "company downsizing" as your separation reason. Keep that email or notice from your employer about the layoffs just in case, but for a legitimate RIF you shouldn't need it immediately. The application takes about 30-45 minutes if you have your info ready (SSN, employment history for past 18 months, etc.). File tonight if possible - the system is available 24/7 and every day matters!
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Laila Fury
•@89e38cc9669f This is incredibly valuable insight from someone who actually works in HR! I hadn't realized that the benefit year starting from filing date rather than separation date was such a hard rule. That really emphasizes why waiting even a few days is costly. Your point about keeping the layoff documentation "just in case" is also reassuring - I have the HR email about our RIF but was worried I needed something more official. The 30-45 minute timeframe for the application is helpful for planning too. I'm definitely going to follow your advice and file tonight rather than waiting for Monday morning. Thanks for taking the time to share your professional perspective - it's exactly the kind of authoritative guidance I needed to feel confident about moving forward immediately!
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