How does unemployment work in NY - confused about the whole process
I might need to file for unemployment soon and honestly have no clue how any of this works. Like do I just go online and apply? How much money do you get? Do I have to prove I'm looking for work every week? My job might be ending next month and I'm trying to understand what I'm getting into before it happens. Can someone explain the basics of how unemployment benefits work in New York?
37 comments


Esteban Tate
The process starts with filing your initial claim through the NYS Department of Labor website. You'll need your Social Security number, employment history for the past 18 months, and reason for separation. Once approved, you'll need to file weekly claims certifying you're able, available, and actively seeking work. Benefit amount is based on your previous earnings, typically around 50% of your average weekly wage up to the state maximum.
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Alice Pierce
•What's the state maximum right now? And how do they calculate the 50% - is that gross or net pay?
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Amelia Cartwright
The process is pretty straightforward once you know the steps. You'll file your initial claim on the NYS Department of Labor website at labor.ny.gov. You'll need your social security number, driver's license, employment history for the last 18 months including dates and employer contact info, and your separation reason. After filing, you'll get a monetary determination showing your weekly benefit amount. Then you file weekly claims every week you're unemployed to actually receive payments. The whole process usually takes 2-3 weeks for your first payment if there are no issues with your claim.
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Royal_GM_Mark
•Thank you! So I file the initial claim once, then file weekly claims to keep getting paid? How do I know if there are issues with my claim?
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Ivanna St. Pierre
its not that complicated just go to labor.ny.gov and click file a claim, answer the questions and wait. you get money if you qualify
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Elin Robinson
You'll also need to register with the state job search system and document your work search activities. The requirement is typically 3 job contacts per week, but this can vary. Keep detailed records because they may audit your job search log. If you're laid off through no fault of your own, you should qualify. The key is filing as soon as possible after your last day of work since there's usually a one-week waiting period.
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Alice Pierce
•Three job contacts per week seems like a lot. What counts as a job contact?
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Elin Robinson
•Job applications, interviews, networking events, job fairs, even informational interviews can count. The NYS Department of Labor website has specific guidelines on what qualifies.
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Atticus Domingo
I was so confused when I first applied last year! The whole adjudication process took forever and I kept getting worried I did something wrong. Make sure you answer all the questions honestly and completely because any inconsistencies can delay your claim for weeks.
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Alice Pierce
•What do you mean by adjudication? That sounds scary.
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Esteban Tate
•Adjudication is just when they review your claim to determine eligibility. It's normal for certain types of separations but can add processing time.
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Beth Ford
If you run into issues reaching someone at NYS Department of Labor by phone (and you probably will), I had good luck with Claimyr. It's a service that helps you get through to an actual agent without sitting on hold forever. They have a demo video at https://youtu.be/qyftW-mnTNI showing how it works. Saved me hours of frustration when my claim got stuck in the system.
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Alice Pierce
•How much does something like that cost? I'm already worried about money.
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Beth Ford
•Check out their website at claimyr.com for details. For me it was worth it just to get answers instead of calling dozens of times and never getting through.
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Morita Montoya
One thing they don't tell you upfront is that benefits are taxable income. You can have taxes withheld or pay at the end of the year, but don't forget about that part!
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Ellie Lopez
The process starts by filing your initial claim on the NYS Department of Labor website. You'll need your Social Security number, employment history for the past 18 months, and bank info for direct deposit. After filing, you'll receive a determination letter explaining your weekly benefit amount. Then you file weekly claims every week to certify you're still unemployed and actively looking for work. You must search for work and keep a log of your job search activities.
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Lauren Wood
•How many jobs do I need to apply for each week? And what counts as a job search activity?
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Chris King
Make sure you understand the job search requirements too. You need to make at least 3 job contacts per week and keep a detailed log. You can do this through the state's job search website or track your own contacts. If you don't meet the job search requirement, your benefits can be stopped. Also, you must be able and available to work each week you claim benefits.
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Rachel Clark
•wait do you really need 3 contacts every single week? that seems like a lot
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Chris King
•Yes, it's 3 per week minimum. You can apply to jobs, contact employers directly, attend job fairs, or do informational interviews. The NYS Department of Labor is pretty strict about this requirement.
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Zachary Hughes
The system is so confusing honestly. I filed 3 weeks ago and still haven't gotten paid because my claim went into something called adjudication. Nobody explains what that means or how long it takes. The whole unemployment system feels like it's designed to make you give up.
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Amelia Cartwright
•Adjudication happens when there's a question about your eligibility - like if your employer contests your claim or there's missing information. It can take several weeks unfortunately. You should keep filing your weekly claims even during adjudication.
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Chad Winthrope
its not that complicated once you get started, just go to the website and follow the steps. took me like 20 minutes to file my claim
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Mia Alvarez
If you're having trouble reaching someone at NYS Department of Labor about your claim, I had good luck using a service called Claimyr (claimyr.com). They help you get through to an actual agent instead of sitting on hold forever. There's a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Really saved me a lot of frustration when my claim had issues.
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Carter Holmes
•is that legit? sounds too good to be true
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Mia Alvarez
•Yeah it's real. I was skeptical too but it actually worked. They basically call for you and get you connected to an agent. Way better than trying to get through on your own.
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Paige Cantoni
You need to conduct at least 3 work search activities per week and keep detailed records. This includes applying for jobs, attending job interviews, contacting employers directly, or participating in reemployment services. The NYS Department of Labor can audit your job search log at any time, so keep everything documented with dates, company names, and contact methods.
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Kylo Ren
•Wait I thought it was 2 activities per week? Or is that only for certain people?
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Paige Cantoni
•It's 3 activities for most people, but some exceptions exist for union members on standby or people in approved training programs.
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Rachel Clark
just make sure you file right away, theres a time limit on when you can file after losing your job
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Nina Fitzgerald
The whole system is a nightmare honestly. I've been trying to get through to someone at NYS Department of Labor for weeks about my claim being stuck in adjudication and their phone lines are always busy. You call and get disconnected constantly. It's like they don't want to help people.
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Jason Brewer
•I had the same problem with getting through to NYS Department of Labor by phone. After getting hung up on dozens of times, I found this service called Claimyr at claimyr.com that actually gets you connected to a real agent. They have a video demo at https://youtu.be/qyftW-mnTNI showing how it works. Finally got my adjudication issue resolved after weeks of trying on my own.
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Nina Fitzgerald
•How much does something like that cost? Seems like we shouldn't have to pay extra just to reach our own government agency.
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Jason Brewer
•I know it feels wrong to need help just to make a phone call, but honestly it saved me so much stress and time. The alternative was potentially losing weeks of benefits while waiting.
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Kiara Fisherman
Just make sure you file your weekly claims every week even if your initial claim is still processing. Missing a week can cause delays in your payments later. And NEVER lie about working or earning money - they cross-reference with employment records and you'll get hit with an overpayment demand.
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Lauren Wood
•What happens if I work a few hours one week but still need unemployment? Do I report that?
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Kiara Fisherman
•Yes absolutely report any work and earnings. They'll reduce your benefit amount for that week based on what you earned, but you won't lose eligibility completely as long as you earn less than your weekly benefit amount plus $50.
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