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Sean Doyle

Do employers get charged for unemployment benefits when you file a claim with NYS Department of Labor?

I'm thinking about filing for unemployment after getting laid off last week, but I'm worried about how it might affect my former employer. Do they have to pay extra money when someone files a claim? I actually had a good relationship with my boss and don't want to cause financial problems for the company if I can avoid it. How does the NYS Department of Labor handle this? Is there a way to file without it impacting them directly?

Zara Rashid

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Yes, employers do pay unemployment taxes, but it's not a direct charge for each claim. They pay into the unemployment insurance system through payroll taxes throughout the year based on their experience rating. When you file, it may affect their future tax rate, but they've already been paying into the system. You shouldn't feel guilty about filing - you earned this benefit through your work.

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Sean Doyle

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That makes me feel better about it. So they're not getting a bill specifically because I filed?

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Luca Romano

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my old boss told me not to file because it would cost them money but i think he was just trying to scare me

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Nia Jackson

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That's actually illegal for employers to discourage you from filing. The NYS Department of Labor has strict rules against employer interference with unemployment claims. Your boss was probably worried about their experience rating going up, but that's their problem, not yours.

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The way it works is employers pay unemployment insurance taxes quarterly based on their payroll and experience rating. If they have more claims, their rate can go up the following year, but it's not like they get a bill for your specific claim amount. The system is designed so workers who lose their jobs through no fault of their own can get benefits without worrying about the employer's costs.

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CosmicCruiser

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This is exactly right. I used to do payroll and the quarterly SUTA payments are based on the company's claim history over several years. One claim won't make or break them financially.

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Aisha Khan

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ugh the whole system is rigged anyway, employers find ways to contest every claim to keep their rates low

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Sean Doyle

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Wait, can they contest my claim even if I was laid off? I thought that was only for people who got fired for cause.

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Zara Rashid

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Employers can contest any claim, but if you were truly laid off due to lack of work, they have no valid grounds to contest. The NYS Department of Labor will review their objection and make a determination based on the facts.

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Ethan Taylor

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I had trouble reaching someone at NYS Department of Labor when my employer contested my claim and I needed to provide additional information. Kept getting busy signals and disconnected calls. Finally used claimyr.com - they got me through to an actual agent who explained the whole process. There's a good video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Saved me weeks of frustration trying to get through on my own.

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Sean Doyle

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How much does something like that cost? I'm already worried about money.

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Ethan Taylor

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It's actually pretty reasonable compared to the stress and time you save. Much better than spending hours trying to get through the phone lines yourself.

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Luca Romano

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just file already, you paid into this system with every paycheck

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You're absolutely right to be concerned about your former employer, but please don't let that stop you from filing. The unemployment system is insurance that both you and your employer have been paying into - it's there specifically for situations like yours. Your employer has been paying unemployment taxes regardless of whether anyone files claims, and while your claim might affect their future rate slightly, it's spread out over time and factored into their business costs. You earned this benefit through your work, and filing for it won't suddenly bankrupt them. Focus on getting back on your feet - that's what the system is designed for.

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This is such a thoughtful way to put it. I've been stressing about this for days, but you're right - I did pay into this system with every paycheck. It's not like I'm asking for charity. I think I was overthinking how much impact one claim would really have on a company that's been paying these taxes all along anyway. Thanks for helping me see it from that perspective.

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Summer Green

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I completely understand your concern about your former employer - it shows you're a considerate person. But here's the thing: you didn't choose to get laid off, and unemployment benefits exist precisely for this situation. Your employer has been paying into the unemployment insurance fund as part of doing business, just like they pay for workers' comp or other insurance. When you file a claim, they don't get a direct bill - instead, it may slightly affect their experience rating for future tax calculations. Think of it this way: if your house burned down, you wouldn't hesitate to file an insurance claim because it might affect the insurance company's profits, right? This is similar - you and your employer have been paying premiums (through payroll taxes) for this exact coverage. File your claim and focus on finding your next opportunity.

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QuantumQuasar

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The house insurance analogy really clicked for me! I've been thinking about this all wrong - treating it like I'd be personally costing my old boss money when really it's just how the system works. You're absolutely right that I didn't choose to get laid off, and I shouldn't feel guilty about using a benefit that we all paid into. I'm going to file tomorrow morning. Thanks for putting it in perspective that actually makes sense.

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