Which bank issues H&R Block Emerald Card for tax refunds?

The Emerald Card is issued through MetaBank. They're an FDIC insured institution that partners with H&R Block for these prepaid debit cards. The routing number should start with 073972181 if you need it for direct deposit setup.

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i had nothing but problems with emerald card last year ngl 🤮 switched to direct deposit to my regular bank this year

metabank handles it. but heads up they can be kinda slow sometimes with processing. my friend waited like 3 extra days last year smh

Any1 else getting maintenance errors when trying to check their emerald card balance? 🤔

MetaBank is correct! Just wanted to add that if you're having any delays, it's usually on the IRS side not MetaBank. The routing number is 073972181 and account number is your card number. Pro tip: you can call the customer service number on the back of your card to check if there are any holds or issues with your account before your refund hits.

Just wanted to add that I've been using the Emerald Card for 3 years now and while MetaBank does handle it, make sure your address is updated with H&R Block before filing. Had a friend whose refund got delayed because their card was sent to an old address and they couldn't access the account to set up direct deposit. Also worth noting that if you're expecting a large refund, there might be daily withdrawal limits on the card itself, so plan accordingly!

Just to add some recent experience - got my refund on my Emerald Card last week and it was super smooth with MetaBank. Took exactly 2 business days after the IRS said "refund sent" on WMR. One thing I'd recommend is downloading the MyBlock app if you haven't already - makes it way easier to check your balance and transaction history than trying to use their website which can be buggy sometimes. The routing number 073972181 that others mentioned is correct, and your card number is your account number for direct deposit setup.

MetaBank is definitely the issuer for Emerald Cards. I've had mine for 2 years now and the deposits are usually pretty reliable. Just make sure you have the right routing number (073972181) when you set up direct deposit with the IRS. One heads up though - if you're getting a really large refund, you might want to call MetaBank customer service ahead of time to let them know to expect it. Sometimes they put temporary holds on unusually large deposits for security reasons, which can delay access to your funds by a day or two.