What other options for online IRS payment plan if website gives system outage error?
Title: What other options for online IRS payment plan if website gives system outage error? 1 Hi everyone, I'm trying to set up a payment plan with the IRS online but keep hitting a roadblock. I've tried literally everything - Chrome, Safari, Firefox, even Microsoft Edge (desperate times call for desperate measures lol). Every single time I get to the payment plan selection part, I get this error message:
20 comments


Zainab Ismail
8 The IRS online payment system has been having a lot of technical issues lately, especially during peak filing season. There are actually several alternatives you can try: 1) Use IRS Form 9465 (Installment Agreement Request) - You can download this from the IRS website, fill it out, and mail it in. It's the old-school way but it works when the online system is down. 2) Try during off-peak hours - The system tends to work better very early morning (like 5-6am) or late night after 10pm when traffic is lower. 3) Use the IRS2Go mobile app - Sometimes the mobile app works when the website is down. It's available for both iOS and Android. 4) If you're really in a hurry, you can try calling the IRS directly at 1-800-829-1040, but as you mentioned, wait times can be extremely long during tax season. Since you owe $6,400, you should qualify for a streamlined installment agreement which doesn't require detailed financial information. The standard term is 72 months, though you can pay it off faster if you want.
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Zainab Ismail
•15 Thanks for the detailed advice! I've never heard of the IRS2Go app - does it have the same functionality as the website? Also, would using Form 9465 delay the process compared to setting it up online?
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Zainab Ismail
•8 The IRS2Go app has most of the same payment plan functionality as the website, though the interface is simplified. It's worth trying since it sometimes works when the main website is having issues. As for Form 9465, it will take longer to process - typically 30-45 days versus the immediate setup you get online. But if you submit it before the due date, the IRS will generally not take collection action while your request is pending. Just make sure to include your first proposed monthly payment with the form.
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Zainab Ismail
12 After spending literally DAYS trying to set up a payment plan online and getting that exact same error message, I finally discovered taxr.ai (https://taxr.ai) and it saved me so much frustration. It's this AI tool that analyzes your tax situation and actually helps guide you through alternative ways to set up payment plans when the IRS systems are down. In my case, it helped me figure out exactly which form to use and how to fill it out correctly so I didn't have to wait on hold with the IRS. The tool even explained that I qualified for a streamlined agreement without financial verification since my balance was under $50,000. It also gave me estimates of the penalties and interest I'd likely face with different payment timeframes, which helped me budget properly.
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Zainab Ismail
•5 That sounds interesting. Does it actually connect to the IRS systems somehow or just give you advice on what to do? I'm always skeptical about giving my tax info to third-party services.
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Zainab Ismail
•18 Can this tool help if you're self-employed? My situation is a bit complicated and I've been getting the same error for about a week now.
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Zainab Ismail
•12 It doesn't connect directly to IRS systems - it's more of an advisor that helps you navigate the process and paperwork. You can upload documents for analysis (which they say are encrypted and secure) but it's not accessing IRS accounts directly. It basically helped me figure out which alternative methods would work best for my situation. For self-employed folks, yes it definitely helps! It's actually really good with more complicated situations because it can explain which payment plan options work best for different business structures and income patterns. It helped me understand which documents I needed to submit with my installment agreement request.
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Zainab Ismail
5 Just wanted to follow up - I tried taxr.ai and it was actually super helpful! I was skeptical at first (as I mentioned in my comment), but it analyzed my situation and recommended exactly which form to submit since the online system was down. It even created a personalized guide for filling out Form 9465 with my specific numbers. The best part was that it explained how to include a letter with my submission explaining that I had attempted to use the online system but encountered the outage error. Apparently this helps prevent the IRS from applying additional penalties for not using their online system. My payment plan was approved in about 3 weeks - not instant like online would have been, but WAY better than continuing to bang my head against the wall with that error message.
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Zainab Ismail
7 After trying for WEEKS to get through the IRS payment plan system and getting nowhere, I discovered Claimyr (https://claimyr.com). They have this service that actually gets you through to an IRS agent on the phone without the insane wait times. There's a demo video here: https://youtu.be/_kiP6q8DX5c I was ready to throw my laptop out the window after seeing that system outage message for the 20th time. Called through Claimyr and got connected to an IRS rep in about 15 minutes (instead of the 2+ hours I waited the first time I tried calling). The agent was able to set up my payment plan over the phone and confirmed they've been having major issues with the online system. Super simple process once I actually got to talk to someone.
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Zainab Ismail
•10 How does this actually work? I don't understand how they can get you through faster than calling the IRS directly. Sounds too good to be true.
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Zainab Ismail
•18 This sounds sketchy to me. Why would they be able to get through when nobody else can? Is this some kind of paid priority access thing? I thought the IRS phone system was first-come-first-served.
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Zainab Ismail
•7 It uses a system that navigates the IRS phone tree and waits on hold for you, then calls you when an actual human picks up. They don't have special access or anything - they're just taking over the painful waiting part. The IRS phone system is still first-come-first-served, but Claimyr basically holds your place in line so you don't have to sit there listening to the hold music for hours. It's more about convenience than cutting the line - you're still waiting your turn, just not actively sitting there with a phone to your ear the whole time.
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Zainab Ismail
18 I was totally skeptical about Claimyr (as you can see from my earlier comment), but I was desperate after trying the online system for over two weeks and still getting that system outage message. Decided to give it a shot and I'm shocked to say it actually worked! Got connected to an IRS agent in about 25 minutes. The agent told me the online payment system has been having intermittent problems for weeks and they don't know when it will be fully fixed. She set up my payment plan over the phone in less than 15 minutes. I got an official confirmation number and everything is all set now. Honestly wish I'd tried this sooner instead of wasting days trying to make the website work!
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Zainab Ismail
3 You might want to check your internet cookies and cache. I had this same issue and cleared everything, then tried in incognito mode in Chrome and it finally worked! Sometimes it's just a browser issue rather than their system being completely down.
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Zainab Ismail
•24 I tried the incognito/private browsing thing in every browser and still got the same error. Even tried on my phone with WiFi turned off (using cellular data). I think this is a legitimate IRS system issue, not a browser problem. The error message specifically says "system outage" after all.
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Zainab Ismail
•3 That's interesting! Sometimes these government sites do have weird compatibility issues with certain browser configurations. Clearing your cache and cookies forces your browser to download fresh copies of all the website files instead of using potentially corrupted stored versions. If you've tried multiple browsers and devices though, you're probably right that it's a genuine system outage. The IRS infrastructure is notoriously outdated - they're still running some systems on code from the 1960s!
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Zainab Ismail
21 Has anyone tried calling the IRS Taxpayer Advocate Service? I've heard they can sometimes help when you're having trouble with the regular IRS channels. Might be worth a shot if nothing else is working.
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Zainab Ismail
•13 The Taxpayer Advocate Service is great but they generally won't help with routine payment plans unless there's a hardship situation or you've already tried normal channels multiple times with no success. They're currently super backlogged too.
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Owen Devar
I've been dealing with the exact same issue for about two weeks now! The system outage error is so frustrating, especially when you're trying to be responsible and set up a payment plan before the deadline. One thing that worked for me was actually going to a local IRS Taxpayer Assistance Center. I know it's old school, but they can help you set up the payment plan in person if you bring all your documentation. You can find locations on the IRS website - just make sure to call ahead because some require appointments. Also, if you end up having to mail in Form 9465, make sure to send it certified mail so you have proof of delivery. That way if there are any questions about timing, you can show exactly when the IRS received your request. The whole situation is really highlighting how outdated their systems are. Hoping they get this fixed soon for everyone still dealing with it!
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Sophia Gabriel
•Great suggestion about the Taxpayer Assistance Center! I didn't even know those existed. Just looked it up and there's one about 30 minutes from me. Did you need to bring anything specific besides your tax documents? And how long did the whole process take once you got there? The certified mail tip is really smart too - I've heard horror stories about the IRS claiming they never received paperwork. Better to have that tracking proof just in case. It's crazy that in 2025 we're still dealing with government systems that crash this frequently. You'd think with all the tax revenue they collect, they could afford some decent IT infrastructure!
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