Transcript Updated to DD 4-10 After Showing N/A for Weeks

Congrats on the update! When your transcript changes from N/A to showing a DD date, that's a solid indicator your return has cleared the main processing hurdles. The date shown (4-10) is usually accurate within 1-2 days. Some banks release funds early when they receive the pending deposit notification, but don't count on that. Mark your calendar for 4-10 and expect it that day or possibly the day after.

I went through this exact same thing last month! Here's what happened step by step: 1. Filed on February 2nd 2. Transcripts showed N/A for almost 5 weeks 3. Suddenly updated overnight showing DD date of 3/8 4. Money actually hit my account on 3/7 (one day early) 5. No explanation for the delay or the sudden update The waiting is the hardest part, but once you see that DD date, you're in the clear. My credit union typically releases funds as soon as they get the notification from the IRS, which is why I got mine a day early.

I was in this exact situation last year. Transcripts showed N/A forever, then suddenly updated with a DD date. I remember being so relieved! But then I needed to verify something about my return and spent THREE DAYS trying to get through to the IRS. Finally used Claimyr (https://youtu.be/_kiP6q8DX5c) and got connected to an agent in about 15 minutes. They confirmed everything was good to go and explained why my transcript took so long to update (something about a random verification check). If you need to speak with someone about your return, definitely worth checking out instead of the endless redial game.

Did your WMR tool update at the same time as your transcript? My situation is different - transcript shows processing but WMR still shows one bar. Trying to understand which is more reliable for tracking purposes.

Be careful about counting on that exact date. Last year my transcript showed a DD date, but then I got a CP12 notice about a math error adjustment two days before the deposit was supposed to hit. Ended up waiting another 3 weeks while they fixed it. Not trying to worry you, but just sharing that it's not 100% guaranteed until the money actually hits your account.

Just FYI - overnight updates like yours are super common. IRS runs their major processing batches between midnight-4am EST. That's why many ppl notice changes when checking early AM. FWIW, my DD date was 3/22 and hit my bank exactly on that day. Seems like the IRS is getting more accurate w/ their DDDs this year vs prev yrs when they'd sometimes hit 1-2 days early. Military banks (USAA, Navy Fed) sometimes release tax refunds early tho.

Watch out for the "adjustment letter" trap. Had this happen two years in a row. Transcript shows beautiful DD date, then suddenly a 570 code appears and everything freezes. Why? Because they decided to adjust something minor on my return. Last year it was literally a $4 difference in calculation. Delayed my refund by 6 weeks. Not saying it will happen to you, but don't spend that money until it's actually in your account.