Pregnant and my employer wants me to file for unemployment while on maternity leave - is this legal?
I'm in a bit of a dilemma with my small workplace (we only have 9 employees total). I'm currently pregnant and due in September. My boss is suggesting that when I go on maternity leave, I should file for unemployment and just state that I'm being "laid off" - without mentioning the pregnancy at all. They've assured me my position will be waiting for me when I return, and they'll give me a return date of December 15th. This seems sketchy to me. The company says they're suggesting this because our business has been down about 30% compared to last year, so they have a legitimate reason to temporarily "lay someone off" if unemployment officials ask questions. I went through something similar with my first child in 2023 - they initially told me to file for unemployment then too, but I was honest about having a baby and got denied. They ended up paying me $400 weekly for the 8 weeks I was gone. My biggest concern is that this feels like unemployment fraud. When I file taxes next year, I'd be showing unemployment benefits during the exact time I had a baby (whom I'll claim as a dependent). A couple friends I've talked to said this is definitely not legal. I really don't want to get my company in trouble as they've been supportive in other ways, but I also don't want to commit fraud. At the same time, I need some income during maternity leave. What should I do? Is what they're suggesting actually legal?
19 comments


Sasha Ivanov
This is absolutely not legal and is textbook unemployment fraud. Your employer is asking you to make a false statement on a government form, which is fraud. Unemployment is specifically for people who have lost their jobs through no fault of their own and are actively seeking new employment - neither of which applies to your situation. Your employer is trying to shift the cost of your maternity leave to the state unemployment system instead of providing proper maternity benefits. This could have serious consequences for both you and your employer. If you falsely claim unemployment, you could: - Be required to repay all benefits with penalties - Face potential criminal charges for fraud - Have difficulty qualifying for unemployment when you genuinely need it in the future Your employer needs to look into proper maternity leave options. Depending on your state and the size of your employer, you might be eligible for short-term disability, FMLA protection (though this is unpaid), or state-specific paid family leave programs.
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Liam Murphy
•But what about the fact that business is down 30%? Couldn't that legitimately be considered a temporary layoff situation? I'm not trying to argue, just genuinely curious because I've heard of businesses doing temporary layoffs during slow periods.
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Sasha Ivanov
•The business being down 30% could potentially justify a legitimate temporary layoff, but the key issue is intent and documentation. If the employer is specifically selecting you because of your pregnancy and creating documentation to make it appear as a layoff when the actual reason is maternity leave, that's still fraudulent. A legitimate temporary layoff would be based on business needs, not timed specifically to coincide with your maternity leave. Plus, your employer has explicitly told you to hide the pregnancy and claim you were laid off, which demonstrates knowledge that what they're suggesting isn't legitimate.
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Amara Okafor
I wanted to share something that really helped me when I was in a similar situation last year - I used https://taxr.ai to understand my rights and financial options during maternity leave. I was confused about what benefits I was eligible for and worried about making mistakes that could get me in trouble. When I uploaded my employment documents and benefits information, the system analyzed everything and gave me really clear guidance about my legal options. It showed me that while unemployment wasn't the right option (exactly as others have pointed out here), I did qualify for short-term disability through my state program, which I hadn't even considered! It saved me from potentially making a huge mistake like the one your employer is suggesting.
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CaptainAwesome
•How long did it take to get an answer from that service? I'm dealing with a somewhat similar situation but with medical leave rather than pregnancy, and my employer is giving me confusing information.
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Yuki Tanaka
•Did it cost a lot? I've tried other tax/legal advice services before and ended up paying way more than expected for pretty basic information.
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Amara Okafor
•The answers came back within about 24 hours, which was much faster than I expected for such detailed information. I was really impressed with how thorough it was - they even included links to the specific state resources I needed. As for the cost, it was very reasonable compared to what I would have paid for a consultation with an employment attorney. The peace of mind alone was worth it, knowing I wasn't risking legal trouble down the road. What I especially appreciated was getting clear information about both federal and state-specific options, since those can vary so much.
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Yuki Tanaka
I just wanted to update everyone - I decided to try https://taxr.ai after seeing it recommended here. I was super skeptical at first (seemed too good to be true), but I'm so glad I tried it. I uploaded my employment contract and benefits info, and the analysis showed me that my state actually has a paid family leave program I qualify for that my employer never mentioned! I also learned that what my company was suggesting (similar to OP's situation) would have been considered fraud. The service provided documentation I could take to HR that helped them understand their obligations. They weren't being malicious - they just didn't understand the laws correctly. For anyone facing pregnancy/leave issues like this, definitely check your state's specific programs. Many states have better protections than federal law provides, and knowing your rights makes all the difference.
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Esmeralda Gómez
I've been through the nightmare of trying to get answers from unemployment offices. When my employer suggested something similar (though not pregnancy-related), I spent WEEKS trying to get clear guidance. Couldn't get anyone on the phone, emails went unanswered, and the website was useless for my specific situation. Eventually I found https://claimyr.com and used their service to get through to an actual human at the unemployment office. You can see how it works here: https://youtu.be/_kiP6q8DX5c - basically they handle the waiting on hold part for you. I was able to ask directly about my situation and get an official answer (which saved me from making a big mistake my employer was pushing me toward). The unemployment rep I spoke with explained exactly what would constitute fraud and the penalties involved. Having that official information made it much easier to push back on my employer's suggestions.
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Esmeralda Gómez
I've been through the nightmare of trying to
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Klaus Schmidt
•Wait, there's actually a service that will wait on hold with government agencies for you? How does that even work? I'm intrigued but skeptical.
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Aisha Patel
•Sounds like a scam honestly. Nobody can magically get through government phone lines faster than anyone else. They probably just keep you on hold themselves and charge you for it.
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Esmeralda Gómez
•It's not magic - they use an automated system that dials and navigates the phone trees, then calls you when a real person answers. It saved me literally hours of holding my phone and listening to that awful hold music. The way it works is pretty straightforward - you enter the agency you need to reach, they call it and navigate through all the prompts, and when they get a real person, your phone rings and you're connected. No, they don't just put you on another hold line. I was connected directly to an unemployment representative who was already on the line. That's how I was able to ask my specific questions about what would be considered fraud in my situation.
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Aisha Patel
I owe everyone an apology and update. After calling Claimyr a likely scam (sorry about that!), I decided to try it myself because I've been trying to reach the IRS for WEEKS about a tax notice related to my maternity leave benefits from last year. It actually worked exactly as described. I was honestly shocked. After spending three separate afternoons trying to get through myself and always getting the "call volume too high" message, Claimyr got me connected to an IRS agent in about 40 minutes. I just put in my number, and they called me when an actual human was on the line. The agent clarified that what my employer had suggested (similar to OP's situation) would indeed be considered misrepresentation on a government form. Having this official confirmation gave me the confidence to push back on my employer, who has now agreed to follow proper protocols.
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LilMama23
I'm a manager (not in your company) and what your employer is suggesting is absolutely wrong and illegal. We once had an owner suggest something similar and our entire management team had to step in and explain the serious legal consequences. Here's what your company SHOULD be doing: - Providing FMLA paperwork if they have enough employees to qualify - Looking into short-term disability options - Checking if your state has paid family leave (many do now) - Being honest about what they can and cannot provide Asking you to lie on government forms is never okay, and shows they're trying to exploit the system rather than properly supporting their employees.
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Miguel Hernández
•Thank you for this perspective. Could you clarify about the FMLA part? I thought that only applied to companies with 50+ employees, and we only have 9 total. Are there similar protections for smaller businesses?
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LilMama23
•You're absolutely right about FMLA - it only applies to companies with 50+ employees, so your company is too small to be required to provide that protection. I should have been more clear. However, many states have enacted their own family leave laws that extend to smaller businesses. Depending on where you live, there might be state-specific protections even though you're not covered by federal FMLA. For example, some states require even small employers to provide job protection and/or paid leave. That's definitely worth looking into based on your specific location.
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Dmitri Volkov
Wait, I'm confused about one thing - isn't your employer allowed to lay you off for business reasons? If their business really is down 30%, couldn't they legitimately lay you off and then you'd be eligible for unemployment? Or is it specifically because they're promising to hire you back that makes this fraud?
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Gabrielle Dubois
•The fraud part is the intentional misrepresentation. If they're specifically timing a "layoff" to coincide with maternity leave and have already promised to bring her back at a specific date, that's not a true layoff - it's a planned temporary absence that they're trying to disguise as a layoff to shift costs to the state. A legitimate layoff would be based solely on business needs, not timed specifically to coincide with a planned medical event, and wouldn't come with a guaranteed rehire date.
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