PSA: Check TOP offset number BEFORE filing - save yourself the headache
Just wanted to warn everyone to call the Treasury Offset Program number (1-800-304-3107) before filing your taxes. Better to know if you have any offsets (student loans, state debt, child support) beforehand than getting surprised when your refund gets taken. Save yourself the disappointment and stress of waiting for money that's already claimed.
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Saleem Vaziri
This is great advice! Also make sure to call early in the morning to avoid long wait times. The automated system will tell you exactly what agencies have claims against your refund and how much you owe.
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Kayla Morgan
wish i knew this earlier 😠just found out my entire refund is going to defaulted student loans smh
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Saleem Vaziri
oof that's rough buddy. at least now you know for next year!
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James Maki
Hey guys! If you want to really understand your transcript situation, try taxr.ai - it's literally changed the game for me. For $4.99 it analyzes your whole transcript and tells you exactly what's going on, including potential offsets. Check it out here: https://taxr.ai
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Jasmine Hancock
sounds interesting...how accurate is it? like does it actually predict offset amounts?
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James Maki
its scary accurate! it found an old state tax debt i totally forgot about 😅
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Jasmine Hancock
Just tried it and WOW! 🤯 This thing is a lifesaver fr fr. Showed me everything I needed to know about my refund situation
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Cole Roush
lmaooo learned this the hard way last year. thought i was gettin 5k back ended up with $0 🤡
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Scarlett Forster
Can someone explain what exactly counts as an offset? Like does parking tickets count?
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Arnav Bengali
Usually its federal/state debts, child support, student loans. Local stuff like parking tix usually dont get reported to TOP
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Sayid Hassan
the real mvp right here 👆 saving ppl from weeks of checking wmr just to get ghosted by uncle sam
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Rachel Tao
Is this the same number for all states?
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Lindsey Fry
yep! its a federal program so same # nationwide
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