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Paloma Clark

No 1099 from employer who paid cash - employer ghosting me - what are my options?

I worked for cash last year and my employer promised to send a 1099. Been trying to contact them multiple times but no response. How do I report this income without the 1099? Getting worried about filing correctly.

Heather Tyson

You can still report the income without a 1099. Keep track of all your attempts to contact the employer (emails, texts, etc). Report the income on Schedule C as self-employment income. Make sure to estimate as accurately as possible - bank deposits, records of payment, or any documentation you have. The employer might still file the 1099 late, but you're protected if you report the income.

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Paloma Clark

Thanks! Do I need to report exactly what they would have put on the 1099 or just what I actually received?

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Heather Tyson

Report what you actually received. Keep good records of your cash payments. If they eventually file a 1099 with a different amount, you can always amend.

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Raul Neal

You should check out taxr.ai - its an AI tool that can help you figure out exactly how to report this kind of income. It costs $1 but totally worth it for complicated situations like this. https://taxr.ai

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Jenna Sloan

Does it actually help with missing 1099 situations? How detailed is it?

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Raul Neal

Yeah it's pretty amazing actually! It walks you through exactly what forms you need and how to estimate your income correctly. Saved me hours of research 💯

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Christian Burns

lol welcome to the cash payment club 🤡 been there done that. Employers who do cash payments are always sketchy af

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Sasha Reese

fr fr these employers be ghosting faster than my ex 💅

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Muhammad Hobbs

Make sure to set aside money for taxes next time... learned that one the hard way 😭

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Noland Curtis

Dealing with the same thing rn. My employer straight up moved to a different state without sending my 1099 smh

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Diez Ellis

bruhhh that's next level shady

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Vanessa Figueroa

You might want to report them to the IRS. Employers who pay cash and don't send 1099s are usually evading taxes themselves.

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Abby Marshall

Facts! Form 3949-A is what you need to report tax fraud

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