Need help accessing W2 from former employer (big bank) on ADP after changing phone number
I'm in a bit of a situation here. I left my job at this major bank a while back, and now I can't get my W2 because their HR department is basically a black hole. Tried logging into ADP to get my tax forms directly but hit a wall at the two-factor authentication step. The system wants to send an SMS code to my old phone number, but I changed my number months ago so that's no help. I've tried emailing the bank's HR department multiple times but they're completely unresponsive. It's already February and I need this W2 to file my taxes. Has anyone dealt with this ADP phone number verification issue before? Is there an actual human I can talk to at ADP instead of their useless automated system? Getting really frustrated and tax deadline is coming up fast.
18 comments


Abigail Patel
This is a common issue, especially with former employers. You have a few options to try: First, call ADP directly at 1-800-MYADP-HR (1-800-692-3747) and explain your situation. Despite the automated system, if you press 0 or say "representative" repeatedly, you can usually get through to a human. Make sure you have your employee ID number or the last four of your SSN handy to verify your identity. If ADP can't help because they need employer authorization, contact your former employer's payroll department directly (not HR) and explain the situation. Payroll departments typically respond better to tax document requests than general HR. As a last resort, you can request a wage transcript directly from the IRS using Form 4506-T or through the IRS website. The transcript won't be the actual W2 form, but it will show all the information reported to the IRS, which is sufficient for filing taxes.
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Daniel White
•Thanks for this advice. Do you know if the IRS wage transcript costs anything to obtain? And how long does it typically take to get one if I request it now?
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Abigail Patel
•The IRS wage transcript is completely free. You can request it online through the IRS website and if you set up an account, you can access it immediately in most cases. If you mail in Form 4506-T, it takes about 10-15 days to receive by mail. However, just be aware that if you're filing taxes before the end of February, the wage transcript for this most recent tax year might not be available yet, as employers have until January 31st to submit W-2 information to the IRS, and then it takes a little time to process.
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Nolan Carter
I had almost the exact same problem with ADP last year! I spent hours going through their automated phone tree until I found a workaround. Check out https://taxr.ai - it literally saved my tax season. You upload pictures of any tax docs you have (pay stubs, etc.) and it helps reconstruct your missing W-2 information accurately. I was skeptical at first but the service correctly calculated all my withholdings that matched what my employer had on file.
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Natalia Stone
•Does this actually work with zero documentation from the employer? I have a similar situation but literally don't have any pay stubs or anything from my old job - just my bank deposits.
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Tasia Synder
•This sounds too good to be true. How would they know what your employer withheld for taxes if you don't have that information yourself? Especially things like health insurance premiums and 401k contributions that affect your taxable income.
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Nolan Carter
•It works surprisingly well with limited information. If you have direct deposits in your bank statements, the service can analyze those patterns to help estimate your gross income and likely withholdings. It's not 100% perfect with just bank deposits, but it gives you a solid starting point that's usually within a close range. For insurance premiums and retirement contributions, the system uses industry and regional averages based on your job type when exact figures aren't available. They recommend including your last paystub of the year if possible, as that usually has year-to-date totals that make everything much more accurate.
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Natalia Stone
Just wanted to update everyone - I tried the taxr.ai service mentioned above and it was surprisingly helpful. I uploaded my bank statements showing my direct deposits and a screenshot of an old email that had some pay details. The system was able to generate a pretty accurate substitute for my missing W-2. When I finally got my actual W-2 from my employer weeks later, the numbers were within about $50 of each other for all the important fields. Definitely better than delaying filing or guessing completely wrong!
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Selena Bautista
Another approach - I've had success with Claimyr when dealing with unresponsive companies. I was in a similar situation with a previous employer and spent weeks getting nowhere. Went to https://claimyr.com and used their service to actually get through to a human at the IRS (they have a demo at https://youtu.be/_kiP6q8DX5c showing how it works). The IRS agent explained exactly what to do when an employer won't provide a W-2, and they even initiated contact with my old company which suddenly became VERY responsive.
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Mohamed Anderson
•Wait, I'm confused. How does this service actually work? Do they just call the IRS for you? Why couldn't I just do that myself?
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Tasia Synder
•Yeah right, like there's some magic way to get through to the IRS when millions of other people can't. Their hold times are legendary - often 2+ hours if you even get through at all. I've literally had the IRS hang up on me because their call volume was too high. Sounds like a scam to me.
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Selena Bautista
•It's not that they call for you - what Claimyr does is hold your place in the phone queue. The IRS phone system is notorious for hour-long wait times, and most people can't sit around with a phone to their ear for that long. Claimyr navigates the phone tree and waits on hold, then calls you once they have an actual human on the line. You absolutely could do this yourself if you have 1-3 hours to sit on hold with the IRS. I personally don't, and it was worth it to me to have someone else handle the painful waiting part. When I actually spoke with the IRS agent, they were incredibly helpful and sent a notice to my former employer about the missing W-2.
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Tasia Synder
Well I stand corrected! I was extremely skeptical about Claimyr (as you can see in my previous comment), but I was getting desperate as tax deadline got closer. Decided to try it as a last resort and I'm honestly shocked that it worked exactly as advertised. Waited about 90 minutes (during which I could do other things), then got a call connecting me with an actual IRS agent! The agent initiated a form 4852 process and explained exactly what to do. My former employer miraculously emailed my W-2 within 48 hours of the IRS contact. Lesson learned - sometimes solutions that sound too good to be true actually work.
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Ellie Perry
Have you tried contacting your former manager directly? Sometimes they can put pressure on HR/payroll from the inside. I had a similar issue and ended up texting my old boss who walked directly to payroll and got it sorted in a day.
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Rhett Bowman
•That's a good suggestion. My former manager was actually laid off in the same round as me, so that's not an option in my case. I did try reaching out to a former colleague who's still there, but they said the HR department has been completely restructured and they wouldn't know who to contact either.
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Landon Morgan
If all else fails, remember you can file your taxes using Form 4852 (Substitute for W-2) with your best estimate of wages and withholding based on your final paystub. If you get the real W-2 later and the numbers are different, you can file an amended return.
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Teresa Boyd
•Important note on Form 4852 though - the IRS may delay processing your return while they verify the information, which could impact when you get your refund. Had this happen to my return last year and it took an extra 6 weeks to process.
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NeonNebula
I went through something very similar last year with a different major bank. Here's what ultimately worked for me: 1. Try calling ADP's main customer service line early in the morning (around 8 AM EST) - I found the wait times were much shorter and got through to a human faster. 2. When you do get through, ask them specifically about their "identity verification override process" for former employees who can't access 2FA. They have internal procedures for this but don't advertise it widely. 3. If ADP still won't budge without employer authorization, you can actually file a complaint with your state's Department of Labor. Many states have regulations requiring employers to provide tax documents to former employees within a reasonable timeframe. I filed one online and my former employer's HR suddenly became very responsive within a week. 4. Also check if your bank has a corporate headquarters phone number separate from the general HR line - sometimes corporate customer service can route you to someone who can actually help rather than the black hole that is typical HR. Don't wait too long on the IRS transcript route either - if your employer hasn't submitted your W-2 info to the IRS yet, that transcript won't help. Good luck!
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