Moving between 3 different states in one year - how to handle state/federal tax filing obligations?
So I'm in a bit of a crazy situation with state taxes this year. My husband and I moved out of California at the end of May, spent about 5 weeks traveling overseas, and have been crashing with my parents in Colorado since getting back to the US. We're in the process of buying a house in Texas and should be moving there by mid-October. Here's where it gets complicated for taxes. My husband works remotely and his employer still has his California address on file for payroll and tax purposes. He was planning to update it only once we actually move into our Texas place. I'm more worried about my own situation though. I quit my job before we left California, and I'm starting a new remote position next week. My new employer is asking for my current address and wants me to complete all the tax paperwork right away. Should I use our old California address since we don't have a permanent place yet? Or list my parents' Colorado address where we're temporarily staying? Or should I just use the Texas address of the house we're about to close on but haven't moved into yet? I'm really confused about how to handle this for state tax purposes!
19 comments


Layla Mendes
Your situation is actually pretty common for remote workers! For tax purposes, your legal residence is where you physically live and work, regardless of what address your employer has on file. For your husband, he should update his employer with your current Colorado address since that's where he's physically working right now. His employer needs to withhold taxes for the state where the work is performed. When tax time comes, he'll file a part-year return for California (January-May) and a part-year return for Colorado (June-December), unless you move to Texas before year-end, in which case you'd file a part-year Colorado return too. For your situation with the new job, you should definitely use your parents' Colorado address for now. That's where you'll be physically working when you start, so that's where taxes should be withheld. Your employer needs your actual current address, not your future address or past address. Once you move to Texas, both you and your husband should update your employers immediately with the new address to stop Colorado withholding. Texas doesn't have state income tax, so that will simplify things.
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Lucas Notre-Dame
•What about if their employers don't have operations in Colorado? My company only has offices in 3 states and tells remote employees they can only list addresses in those states for tax purposes. Would that change the advice?
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Layla Mendes
•For employers without operations in Colorado, they still need to withhold taxes for the state where you physically perform the work. Many companies aren't aware of this requirement or try to simplify their payroll by limiting address options. If your company truly can't process Colorado withholding, you would need to make estimated tax payments to Colorado yourself to avoid penalties. This doesn't change your tax liability - you're required to pay taxes where you physically work regardless of your employer's capabilities.
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Aria Park
I went through something similar last year and found that https://taxr.ai was super helpful for my multi-state situation. I moved from Washington to Florida with a 3-month stay in Georgia in between, and was totally confused about how to handle everything. I uploaded my W-2s and some documents showing when I lived in each state, and the AI actually walked me through exactly how to file partial-year returns and calculate how much income was earned in each state. It even helped identify that I could get a refund from Georgia since too much had been withheld based on my short stay. For your situation, I'd definitely use your current Colorado address with the new employer, and then update it when you move to Texas. When tax time comes, you'll need documentation showing when you lived in each state.
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Noah Ali
•How does the document upload part work? I'm skeptical about uploading my personal tax documents to some random AI service. Is it secure? And does it actually understand state-specific tax rules?
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Chloe Boulanger
•Does it help with figuring out which deductions you can take in each state? That's always been the confusing part for me when filing multi-state returns. Like, can I take the home office deduction in both states if I worked from home in both places?
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Aria Park
•The document upload is secure - they use the same encryption as banks. I was hesitant at first too, but their privacy policy was solid and they don't store your documents permanently. Yes, it definitely understands state-specific rules! That was actually the most impressive part. It knew exactly what Georgia's special requirements were versus Florida (which has no income tax like Texas). It even flagged that I had paid into Washington's long-term care program which I could claim as a credit.
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Noah Ali
Wanted to update here - I ended up trying taxr.ai for my multi-state situation after asking about it. I'm actually pretty impressed! I uploaded my last paystub from my previous state and my lease agreements showing move dates, and it gave me a really detailed breakdown of which income would be taxable where. What really surprised me was how it caught that I had been paying into my previous state's disability fund, which I can claim as a credit on my federal return. Totally would have missed that. Definitely recommend checking it out for complicated state situations like this - it made me feel way more confident about how to approach filing next year.
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James Martinez
It sounds like you're dealing with a lot of moving parts! When I had a similar situation last year trying to get my tax info in order after moving states, I spent WEEKS trying to get through to my state tax department to confirm how to handle it. Always busy signals or 2+ hour holds. I finally tried https://claimyr.com and watched their demo (https://youtu.be/_kiP6q8DX5c) and was kind of amazed. They got me an actual callback from the California tax department in under 45 minutes! The agent walked me through exactly how to handle my mid-year move and what documentation I needed to keep. For your situation, I'd definitely recommend getting clear guidance from both the California and Colorado tax departments. Different states have different rules about what constitutes residency and how many days you need to live somewhere before you're considered a resident for tax purposes.
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Olivia Harris
•How does that Claimyr thing actually work? Do they somehow jump you ahead in the phone queue? I've literally never been able to get through to my state tax people.
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Alexander Zeus
•This sounds too good to be true. I've tried calling the California tax board multiple times and always end up on hold forever before giving up. There's no way they can actually get you a callback that quickly unless they have some special arrangement with the tax departments.
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James Martinez
•It's actually pretty straightforward how it works - they use an automated system that keeps dialing and navigating the phone tree until they get in the queue, then they request a callback on your behalf. So they're doing the waiting instead of you, but there's no special arrangement or line-cutting. It does absolutely work though. I was super skeptical at first too! But within about 40 minutes I got a call directly from a California tax agent who had my information ready to go. Saved me hours of frustration and hold music.
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Alexander Zeus
Just wanted to follow up - I actually tried that Claimyr service after commenting here because I desperately needed to speak to someone at the California tax board about my multi-state return situation. I was absolutely sure it wouldn't work, but I was at my wit's end after trying for weeks to get through. I'm honestly shocked that it worked exactly as promised. I got a callback from an actual helpful human at the CA tax board in about 35 minutes. They answered my questions about part-year residency and told me exactly what documentation I needed to prove my move date. Definitely keeping this service in my back pocket for the future. It's so rare that something actually delivers what it promises, especially when dealing with government agencies.
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Alicia Stern
There's a lot of good advice here, but one thing nobody's mentioned: make sure your driver's licenses and vehicle registrations match your current situation too! When I moved between states last year, having mismatched driver's license and tax addresses caused me a huge headache. Each state has different timing requirements for when you need to get a new license after moving - usually between 30-90 days. You might want to wait until you move to Texas to switch everything over rather than doing temporary Colorado IDs. But definitely check Texas requirements ASAP after you move. Also, keep documentation for EVERYTHING - moving expenses, rental agreements, utility bills with start/end dates, etc. You'll need these to prove your residency periods in each state if you ever get questioned.
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Ethan Anderson
•Thanks for bringing this up - I hadn't even thought about driver's licenses and registrations! Do you know if having our cars registered in Colorado while we're staying with family would create any issues once we move to Texas?
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Alicia Stern
•Since you're only staying in Colorado temporarily, I wouldn't bother registering vehicles there. Most states have exceptions for temporary residents. However, once you move to Texas, you'll typically have 30 days to register your vehicles and get Texas driver's licenses. The most important thing is to make sure your vehicle insurance knows where your cars are physically located, even temporarily. Insurance requirements vary by state, and you need to be properly covered where you're actually driving.
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Gabriel Graham
I'd just use the Texas address for everything if that's where you're planning to permanently move. I did something similar when moving from New York to Florida - used my Florida address before I actually moved there. When I filed taxes, I just had to indicate the actual date I became a Florida resident. Make sure you keep documentation of your actual move dates though - utility bills, moving receipts, lease/purchase agreements, etc. Having paperwork that shows when you physically relocated is important if either California or Colorado ever questions your residency status. Also, Texas has no state income tax, so that's a nice benefit compared to California's high rates! You'll definitely want to establish Texas residency as soon as possible to minimize your California tax liability.
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Drake
•This is bad advice. You can't just "use the Texas address" before you actually live there. That could be considered tax fraud since OP would be falsely claiming Texas residency to avoid Colorado or California taxes. You have to file taxes based on where you ACTUALLY live and work, not where you plan to live.
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Donna Cline
•I have to agree with Drake here. Using an address where you don't actually live yet is risky and could create problems. The IRS and state tax agencies determine residency based on where you physically reside and work, not your future intentions. For tax withholding purposes, your employer needs your current actual address. If you're staying with family in Colorado and working from there, that's where taxes should be withheld from your paychecks. Once you actually move to Texas, then you update everything. The good news is that since Texas has no state income tax, you'll get a nice break once you do establish residency there. But until then, it's better to be completely accurate about your actual physical location to avoid any potential issues down the road.
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