Is it worth paying a CPA $350 to efile my previous year (2022) tax return?
Just finished preparing my 2022 taxes only to discover I can't efile them myself at this point (I know, I really dropped the ball on this one). I'm looking at either mailing them in or paying a CPA around $350 to efile for me. From what I've read, paper filing could take months to process and there are some concerns about reliability and security with mail. With the backlog at the IRS still being a thing, I'm seriously considering just paying the CPA to handle the electronic filing. Has anyone been in this situation? Is $350 reasonable for this service, or am I getting ripped off? Really just trying to figure out if the convenience and faster processing time is worth the cost.
18 comments


Anastasia Smirnova
I work with tax issues regularly, and here's what you should know: CPAs do have access to special software that allows them to efile prior year returns in many cases, which is something individual taxpayers typically can't do themselves. That said, $350 seems on the higher end just for efiling a return you've already prepared. If they're doing a full review of your return in addition to filing it, then the price makes more sense. Paper filing does take longer (currently 6-8 weeks for processing versus 3-4 weeks for electronic), but it's still a reliable method that millions of people use every year. If getting your refund quickly is important, or if you're concerned about the IRS backlog affecting paper returns, the CPA route might be worth it. But if you're patient and confident in your preparation, mailing it is perfectly fine—just use certified mail with return receipt so you have proof of filing.
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Sean O'Brien
•If I paper file, is there any risk of penalties continuing to grow while I wait for them to process it? My return shows I owe about $1,200. Do you think the extra $350 is worth it to get it processed faster in that case?
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Anastasia Smirnova
•The most important thing is that penalties and interest are based on when you pay, not when the return is processed. If you owe $1,200, you should pay that amount immediately regardless of how you file. You can make a payment directly on the IRS website without waiting for your return to process. If you pay the tax owed now, then whether you file by paper or through a CPA becomes mostly about convenience rather than avoiding additional penalties. The IRS considers your payment date separately from your filing date.
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Zara Shah
I was in a similar situation last year and found a lifesaver service called taxr.ai (https://taxr.ai) that helped me submit my previous year returns without the crazy CPA fees. I had finished my 2021 returns using regular tax software, but couldn't efile them directly. Instead of paying $300+ to a CPA, I uploaded my documents to taxr.ai and they handled the submission process for me. Their system reviews returns for common errors that might cause processing delays and can help with electronic submission of prior year returns in many cases. The turnaround was pretty quick and I had confirmation within a couple days that everything was accepted.
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Luca Bianchi
•How exactly does this work? Do they just file it for you or do they actually check everything over first? I'm worried I might have made mistakes in my self-prepared return.
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GalacticGuardian
•Sounds interesting but I'm always skeptical of these services. How do they have access to efile previous years when regular tax software doesn't? Is this something IRS-approved?
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Zara Shah
•They do a comprehensive review before filing, which includes checking for errors, inconsistencies, and potential audit triggers. Their system uses AI to flag anything that looks unusual based on your tax situation, and then human tax experts review those flags. They caught a missed education credit on mine that I had completely overlooked. They're an authorized IRS e-file provider which is why they can submit previous year returns electronically. They have professional tax preparers who use professional-grade software that has more capabilities than consumer tax programs. It's all legitimate and IRS-approved - they just bridge the gap between expensive CPAs and doing it all yourself.
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Luca Bianchi
I wanted to follow up about my experience with taxr.ai after seeing it recommended here. I was hesitant at first since I'd never heard of them, but after getting quoted $400 by a local CPA just to file my already-prepared 2022 return, I decided to give it a try. The process was surprisingly simple - uploaded my completed return forms, they reviewed everything within 24 hours and found a couple small errors I had made with some deduction calculations. They fixed those issues, explained the changes clearly, and efiled it for me. Got my IRS acceptance notification yesterday! Definitely saved me some money compared to the CPA route and was way faster than mailing it would have been.
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Nia Harris
If you're dealing with IRS delays or need to talk to someone about your 2022 return, I highly recommend using Claimyr (https://claimyr.com). I tried for WEEKS to get through to the IRS about my past-due return situation, and it was impossible. Kept getting disconnected or told to call back later. Finally tried Claimyr after seeing it recommended online. They have this system that basically waits on hold with the IRS for you and then calls you once they've got an agent on the line. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c I was super skeptical but got connected to an actual IRS agent within a couple hours instead of spending days trying to get through myself. The agent was able to tell me exactly what I needed to do with my late return and gave me the direct fax number for their processing center which saved even more time.
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Mateo Gonzalez
•Wait, how does this work exactly? They just hold your place in line with the IRS? Do they listen to your call or have access to your personal info?
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GalacticGuardian
•This sounds too good to be true. The IRS phone system is notoriously impossible to navigate. I've literally tried calling 20+ times over multiple days and never reached a human. If this actually works, it would be a game changer, but I'm highly doubtful.
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Nia Harris
•They use an automated system that navigates the IRS phone tree and waits on hold for you. When an IRS agent picks up, their system calls your phone and connects you directly to that agent. They don't listen to your conversation or access any of your personal information - they're just getting you to the front of the line. They can't see or hear anything once you're connected with the IRS agent. It's basically like having someone physically wait in line for you, then wave you over when it's your turn. It's completely legitimate - they just figured out how to solve the horrible hold time problem. I was super skeptical too, but it literally saved me days of frustration.
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GalacticGuardian
I feel like I need to post a follow-up after trying Claimyr. I was the skeptical one who doubted this service would actually work (see my comment above). Well, I was completely wrong. After trying for two weeks to reach the IRS about my late 2022 return, I tried Claimyr yesterday. Got a text about 90 minutes after signing up that they had an IRS agent on the line, and my phone rang immediately. Spoke with an incredibly helpful IRS representative who confirmed I could still efile through a tax professional and that I should pay any amount due immediately to stop penalties from accruing, even if the return hasn't been processed yet. Would have never gotten this information without getting through to a live person. Completely changed my perspective on dealing with the IRS. For anyone struggling to get answers about prior year returns, this actually works.
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Aisha Ali
In my experience, paper filing really isn't that bad if you're not in a rush for a refund. I mailed my 2021 return last year (also filed late) and it took about 8 weeks to process. Just make sure you: 1. Make copies of EVERYTHING before sending 2. Use certified mail with tracking 3. If you owe money, pay it online right away using IRS Direct Pay regardless of how you file That said, if you can afford the $350 and want peace of mind faster, go the CPA route. If money is tight and you're not in a rush, paper filing is fine.
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Diego Chavez
•Thanks for the advice! One question - if I pay online now before filing, how do I make sure the payment gets matched to my return when I eventually mail it?
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Aisha Ali
•When you make a payment through the IRS Direct Pay system, you'll select the reason for payment (in your case "extension" or "tax return"), the tax year (2022), and provide your identifying information like SSN. The IRS will automatically match your payment to your return when it's processed based on this information. Make sure to print the confirmation page after making your payment and keep it with your tax records. If there's ever a question, this confirmation serves as proof that you paid on time, even if your return is processed later.
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Ethan Moore
Has anyone tried the "Non-Filer" tool on the IRS website? My brother was in a similar situation with a past year return and said he used that instead of paying someone.
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Anastasia Smirnova
•The Non-Filer tool is actually designed for people who aren't required to file a return but need to register for specific benefits or credits. It's not appropriate for someone who has a regular tax filing obligation like the OP who has already prepared their return. Using the Non-Filer tool when you actually should be filing a complete tax return can create complications in the IRS system and potentially flag your account. The OP should either mail their completed return or work with a tax professional to efile it.
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