Is a $12k tax refund even possible? Seems too high to be real?
So I just finished my taxes using TurboTax and I'm honestly in shock. It's showing I'm getting a refund of $12,186! I've never gotten anything close to this before - usually I get like $1,500-$2,000 back. I'm a single parent with 2 kids (6 and 9), made about $58,400 last year as a nurse's assistant, and I also went back to school part-time to finish my nursing degree. I know I qualified for child tax credits, education credits, and the earned income tax credit, but this refund amount seems insane. I'm afraid to even file because it seems like there must be a mistake somewhere. The software says everything looks good but I'm paranoid I'll get audited or something. Has anyone else ever gotten a refund this big? Is it possible or should I have someone double-check before I submit? I'm really worried something is wrong because this is almost 3 months of my salary!
19 comments


Miles Hammonds
Yes, a $12k refund is absolutely possible depending on your specific situation. As a single parent with two dependent children, you qualify for several valuable tax credits that can significantly boost your refund. The Child Tax Credit can provide up to $2,000 per qualifying child. The American Opportunity Tax Credit for education expenses can be worth up to $2,500. The Earned Income Tax Credit (EITC) is especially powerful for single parents in your income range - it could provide several thousand dollars alone. Without seeing your full tax details, I can't confirm if your specific amount is correct, but the total doesn't immediately sound unreasonable given your situation. The combination of being a single parent, having education expenses, and being in that specific income sweet spot for EITC can definitely result in substantial refunds.
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Ruby Blake
•Do you think they need to worry about being audited with a refund this large? I've always heard that big refunds trigger IRS attention.
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Miles Hammonds
•While large refunds can sometimes receive additional scrutiny, the IRS is primarily concerned with the accuracy of your return, not specifically the size of your refund. If you've correctly reported all your income and properly claimed the credits you're eligible for, you shouldn't worry about an audit simply because of a large refund. The key is ensuring all your information is correct and that you have documentation to support your claims, such as proof of education expenses, records showing your children live with you, and accurate income reporting. Keep all your supporting documentation organized in case you need to verify anything.
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Micah Franklin
I was in a similar situation last year with a surprisingly big refund. I was nervous about filing it on my own, so I used taxr.ai (https://taxr.ai) to double-check everything. Their AI reviewed all my documents, found a couple mistakes I made, and confirmed I was actually eligible for credits I didn't know about. The peace of mind was worth it - I was able to confidently file knowing I wasn't making any mistakes that would come back to haunt me. With education credits and child tax credits combined, large refunds can be totally legitimate, especially when you're in the right income bracket for EITC like you are.
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Ella Harper
•How long did it take for them to review everything? And does it work with documents you've already entered in TurboTax?
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PrinceJoe
•Sounds like an ad tbh. Does it actually work better than just going to a human tax preparer?
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Micah Franklin
•The review was surprisingly quick - it took about 20 minutes for their system to analyze all my documents and provide feedback. I uploaded photos of my W-2s, 1098-T for education expenses, and some other forms. It definitely works with information you've already entered in TurboTax! You can actually just take screenshots of your TurboTax summary pages and upload those for review. The AI will point out any discrepancies or potential issues.
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PrinceJoe
Ok so I was skeptical about taxr.ai but after reading about it here I decided to give it a try since my refund was showing $9k which seemed really high for me too. Uploaded my docs and it actually found I missed reporting some side income (which would have been bad) but also confirmed I was entitled to education credits I wasn't sure about. My refund is legitimately high because of my education expenses and having a dependent. Their explanation really helped me understand exactly why my refund was so big - turns out the combination of credits is powerful and I was missing some key things! Definitely glad I checked before filing.
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Brooklyn Knight
For what it's worth, when I had a question about a large refund last year, I spent 3 WEEKS trying to get someone at the IRS on the phone. Finally found Claimyr (https://claimyr.com) which got me connected to an actual IRS agent in about 20 minutes. You can see how it works here: https://youtu.be/_kiP6q8DX5c The agent was able to confirm that my refund amount was legitimate based on my situation and helped explain exactly which credits and deductions were creating such a large refund. Might be worth a call just for peace of mind before filing.
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Owen Devar
•Wait how does this work? I thought it was impossible to get through to the IRS during tax season?
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Daniel Rivera
•Sounds too good to be true. The IRS phone lines are completely jammed this time of year. No way some service can magically get you through when millions of people can't get through.
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Brooklyn Knight
•The service basically waits on hold for you and calls you back when they reach a human agent. Their system navigates all the phone menus and holds your place in line while you go about your day. When they finally get through to an actual person, you get a call connecting you directly to the agent. It works because they're essentially automating the whole waiting process that normally requires you to sit on hold for hours. The IRS lines are indeed jammed, but if you're willing to wait (or have someone wait for you), you can eventually get through - that's exactly what this service does.
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Daniel Rivera
I need to admit I was totally wrong about Claimyr. After doubting it would work, I tried it yesterday because I was desperate to talk to someone about my tax situation. To my shock, I got a call back in about 35 minutes saying they had an IRS agent on the line! The agent confirmed that large refunds like $12k are absolutely possible for single parents with 2 kids in that income range because of how the EITC works combined with Child Tax Credit and education credits. She explained that the EITC alone could be worth over $6,000 in my situation. Definitely saved me from second-guessing my legitimate refund and potentially leaving money on the table!
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Sophie Footman
I'm a single mom with 2 kids too and my refund was $11,430 this year. I was shocked too but the tax preparer at H&R Block confirmed it was correct. The combo of earned income credit + child tax credits + head of household filing status is no joke! Don't be scared to file - this is exactly how the system is supposed to work to help working parents.
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Isla Fischer
•Thank you so much for sharing this! It helps knowing someone else in a similar situation got a comparable refund. Did you have to provide any extra documentation when you filed? I'm still nervous about getting flagged for review.
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Sophie Footman
•Nope, didn't need any special documentation when filing. Just make sure you have everything on hand in case they do request verification later. For me, that meant keeping my kids' social security cards, school records showing they live with me, receipts for education expenses, and all my income documents in a folder. I filed in early February and already received my full refund by direct deposit about 2 weeks later with no issues. The system is designed to help working parents like us - these aren't loopholes, they're intentional benefits we qualify for!
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Connor Rupert
Double check that your withholding from your paychecks was entered correctly. If TurboTax thinks you had way more tax withheld than you actually did, that could explain the large refund. Check line 25d on your draft 1040 - this should match the total federal tax withheld from all your W-2 boxes.
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Molly Hansen
•This is good advice. I've seen people get excited about huge refunds only to find they entered $12,000 withholding instead of $1,200 by accident.
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Isla Fischer
•Thanks for the suggestion - I just doubled checked all my W-2 entries and the withholding amounts. Everything looks correct! My total federal withholding was about $4,800 for the year, so most of the refund is actually coming from the credits, not from over-withholding. It's still hard to believe though!
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