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Sasha Ivanov

Identity Protection PIN Question: Can Non-Custodial Parent Access IP PIN When Claiming Children?

I'm in a frustrating situation with my ex-husband and our kids' taxes. I have primary custody (kids with me about 95% of the time) but our divorce agreement states 50/50 custody on paper. The agreement also says kids can choose where to live after 13, and they've chosen to live with me full-time. My ex gets his W2 super early every year and rushes to file his taxes, claiming our kids even though they barely stay with him. He argues he should claim at least one child because the agreement says "50/50" and because he earns more than I do. My CPA suggested I get Identity Protection PINs for my kids to prevent him from claiming them next year. I have a few questions about this: 1. If I request IP PINs for my children, can their father access these PINs by proving he's their parent? 2. Will the IP PIN only be issued to me as the requesting parent? 3. If he tries to file and gets rejected because he doesn't have their IP PINs, will the system specifically tell him that's why, or just give a vague message that the children can't be claimed? I'm also going to court to modify the agreement so he doesn't think he has the right to claim them based on that "50/50" language. Also wondering about the process - can I get IP PINs for my kids online? Do I need to create separate IRS accounts for them, which seems odd for minors? Or do I need to visit an IRS office in person?

This is a common issue with split families. Let me address your questions: When you request IP PINs for your children, only the person who requested them will receive them. Your ex-husband won't be able to call the IRS and get the PINs by proving he's their father - the PINs are mailed to the address on file for the person who requested them. If your ex tries to claim the children without the IP PINs, his return will be rejected with a general message indicating the Social Security Numbers have already been claimed or require an IP PIN. The message won't specifically detail the exact reason, but he'll know something is preventing him from claiming them. For getting the IP PINs - you don't create IRS accounts for minors. You can request IP PINs for your dependents by creating or accessing your own IRS online account, then requesting them through the "Get an IP PIN" tool. You'll need to verify your identity and provide information about your dependents. Remember that IP PINs are only part of the solution. The IRS follows the tie-breaker rules in cases like yours, and the parent with whom the child lived for the longer period during the year (you, at 95%) generally has the right to claim them regardless of income levels.

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Thanks for this info - super helpful. One question though, what happens if he files first with their SSNs even though he doesn't have the IP PINs? Would his return get fully rejected or just that part? And does an IP PIN have to be renewed every year?

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If he files first without the required IP PINs, his entire return would be rejected electronically. If he paper files, it would eventually be processed but the IRS would later send him a notice that the children couldn't be claimed, potentially with penalties and interest on any refund he received based on claiming them improperly. IP PINs do need to be renewed annually. The IRS issues new IP PINs each year in December or January for the upcoming tax season. You'll receive new ones by mail each year, or you can access them through your IRS online account.

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Just wanted to share my experience with this exact situation. I was dealing with my ex claiming our kids when they lived with me most of the time. I tried fighting with him about it for years but it was always a race to file first. I found this service called taxr.ai (https://taxr.ai) that helped me document our custody arrangement properly for tax purposes. They analyzed our custody agreement, documented the actual time the kids spent with me, and created a proper record that showed I had the right to claim them based on the IRS rules. They even had a feature to help me request IP PINs for my dependents through their system. Their documentation was super helpful when I had to prove to the IRS that I was entitled to claim my kids after my ex had already tried to claim them. Saved me so much stress and probably thousands in tax benefits I would have lost!

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Did you need any special documentation to use taxr.ai? I'm in a similar situation but don't have a formal custody agreement, just text messages that show my ex agreeing the kids live with me most of the time.

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I'm skeptical... How does this service have any authority with the IRS? Seems like they'd just take your word for it on the custody situation.

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You don't need a formal custody agreement - the service helps you compile whatever evidence you have. In your case, they could help organize those text messages, create a calendar showing actual custody time, and document school records showing where kids primarily reside. The service doesn't have any special "authority" with the IRS - they just help you properly document your situation according to IRS guidelines. They organize everything into the format the IRS looks for when resolving these disputes. They also helped me understand exactly which tax forms to submit and how to respond when my ex filed incorrectly.

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Update on my situation! I tried taxr.ai after seeing it recommended here and it was actually super helpful. They helped me document all the nights my kids spent with me versus my ex using a calendar system, then compiled school records and medical appointment info to show I was the primary caregiver. They guided me through getting IP PINs for my kids and explained exactly how to handle the situation if my ex tried to claim them anyway. The best part was they provided me with a complete document package I could submit to the IRS that followed all their guidelines for demonstrating I had the right to claim the kids. When my ex tried to claim our daughter this year, I was totally prepared with the right documentation. Saved me so much time and stress compared to the previous years of fighting about this!

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If you've been dealing with the IRS about this issue already, you might want to try Claimyr (https://claimyr.com). I was in a similar custody/tax situation and kept getting nowhere trying to call the IRS about it. Spent hours on hold and got disconnected multiple times. Claimyr got me through to an actual IRS agent in less than 20 minutes when I'd been trying for weeks. The agent was able to put notes in my file about the custody situation and tax claim status of my kids. You can see how it works here: https://youtu.be/_kiP6q8DX5c This was especially helpful when my ex filed incorrectly claiming our kids and I needed to dispute it. Having a direct conversation with an agent was WAY more effective than sending letters or trying to handle it through automated systems.

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How does this service work? I've literally been on hold with the IRS for hours trying to get answers about this IP PIN situation. Do they just keep calling until they get through?

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Sounds like a scam honestly. Nobody can magically get through the IRS phone system. They probably just take your money and you still end up waiting.

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It's not like a magic system - they basically use an automated system that keeps calling and navigating the IRS phone tree until it gets through, then it calls you once it has an agent on the line. So instead of you waiting on hold, their system does it for you. When I used it, I simply entered my phone number on their site and specified which IRS department I needed (in my case, the dependent claims department). I got a call back about 15 minutes later with an actual IRS agent on the line. It saved me from spending hours on hold or getting disconnected and having to start over.

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I'm eating my words about Claimyr. After my skeptical comment, I was still desperate enough to try it because I've been trying to reach the IRS for THREE WEEKS about my kids' tax situation. It actually worked exactly as described. I got a call back in about 17 minutes with an IRS agent already on the line. The agent confirmed everything about IP PINs that was mentioned in this thread and also put notes in my file about the ongoing dispute with my ex claiming the kids. The agent told me the IP PIN system is specifically designed for situations like mine where someone might try to fraudulently claim dependents. She walked me through the whole process of how to document my case if my ex tries to claim them. Definitely worth it just to avoid the stress of being on hold for hours only to get disconnected.

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Something important to note - even if you get IP PINs for your kids, make sure you're actually eligible to claim them according to IRS rules. Having primary physical custody doesn't automatically mean you get to claim them for tax purposes. The IRS has specific "tie-breaker rules" that determine who can claim a child, and a divorce agreement doesn't override these federal tax rules. The agreement might help determine who SHOULD claim them, but the IRS follows their own rules. The main test is where the child lived for more nights during the tax year. Since you say they're with you 95% of the time, you should be fine, but make sure you can document this if challenged.

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That's really helpful. Does the IRS ever look at the divorce agreement at all? Or do they only care about where kids physically resided? My agreement does say 50/50 custody on paper even though the reality is very different.

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The IRS primarily cares about the physical reality of where the children lived, not what's on paper in your divorce agreement. They follow what's called the "residency test" - which parent did the child live with for more nights during the year. Your divorce agreement is a family court matter, while tax dependency is governed by federal tax law. The IRS won't enforce your divorce agreement. However, if there's ever an audit or dispute, having documentation of the actual living arrangements (school records, medical records, etc.) is important to prove the children lived with you for the majority of the time.

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Be careful with this approach... my ex and I tried the IP PIN thing and it just escalated our already tense relationship. It ended up with both of us filing, both returns getting rejected, and having to go through a lengthy IRS dispute process. If possible, try mediation or working with a tax professional who specializes in divorce situations before going the IP PIN route. Sometimes there are better solutions like alternating years or splitting the dependency exemptions if you have multiple kids.

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This is good advice. We alternate years (even/odd) for our two kids and it avoids so much drama. The tax benefit isn't worth the extra conflict sometimes.

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I understand the frustration with custody/tax situations. Based on what you've described, you have a strong case for claiming your children since they live with you 95% of the time - that clearly meets the IRS residency test regardless of what your divorce agreement says on paper. A few additional points to consider: 1. Document everything NOW - start keeping a detailed calendar of which nights the kids spend where, save school enrollment records showing your address, medical appointments, etc. This documentation will be crucial if there's ever a dispute. 2. The IP PIN strategy should work as others described, but make sure you're prepared for the potential escalation it might cause with your ex. Having all your documentation ready will help if things get contentious. 3. Consider consulting with a tax attorney who specializes in family situations before taking action. They can review your specific circumstances and help you understand all your options, including whether it's worth pursuing the court modification first. 4. If you do get the IP PINs, make sure to file your return as early as possible each tax season. Even with IP PINs, being first to file correctly can avoid complications. The tie-breaker rules are definitely on your side here given the actual living situation, but having proper documentation and a clear strategy will make everything much smoother.

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I went through almost the exact same situation a few years ago. The IP PIN route worked well for me, but I learned a few things that might help you: First, yes - only you will receive the IP PINs once you request them. Your ex won't be able to get them by calling the IRS, even if he proves he's their father. The PINs get mailed to the address associated with your IRS account. One thing I wish I'd known earlier: start documenting NOW if you haven't already. I created a simple spreadsheet tracking which nights the kids were with me vs. their father, plus I saved copies of school pickup/dropoff records, medical appointment records, and even photos with timestamps showing them at my house. This documentation became crucial later. When your ex tries to file without the IP PINs, his e-file will be rejected with a message saying the SSN can't be used without an IP PIN. If he paper files, it'll eventually get flagged and the IRS will send him a notice. Either way, it stops him from successfully claiming them. The court modification is definitely worth pursuing too - it'll help eliminate his argument about the "50/50" language, even though the IRS cares more about where they actually lived than what the divorce decree says. One heads up: be prepared for this to escalate tensions. My ex was pretty angry when his return got rejected, but having proper documentation ready made the eventual IRS dispute process much smoother. The key is being able to prove they lived with you for more than half the year.

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This is really comprehensive advice, thank you! I'm curious about the documentation aspect - did you find that certain types of records carried more weight with the IRS than others? I have plenty of photos and can track nights easily, but I'm wondering if things like school enrollment or medical records are more "official" in their eyes. Also, when you went through the dispute process, how long did it typically take to resolve?

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