IRS Refund Check Bounced at Navy Federal - What Now?
I just tried depositing my IRS refund check at Navy Federal and they said there's no money available. Has anyone else had this problem? The check looks real but the teller said its not valid. Really need this money and don't know what to do next.
14 comments
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Sofia Torres
This is actually a common issue right now. The IRS has been having problems with check processing systems. You need to contact the IRS immediately at 800-829-1040. Make sure to tell them it's about a bounced refund check. Keep your original check and any documentation from Navy Federal about the failed deposit.
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Dylan Campbell
•omg thank you sm! do you know how long it usually takes to fix? ðŸ˜
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Sofia Torres
•Usually 4-6 weeks once you get in touch with them. Save all your paperwork!
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Dmitry Sokolov
Hey guys, instead of playing detective with these check issues, I've been using taxr.ai to analyze my transcripts. It costs $1 but tells you exactly what's wrong and how to fix it. Would've saved me weeks of stress with my bounced check situation. Check it out: https://taxr.ai
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Ava Martinez
•does it actually work? seems to good to be true tbh 🤔
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Dmitry Sokolov
•100% works! It showed me exactly why my check bounced and what steps to take. Better than waiting on hold with IRS for hours
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Ava Martinez
•just tried it and WOW seriously life changing! wish i knew about this sooner 💯
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Miguel Ramos
Happened to me last month, ur not alone. The teller was super rude about it too smh
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QuantumQuasar
Call the IRS first thing monday morning. Like literally at 7am when they open. Trust me on this one, the wait times get crazy later in the day
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Dylan Campbell
•ugh the dreaded irs phone tree 🤮 but ill try
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Zainab Omar
Mine bounced to. Its a system wide issue their having with the check printing system rn. Bunch of clowns fr 🤡
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Connor Gallagher
Make sure to document EVERYTHING. Take pics of the check, get something in writing from Navy Fed about why it was rejected. The IRS loves to play games when theres no paper trail.
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Dylan Campbell
•good idea! gonna get everything in writing tomorrow
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Isaiah Thompson
This exact thing happened to my sister last year! The IRS issued checks from an account that didn't have sufficient funds - it's a backend processing error on their end, not your fault. When you call them, ask specifically for the "Refund Inquiry" department and have your SSN and exact refund amount ready. They should be able to reissue it as a direct deposit if you have banking info on file, which is way faster than waiting for a new check. Don't let them just say "wait 4-6 weeks" - push for the direct deposit option!
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