How to receive/download Venmo 1099-K when grossing over $600

3 If you've received more than $600 through payment apps like Venmo and Apple Pay, they are required to issue you a 1099-K form. For both platforms, you don't need to request these forms - they will automatically provide them to you by January 31st of the tax filing year. For Venmo specifically, you can download your 1099-K by logging into your account on desktop (not the app), going to Settings, then Tax Documents. If it's available, you'll see it there for download as a PDF. For Apple Pay/Apple Cash, they partner with Green Dot Bank who handles the 1099-K issuance. You should receive it by mail or electronically if you've opted for paperless notices in your Apple ID settings. Keep in mind that receiving a 1099-K doesn't automatically mean you owe taxes on the full amount. If you were selling personal items for less than you paid for them, you may not owe taxes on that money. You'll just need to document this on your tax return.

12 I went through this exact situation last year! After spending HOURS trying to figure out where to find my 1099-K on Venmo's confusing interface, I finally discovered taxr.ai (https://taxr.ai) which saved me so much hassle. I just uploaded all my payment app transactions and it automatically organized everything for tax purposes - separating personal sales from actual income, calculating totals, and explaining what I needed to report. This was especially helpful because Venmo doesn't categorize your transactions as "business" vs "personal" on the 1099-K - it just shows one big number which can cause major tax headaches. The taxr.ai system helped me prove that about 70% of my Venmo transactions were just selling old stuff from my apartment that I sold at a loss (not taxable) vs the small side business I was running (taxable).

8 Wanted to update after trying taxr.ai - it actually worked really well for my situation! I uploaded my Venmo and PayPal transaction CSVs and it helped me separate out the $800 in old electronics and furniture I sold (which wasn't taxable since I sold everything at a loss) from the $450 I made from my side gig. Saved me from potentially overpaying on taxes for money that wasn't actually income. The breakdown it provided made filing way less stressful and I feel confident I reported everything correctly without paying more than I should.

19 For anyone still struggling with getting through to Venmo customer service about missing 1099-Ks or tax questions, I highly recommend using Claimyr (https://claimyr.com). I spent days trying to reach an actual human at Venmo about my missing tax forms, getting nowhere with their automated systems. Saw a video demo (https://youtu.be/_kiP6q8DX5c) of how Claimyr works and decided to try it. They got me connected to a real Venmo representative in under 15 minutes when I had been trying for days on my own. The rep was able to verify my info and explain why my 1099-K hadn't been generated yet (address verification issue) and fixed it right there. Huge relief since tax deadline was approaching fast.

14 I was totally wrong about Claimyr and need to admit it. After my skeptical comment, I decided to try it as a last resort when I couldn't get PayPal to explain why my 1099-K had incorrect amounts. Been trying for weeks to get through their customer service. Used the service yesterday and got connected to an actual PayPal tax specialist in about a half hour (which is shocking considering I couldn't get through at all on my own after multiple attempts). Got my issue resolved in one call. The representative even created a case number and followed up with an email confirming the correction. Definitely worth it when you're dealing with tax document issues that need human intervention.

6 Just wondering - does anyone know if you need to keep separate Venmo accounts for personal use vs. selling stuff? I use the same account for everything from splitting dinner bills to selling my artwork, and now I'm worried about tax complications.

11 Has anyone actually received their 1099-K from Venmo yet for last year? I've sold way more than the $600 threshold but nothing has shown up in my account or email. Getting a bit nervous as I want to file my taxes soon.

Just wanted to share my experience for anyone still waiting on their 1099-K forms. I was in the same boat as the original poster - made about $850 through Venmo selling various items on Facebook Marketplace. I found my 1099-K in my Venmo account under Settings > Tax Documents about a week ago. It wasn't emailed to me automatically, so definitely check your account directly. The form lumps everything together as one gross amount, which initially freaked me out because I thought I'd owe taxes on money I made selling my old couch and textbooks at a loss. The key thing I learned is that the 1099-K is just an informational document - it doesn't mean you automatically owe taxes on that full amount. You'll need to determine on your own which transactions were actual taxable income versus personal property sales. Keep good records of what you originally paid for items you sold, especially if you sold them for less than you bought them for. For anyone still having trouble accessing their forms or getting through to customer service, the suggestions about third-party services in this thread seem legitimate based on other people's experiences. Tax season is stressful enough without fighting with payment app customer service!