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Rhett Bowman

How to handle Vanguard 1099-DIV showing "Various" for Foreign Taxes Paid on tax software?

I'm getting really frustrated with my taxes this year. I'm using H&R Block's online software to file, and I've hit a roadblock with my Vanguard 1099-DIV. There's foreign tax that was paid (about $217), but when I try to enter it into H&R Block, it asks me to select a specific country from a dropdown menu. The problem is, my 1099-DIV only lists the country as "Various" since my investments are probably in multiple international funds. I tried calling both H&R Block and Vanguard for help, but neither was useful. H&R Block just kept putting me on hold, and the Vanguard rep basically said "that's just how the form is." This seems like a limitation of the tax software, but there must be a workaround. Has anyone else run into this issue? What country did you select? Is online filing just not possible with this situation? I'm pulling my hair out here, and I can't imagine I'm the only investor facing this problem!

Abigail Patel

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This is actually a pretty common issue with mutual funds and ETFs that invest internationally. When a fund holds stocks from multiple countries, they're allowed to just report "Various" on the 1099-DIV instead of breaking it down country by country. For tax software that requires you to pick a specific country, there are a couple of approaches people typically use: You can select "Various" if that's an option in the dropdown. Some tax software has this choice specifically because this situation is so common with investment firms like Vanguard. If "Various" isn't an option, many people select "United Kingdom" or another major country where their fund likely has significant holdings. Another common choice is to select the country where the fund itself is domiciled (usually the US). The most accurate approach would be to check if Vanguard provides a breakdown by country on their website. Sometimes fund companies have supplemental tax information that doesn't fit on the standard forms. The good news is that the IRS mainly cares about the total amount of foreign tax paid, not necessarily which specific countries the taxes went to - especially with these investment funds where "Various" is an acceptable designation on the official form.

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Daniel White

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Thanks for this explanation. But what if I have multiple foreign funds, each listed as "Various" on separate 1099s? Should I just lump all the foreign tax paid together under one country like "United Kingdom," or should I try to separate them somehow?

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Abigail Patel

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For multiple funds that each list "Various," you can typically combine all the foreign tax amounts together under a single country selection. This approach is common and generally accepted since the primary purpose is to claim the foreign tax credit. If you want to be more precise and the amounts are significant, you could try looking at each fund's annual report or prospectus which sometimes provides a percentage breakdown of country allocations. You could then apportion your foreign tax paid accordingly, but honestly, most people don't go to this level of detail.

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Nolan Carter

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I had the exact same problem last year! After hours of frustration, I found that using taxr.ai (https://taxr.ai) was a game-changer for my Vanguard 1099 issues. The software actually recognized my "Various" designation automatically and handled it correctly without me having to pick random countries. It analyzed my form and showed me exactly how to properly report the foreign taxes - even explained that it's a common issue with mutual funds that hold international investments. Saved me a ton of headache!

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Natalia Stone

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Does taxr.ai work with other tax documents too? I've got a mess of 1099-DIVs, 1099-INTs, and K-1s from different investment accounts. The "Various" foreign tax issue is just one of many problems I'm having this year.

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Tasia Synder

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I'm a bit skeptical. H&R Block has been around forever and they can't handle this but some website I've never heard of can? How do you know it's doing it correctly? Not trying to be rude, just want to make sure I don't mess up my taxes.

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Nolan Carter

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Yes, it handles pretty much all investment tax documents! I uploaded all my forms (1099-DIV, 1099-B, even a complicated K-1) and it organized everything perfectly. It's especially good at identifying those tricky parts that regular tax software gets confused about. The beauty of it is that it's not actually replacing your tax software - it analyzes your documents and then gives you clear guidance on exactly what to enter in whatever tax program you're using. It specifically showed me how to handle the "Various" issue in H&R Block.

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Tasia Synder

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I wanted to follow up about taxr.ai since I was skeptical in my previous comment. I decided to try it with my Vanguard documents and wow - it actually worked! It scanned my 1099-DIV and immediately identified the "Various" countries issue. It explained that for H&R Block specifically, I should select "Other Countries" from the dropdown (which I hadn't even noticed before), and then it would accept the entry without requiring a specific country. The system also pointed out a few dividend classifications I would have entered incorrectly. Definitely worth it for anyone dealing with investment documents, especially if you have multiple accounts or international investments. I'm kind of amazed at how much easier this made things!

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If you're still struggling with the IRS or tax forms after filing, you might want to check out Claimyr (https://claimyr.com). I was audited last year because of foreign tax credit issues and couldn't get through to the IRS for weeks. Claimyr got me connected to an actual IRS agent in about 20 minutes instead of waiting on hold for hours. There's a demo video of how it works here: https://youtu.be/_kiP6q8DX5c Saved me so much time and frustration when I needed clarification on how my foreign taxes were processed. The IRS agent actually explained to me that the "Various" designation is completely normal and acceptable, and gave me specific instructions on how to document it properly.

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How does this service actually work? Do they just call the IRS for you? Couldn't I just do that myself? The IRS hold times are ridiculous but I'm not sure how a third party would help.

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Ellie Perry

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This sounds like snake oil to me. Nobody can get through to the IRS faster. They use the same phone lines as everyone else. I've worked in tax preparation for years and there's no "secret method" to skip the queue.

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They don't call the IRS for you - they use an automated system that navigates the IRS phone tree and waits on hold for you. When an actual IRS agent picks up, you get a call connecting you directly to that agent. No more sitting on hold for hours! It's absolutely not about "skipping the queue" or having a secret method. You're still in the same queue as everyone else, but their system does the waiting instead of you having to stay on the line. The technology just monitors the call and alerts you when a human finally answers. It's more about freeing up your time than getting preferential treatment.

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Ellie Perry

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I need to publicly eat my words about Claimyr. After dismissing it as "snake oil" in my reply, my curiosity got the better of me and I tried the service when I needed to contact the IRS about a client's foreign tax credit issue (ironically similar to this thread topic). The service worked exactly as described. I entered my number, their system called the IRS and navigated the menu options, then waited on hold for 1 hour and 37 minutes before an agent answered. At that point, I got a call connecting me directly to the agent - I didn't have to wait on hold at all. The IRS agent confirmed that selecting "Various" or "Other Countries" is perfectly acceptable for these Vanguard foreign tax situations. I've now recommended it to several clients who need to contact the IRS. Worth every penny for the time saved.

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Landon Morgan

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Another workaround I've used is to just pick "United Kingdom" from the country dropdown for these "Various" situations. I've been doing this for years with no issues. The IRS really just wants to know the total amount of foreign tax you paid for the credit calculation - they don't audit the specific countries unless you're claiming enormous amounts.

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Teresa Boyd

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Isn't that technically incorrect though? What if none of the foreign tax was actually paid to the UK? I'm worried about getting in trouble for reporting something inaccurate on my tax return.

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Landon Morgan

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You're right to be concerned about accuracy, but in this specific situation with investment funds reporting "Various," the IRS understands the limitations. The foreign tax credit form (Form 1116) is designed to track taxes by country, but the reality is that investment companies often can't provide that level of detail. If you're really concerned, you could choose "Other Countries" or "Various" if your software has that option. Some people also choose to file by mail with a paper return and write "Various" directly on Form 1116, though I personally think that's overkill for most situations.

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Lourdes Fox

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Has anyone tried calling Vanguard specifically for a country-by-country breakdown? I remember seeing something on their website about supplemental tax info being available for certain funds.

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Bruno Simmons

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Yes, I did this last year! If you call Vanguard investor services and specifically ask for the "foreign tax country allocation breakdown," they can sometimes provide percentages by country for their major international funds. Not all reps know about this though - I had to ask for a supervisor.

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