How to check if IRS is offsetting my refund from transcript codes?
I looked at my transcripts and I'm confused about all these numbers and codes. How can I tell if they're gonna take money from my refund? Trying to figure out if I'll get the full amount or if they're gonna take some for old debts.
12 comments


Sean O'Brien
The main codes to look for are 898 for offset and 776 for debt indicator. If you see these on your account transcript, it means some of your refund might be taken for outstanding debts like student loans, child support, or previous tax debt.
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Anastasia Smirnova
•what about code 971? i see that one too 🤔
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Sean O'Brien
•971 is just a notice being sent to you. Could be about anything tbh. Not necessarily bad news.
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Zara Shah
Just tried taxr.ai for this exact problem! Uploaded my transcript and it showed me exactly what was getting offset and why. Worth the $4.99 instead of trying to decode everything yourself. https://taxr.ai
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Luca Bianchi
•does it really work? im tired of guessing what these codes mean
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Zara Shah
•100% works! It breaks everything down in plain english and even tells you what to do next
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Luca Bianchi
•just tried it myself and wow... wish i knew about this months ago 💯
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GalacticGuardian
I had mine offset last year and didnt even kno until the refund came way smaller then expected smh
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Nia Harris
The IRS website shows a list of all possible offsets if you login to your account. But its confusing af to understand ngl
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Mateo Gonzalez
•fr fr its like reading another language sometimes 🤮
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Aisha Ali
You can also call the Treasury Offset Program hotline at 800-304-3107. But good luck getting thru to anyone lol
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Ethan Moore
•Been there done that... waited 2 hours just to get hung up on 🤡
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