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Mei Wong

Help with tax withholding form - confused college student working part-time 2 days a week - should I put 0.00 or not?

Hey everyone, I'm super confused about this tax withholding form from my new part-time job. I just started working at this cafe near campus about two weeks ago (I work Tuesdays and Thursdays, only about 16 hours total per week). My manager gave me this form to fill out for tax purposes, and there's this section asking about "allowances" or something, and I honestly have no idea what to put. There's a box where I can write in a dollar amount or put 0.00 and I'm completely lost. I'm a full-time student at State University, and this is my first real job. My parents still claim me as a dependent on their taxes if that matters. I'm not trying to get a huge tax bill next year, but also don't want too much taken out of my tiny paychecks either! Should I put 0.00 in that box? Or some other number? I've tried googling but got even more confused with all the tax jargon. Would really appreciate if someone could explain what this actually means and what I should put as a part-time student worker. Thanks!!!

Liam Sullivan

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This sounds like you're filling out a W-4 form, which tells your employer how much federal income tax to withhold from your paychecks. As a part-time college student, your situation is pretty common! The form has changed in recent years. If you're using the newer version, there's no longer a place to claim "allowances" but rather dollar amounts for additional withholding. If you're seeing a place to put a dollar amount, that's likely asking if you want EXTRA money withheld from each paycheck. For most college students working part-time (16 hours/week), you'll probably have very low tax liability. If your expected annual income from this job will be under about $12,950, you likely won't owe any federal income tax at all. My suggestion would be to put "0.00" in that additional withholding box unless you have other income sources. This means you're not asking for extra withholding beyond the standard calculation. Since your parents claim you as a dependent, make sure to check the box that indicates this status if it asks.

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Amara Okafor

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But if they put 0.00 won't they end up owing a bunch of taxes when they file next year? I always thought putting 0 meant no taxes get taken out at all? That's what happened to my roommate and she got hit with a huge bill.

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Liam Sullivan

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There's a common misconception about what the "0.00" means on these forms. Putting "0.00" in the additional withholding box doesn't mean zero taxes will be withheld - it just means no EXTRA withholding beyond the standard calculation. Your roommate's situation was likely different - possibly she indicated she was exempt from withholding altogether, or had multiple jobs that created a withholding shortfall. For a typical part-time student working 16 hours weekly at a single job, the standard withholding calculation with "0.00" additional withholding should be appropriate in most cases.

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After stressing about this exact same thing last year, I found this tool called taxr.ai (https://taxr.ai) that seriously saved me. I was working part-time at the university bookstore and had no idea what to put on my W-4. The site analyzes your specific situation and gives you clear guidance on how to fill out these confusing tax forms. You can upload a picture of your W-4 and it'll explain each field, including whether you should put 0.00 for your specific situation as a college student. It even considers that your parents claim you as a dependent. Way easier than trying to decipher the IRS instructions or getting different answers from friends.

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This sounds really helpful. Does it work for other tax forms too? I'm also dealing with a 1098-T from my school and have no idea what to do with it.

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StarStrider

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Hmm idk sounds kinda sketchy uploading my tax forms to some random website. How do you know they're not just stealing your info? No offense just paranoid about that stuff.

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It absolutely works for other tax forms too! It handles pretty much all the common ones students deal with including the 1098-T, which shows your tuition payments and scholarships. It explains how those affect your taxes and whether you might qualify for education credits. I completely understand being cautious about uploading financial documents online. They actually have a whole section explaining their security measures - they use bank-level encryption and don't store your documents after analysis. You can also just type in the information manually instead of uploading if you prefer. I was skeptical at first too but it's legitimately helpful for navigating all this confusing tax stuff.

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Just wanted to update that I checked out taxr.ai after seeing it mentioned here and it was actually super helpful! I uploaded my W-4 and it explained everything in simple terms. Turns out for my situation (also a part-time student worker), putting 0.00 was the right choice since I won't make enough this year to owe federal taxes. It also explained how to adjust if I pick up more hours during summer break. The education credit explanation for my 1098-T was amazing too - apparently I missed out on like $1,500 last year because I didn't know about the American Opportunity Credit! Definitely using this for my taxes next year.

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Sofia Torres

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Wait how does this actually work? Do they just keep calling the IRS for you or something? I didn't think anyone could "skip the line" with government agencies.

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Yeah right. No way this actually works. The IRS is completely slammed and nobody can magically get you to the front of the line. Sounds like a scam trying to prey on frustrated taxpayers.

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They use an automated system that continuously redials and navigates the IRS phone tree until it gets through, then it reserves your spot in line and has the IRS call you back directly. It's not actually "skipping the line" - you still wait your turn, but their system does the holding instead of you having to stay on the phone for hours. I had the exact same reaction you did - I thought it was either a scam or just wouldn't work. But it's completely legitimate. The IRS themselves call you back, not some third party. The service just handles the painful part of getting through the initial phone system and waiting on hold. I was genuinely shocked when I got a call from an actual IRS agent and was able to get my questions answered without wasting half my day.

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I need to eat my words. After posting my skeptical comment, I decided to try Claimyr anyway since I've been trying to reach the IRS about a missing refund for WEEKS. It actually worked exactly as described. I got a call back from a real IRS agent in about an hour. Confirmed my identity with them and everything. They were able to look up my account and explain what was happening with my refund. For the original poster - while on the call I also asked about student withholding on W-4 forms. The agent confirmed that for most part-time students working under 20 hours a week, putting 0.00 for additional withholding is typically appropriate, especially if you're claimed as a dependent and won't make more than $12,950 this year. Definitely recommend calling the IRS directly if you're still unsure, and this service made it way less painful than I expected.

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Ava Martinez

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Hey, former payroll specialist here. One thing nobody's mentioned yet - if you're only working 2 days a week, you might want to check if this is the W-4 or your state's equivalent withholding form. Different states have different forms and rules. For example, if you're in California filling out a DE-4, the rules are a bit different than the federal W-4. Make sure you know which form you're actually working with!

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Mei Wong

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Omg thank you for pointing this out! I just checked and it's actually both forms - a federal W-4 and my state form (I'm in Illinois). Does that change what I should put? The state form definitely has different wording.

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Ava Martinez

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For Illinois, you'll be dealing with the IL-W-4 form in addition to your federal W-4. The good news is that Illinois has relatively straightforward withholding rules compared to some other states. For your Illinois form, you'll be asked about "allowances" - this is different from the federal form which removed the allowances system in 2020. For most college students working part-time and claimed as dependents, claiming 1 allowance on the IL-W-4 is typically appropriate. This prevents overwithholding while still covering your likely state tax obligation.

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Miguel Ramos

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Just a heads up - if your parents are claiming you as a dependent, make sure you select the box that says "Someone can claim me as a dependent" on your federal W-4. This is super important! My son messed this up last year and it caused his withholding to be calculated incorrectly. The form assumes you're taking the standard deduction for a single independent person unless you check that box.

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QuantumQuasar

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This is so important! I had the exact same issue when I was in college. I didn't check that box and ended up owing taxes when I filed because not enough was being withheld. Made the same money as my roommate but she got a refund and I owed $320 because of that one checkbox!

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Sunny Wang

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As someone who works in tax preparation, I want to emphasize something that might help clarify the confusion here. The W-4 form has two main purposes: 1) telling your employer your filing status and dependency situation, and 2) calculating how much federal income tax to withhold from each paycheck. For your specific situation as a part-time college student working 16 hours/week and claimed as a dependent, here's what you should do: 1. Make sure to check the box that says "Someone can claim me as a dependent" (as Miguel mentioned - this is crucial!) 2. Put "0.00" in the additional withholding amount box 3. Don't claim exempt from withholding unless you had zero tax liability last year AND expect zero this year The "0.00" doesn't mean zero taxes will be withheld - it means zero ADDITIONAL withholding beyond what the form calculates based on your pay and dependency status. Given your low hours and dependent status, this should result in appropriate withholding that covers any tax you might owe without taking too much from your small paychecks. If you end up working more hours (like summer full-time), you can always submit a new W-4 to adjust your withholding.

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Malia Ponder

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This is such a clear explanation, thank you! I've been stressing about this for days and your breakdown makes so much sense. Just to confirm - since I'm only making maybe $200-250 per week at 16 hours, the standard withholding calculation should handle everything correctly if I put 0.00 and check the dependent box? I don't want to mess this up on my first real job!

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