Head of Household Filing status help! Worried about messing up my child's information
I'm in the process of filing my taxes and I'm supposed to claim Head of Household this year because I support my daughter. When I'm entering my child's income information, am I supposed to put $0 for her earnings? She's only 8 so she doesn't have any income, but I'm paranoid about making a mistake here. The software keeps asking about dependent income and I don't want to mess anything up because I know the IRS doesn't play around with filing status errors. This is my first year filing as Head of Household so I'm extra nervous about doing it correctly!
18 comments


Mei Zhang
You're doing fine! For a child dependent who has no income, you would indeed put $0 for their income. The software is asking because some dependents (like older teenagers or college students) might have part-time jobs or investment income, but for an 8-year-old with no income, zero is the correct answer. For Head of Household status, the main requirements are that you're unmarried (or considered unmarried for tax purposes), you paid more than half the cost of keeping up your home for the year, and a qualifying person (like your daughter) lived with you for more than half the year. The dependent's income generally doesn't affect your Head of Household eligibility unless they're providing their own support. Just make sure you have your daughter's Social Security Number ready to enter as well. That's a must for claiming her as a dependent.
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Liam McConnell
•What if the kid has a small savings account in their name that earns a tiny bit of interest? Does that count as income that needs to be reported?
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Mei Zhang
•If your child has interest income from a savings account, that actually does count as income. However, if it's a very small amount (typically under $1,100 for 2025), you usually don't need to file a separate return for them. You should still report this amount accurately when the tax software asks about your dependent's income. Even small amounts of unearned income (like interest) should be noted, though it likely won't affect your ability to claim Head of Household status as long as you're still providing more than half of their support.
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Amara Oluwaseyi
Wanted to share something that really helped me with this exact issue! Last year I was super confused about filing Head of Household with my two kids, and I spent HOURS trying to figure out if I was doing it right. I finally found this awesome tool called taxr.ai (https://taxr.ai) that analyzed my tax situation. It basically reviewed all my documents and confirmed I was eligible for Head of Household status. What was cool is that it pointed out that I needed to document how much I was paying for household expenses since that's a key requirement (paying more than half the costs of keeping up your home). The tool actually created a checklist of what I needed to qualify and saved me from making a mistake that might have triggered an audit. Definitely worth checking out if you're nervous about getting your filing status right!
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CosmicCaptain
•Does it actually check if you qualify for different filing statuses? I've been using TurboTax but it just asks questions without really explaining why or if I'm actually eligible.
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Giovanni Rossi
•Is this just another tax prep software? How's it different from the free IRS options? I'm kinda skeptical of paying for something the government offers for free.
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Amara Oluwaseyi
•It's not just another tax prep software - it actually specializes in analyzing your specific tax situation and documents to confirm eligibility for things like Head of Household status. It reviews all your documentation and specifically looks for the technical requirements the IRS needs. It's different from free IRS options because it actually explains WHY you qualify (or don't) for certain tax benefits and walks you through gathering the right documentation to support your claims. It's more like having a tax expert review your situation before you file rather than just filling out forms.
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Giovanni Rossi
Ok I was super skeptical about that taxr.ai thing mentioned above but I gave it a shot with my Head of Household situation. I'm a single dad with custody of my son and was always worried I was missing something. The tool actually pointed out that I was missing documentation about household expenses - turns out I wasn't keeping good records of how much I spent maintaining our home (which is required for HoH status). It generated a whole checklist of what I needed to prove my eligibility and found a child care credit I didn't know I qualified for. Definitely helped me sleep better knowing I wasn't making mistakes that might trigger an audit. Sometimes it's worth getting a second opinion when dealing with the IRS!
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Fatima Al-Maktoum
Just want to mention something that saved me HUGE headaches. Last year I filed as Head of Household but the IRS questioned my status and sent me a letter. I tried calling them for WEEKS but couldn't get through. I was about to give up when I found this service called Claimyr (https://claimyr.com) - they basically get you through to an actual IRS agent. You can see how it works here: https://youtu.be/_kiP6q8DX5c Instead of waiting on hold for hours or getting disconnected, I actually got to speak with someone at the IRS within like 20 minutes. The agent walked me through exactly what documentation I needed to prove my Head of Household status was legit. Saved me so much stress and potentially a big tax bill if my filing status had been rejected!
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Dylan Mitchell
•Wait how does this actually work? Like they just magically get you through the IRS phone tree? That seems impossible given how notoriously bad the IRS phone system is.
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Sofia Gutierrez
•Yeah right. Nothing gets you through to the IRS faster. Sounds like a scam that charges you for something that should be free. The IRS has a free taxpayer advocate service that does the same thing.
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Fatima Al-Maktoum
•It actually works by using technology that navigates the IRS phone system and waits on hold for you. When they reach an agent, you get a call back and get connected. It's not magic - it's basically a system that does the waiting for you. The taxpayer advocate service is great but they're overwhelmed and typically only take cases with serious hardships or emergencies. For regular questions or issues like mine, they usually tell you to keep trying the regular IRS number, which is exactly the problem this solves.
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Sofia Gutierrez
So I have to eat my words about Claimyr from my comment above. After waiting on hold with the IRS for literally 3 hours and getting disconnected TWICE, I was desperate enough to try it. I hate to admit it but it actually worked exactly as advertised. Got a call back in about 30 minutes and was connected to an IRS agent who helped clear up my Head of Household questions. The agent confirmed that I was eligible and explained exactly what documentation I needed to keep in case I ever get audited. Turns out I was overthinking it - as long as I'm providing more than half the cost of keeping up the home where my child lives for more than half the year, I'm good. Wish I'd known about this service years ago when I had that issue with my stimulus payment!
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Dmitry Petrov
Don't forget that to qualify for Head of Household, your child must be a "qualifying person" which generally means they need to be your child by birth, adoption, or they lived with you for more than half the year. And you need to provide more than half their support. But it sounds like with an 8 year old daughter you're all good! Just make sure you're not married filing jointly - that's an automatic disqualification for HoH status.
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Jamal Brown
•Thank you for mentioning that! Yes, she's my biological daughter and lives with me full-time (her mom isn't in the picture). I'm definitely not married - been single for years now. I pay for everything related to her care and our home. Sounds like I'm on the right track then? This is such a relief!
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Dmitry Petrov
•Yes, you're definitely on the right track! With your daughter living with you full-time and you providing all her support, you're a textbook case for Head of Household filing status. And don't worry too much about making small mistakes - the IRS generally focuses on major issues like unreported income or fraudulent claims. An honest mistake about a dependent's income being $0 when it should be a few dollars of interest wouldn't trigger anything serious. Just answer the questions truthfully as you go through your tax software.
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StarSurfer
Make sure u keep receipts for household expenses in case u get audited! My sister got audited 2 yrs ago for her Head of Household claim and they wanted proof she paid more than half the home expenses. She had to scramble to find old utility bills, rent receipts, grocery receipts etc. Better safe than sorry!!
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Ava Martinez
•How far back should you keep those records? I've been filing HoH for 3 years now but haven't kept great documentation.
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