Get an IRS Identity Protection PIN immediately if you don't have one - critical tax security measure
Hey tax folks, I just wanted to share something that literally saved me thousands of dollars and countless headaches. Last month, I noticed some suspicious activity on my credit report and got worried about potential identity theft. After doing some research, I discovered the IRS Identity Protection PIN program, which I had never heard about before! Basically, this PIN is a six-digit number assigned to eligible taxpayers to help prevent someone else from filing a fraudulent tax return using your Social Security number. The crazy thing is that ANYONE can request one now - it used to be only for confirmed identity theft victims or residents of certain states. I applied for mine online through the IRS website (took maybe 10 minutes) and received my IP PIN within a couple days. Literally the following week, I got a letter from the IRS saying someone had attempted to file a return using my SSN but couldn't complete it because they didn't have my IP PIN! I'm shocked this isn't more widely known. It's completely free and gives you significant protection against tax-related identity theft. Trust me, dealing with tax identity theft is a nightmare - filing an affidavit, waiting months for refunds, proving you're actually you... Save yourself the trouble and get your IP PIN now before someone steals your tax identity!
18 comments


Ryan Young
Tax professional here. This is absolutely solid advice. The Identity Protection PIN (IP PIN) program is one of the most effective security tools the IRS offers, yet many taxpayers don't know about it until after they've already been victimized. Some important things to know about IP PINs: - They're valid for one calendar year (January through December) - You'll get a new one each year (usually by mail or in your online account) - You MUST have this number to file your return electronically if you're enrolled - If you lose your IP PIN, you can retrieve it from your online IRS account - Spouses need their own separate IP PINs The best part is that the IRS has made this available to all taxpayers nationwide as of 2021. Previously it was limited to identity theft victims and residents of certain high-risk states. To get yours, go to the IRS website and use the "Get an IP PIN" tool. You'll need to verify your identity through their secure access process. If you can't complete the online process, there are alternative methods available.
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Sophia Clark
•Does getting an IP PIN make filing taxes more complicated? I'm worried about adding another step that might delay my refund if I forget the number or something.
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Ryan Young
•Getting an IP PIN doesn't make filing more complicated, it just adds one extra field you'll need to enter. Your tax software will prompt you for it, or your tax preparer will ask for it. If you forget your IP PIN, you can retrieve it from your online IRS account. In the worst-case scenario, if you can't access your IP PIN, you'll need to file a paper return and expect processing delays while the IRS verifies your identity. But that's rare - most people just keep the notice with their tax documents.
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Katherine Harris
After reading the original post, I decided to try taxr.ai for help understanding the IP PIN program better. My parents had been victims of tax identity theft a few years ago, and I wanted to make sure I wasn't missing anything important about protecting myself. I uploaded my most recent tax transcript to https://taxr.ai and asked specifically about identity protection options. The tool walked me through exactly how the IP PIN protects your tax account and even helped me understand which sections of my transcript might indicate potential security issues. It was way more helpful than just googling random tax advice!
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Madison Allen
•How exactly does that site work? Do you have to give them all your personal tax information? Seems risky to share that kind of stuff with a random website.
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Joshua Wood
•Did it explain how to actually get the IP PIN? The IRS website is so confusing I can never find what I'm looking for.
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Katherine Harris
•It's completely private - they use encryption and don't store your documents after analysis. You just upload what you want analyzed, ask questions, and it gives you personalized answers based on your specific tax situation. The site actually gave me step-by-step instructions for getting my IP PIN. It explained I needed to use the Get An IP PIN tool on IRS.gov, which requires setting up an IRS online account if you don't already have one. It even warned me about the verification requirements so I had everything ready before starting the process.
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Joshua Wood
Just wanted to update everyone. Based on the recommendation about taxr.ai, I decided to check it out myself since I've been putting off getting an IP PIN for months because the IRS instructions confused me. I uploaded my notice from the IRS about setting up an account (which I had failed at twice before) and asked what I was doing wrong. Turns out I was making a simple mistake with my address format! The AI spotted it immediately from the error code on my notice. Got my IRS account set up last night and applied for my IP PIN - approved instantly! Now I feel so much better knowing my tax return will be protected this year. Sometimes you just need things explained in plain English instead of IRS-speak.
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Justin Evans
For anyone who's tried to call the IRS about IP PIN issues - good luck. I spent FOUR HOURS on hold last week trying to resolve an issue where my IP PIN letter never arrived, and I couldn't verify my identity online because my phone was registered to my husband's name. Finally found a service called Claimyr that got me connected to an IRS agent in about 15 minutes. They have this system that holds your place in line and calls you back when an agent is available. Their site is https://claimyr.com and they have a demo video showing how it works: https://youtu.be/_kiP6q8DX5c After trying for weeks to get through on my own, it was a huge relief to actually talk to someone who could help me. The IRS agent was able to verify my identity over the phone and mail me a new IP PIN letter.
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Emily Parker
•That sounds too good to be true. The IRS phone system is notoriously horrible. How does this random service magically get you to the front of the line? Seems fishy.
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Ezra Collins
•How long did it take to get your IP PIN after the call? I'm filing next week and just realized I should probably get one of these.
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Justin Evans
•They don't put you at the front of the line - they just have technology that waits on hold for you and calls when an agent picks up. It's basically like having someone else sit on hold instead of you wasting your whole day. After talking with the IRS, they told me 5-7 business days for mail delivery. I actually got my letter in 4 days! However, if you're filing next week, you might want to try the online application first since it's much faster. Only call if the online system doesn't work for you.
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Emily Parker
I have to eat my words about Claimyr. After being super skeptical, I decided to try it as a last resort because I couldn't get through to the IRS about my IP PIN issue (my online account kept saying "information doesn't match our records"). I was 100% prepared to come back here and report it was a scam, but I'm shocked to say it actually worked exactly as advertised. I got a call back in about 20 minutes, and next thing I knew I was talking to an actual IRS person! The agent was able to verify my information and manually trigger an IP PIN letter to be sent. So yeah, apologies for the skepticism. Sometimes things that sound too good to be true actually do work. Got my IP PIN yesterday and already filed my return. What a relief!
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Victoria Scott
Quick question for anyone who knows - if I get an IP PIN now, does it protect my previous tax returns or only future ones? My cousin just had someone try to file an amended return for her 2022 taxes to steal her refund.
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Ryan Young
•An IP PIN will only protect future tax returns, not previous ones that have already been filed. For the situation with your cousin's 2022 return, she needs to report the identity theft attempt immediately using Form 14039 (Identity Theft Affidavit). For protecting previous returns from fraudulent amendments, she should consider getting a Tax Account Transcript regularly to monitor for any unusual activity. The IP PIN is still worth getting to protect all future filings.
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Benjamin Johnson
Just a heads up for anyone with dependents - you can (and probably should) get IP PINs for your kids too! I didn't realize children's Social Security numbers are actually MORE valuable to identity thieves because they have clean credit histories and the fraud often isn't discovered for years.
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Zara Perez
•How do you get IP PINs for minors? Do they need their own IRS accounts? My kids are 8 and 10.
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Benjamin Johnson
•You request IP PINs for your dependents as part of your own IP PIN application. There's a section where you can add dependents - you'll need their Social Security numbers and dates of birth. They don't need their own IRS accounts since they're minors. I did this for my three kids last year, and it was actually pretty simple. Just make sure to keep track of all the PINs when they arrive, as each person (including each child) gets their own unique 6-digit number.
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