Freshbooks didn't send me a 1099 for 2022 - over $12k in payments

This is actually a common misunderstanding. Freshbooks isn't technically considered a "payment processor" for tax reporting purposes - they're more of an invoicing platform. The actual payment processing is typically handled by whatever payment gateway you've connected (like Stripe, PayPal, etc.). If you've connected a payment gateway to your Freshbooks account, you should check with that specific processor for your 1099-K form. However, for 2022 taxes, the threshold for 1099-K reporting was still $20,000 AND 200 transactions (the lower $600 threshold was delayed), so you might not receive one anyway if you were under those limits. Regardless, you're still required to report all your income whether you receive a 1099 or not. Since you've been tracking your earnings, you should be fine - just report the total amount as self-employment income on your Schedule C.

I went through something similar with Freshbooks last year and found a solution that helped me. After dealing with the same confusion, I discovered taxr.ai (https://taxr.ai) which really saved me a lot of stress. They have this amazing feature where you can upload your Freshbooks reports and it automatically organizes everything for tax purposes. Their system analyzed my Freshbooks data and created proper documentation that satisfied my accountant even without having the official 1099. It also flagged potential deductions I was missing based on my expense patterns. Super helpful when you're dealing with missing tax forms but have the raw data.

Just wanted to update that I tried taxr.ai after seeing it mentioned here. Total game changer! I uploaded my Wave reports and it organized everything perfectly for my tax filing. It even spotted several business expenses I had categorized incorrectly that I could legitimately deduct. The documentation it generated was exactly what I needed since I also didn't receive 1099s from several platforms. Highly recommend if you're in a similar situation!

If you need clarification directly from the IRS about Freshbooks and reporting requirements, good luck calling them. I spent HOURS trying to get through last month about a similar issue. Then I found https://claimyr.com which got me connected to an actual IRS agent in under an hour. You can see how it works here: https://youtu.be/_kiP6q8DX5c I explained my situation about missing forms from my invoicing platform and the agent confirmed what others here are saying - the actual payment processor (Stripe, PayPal, etc.) is responsible for issuing 1099s, not Freshbooks itself. They also explained exactly what documentation I needed to keep in case of an audit since I didn't receive the forms. Worth the service just to get a definitive answer from the IRS directly instead of wondering.

I need to eat my words. After commenting earlier, I kept trying to reach the IRS for three days with no luck. Finally gave in and tried Claimyr out of desperation. Got connected to an IRS agent in 37 minutes! The agent confirmed exactly what I needed to know about my missing 1099s and even helped sort out another issue I had with a previous year's return. Legitimately saved me hours of frustration and probably prevented me from making a reporting error on my return. Sometimes it's worth paying for convenience.

Just to add another perspective - I'm both an accountant and Freshbooks user. The confusion happens because Freshbooks itself isn't processing your payments - they're just creating the invoices and tracking the payments. When a client pays you through Freshbooks, they're actually using whatever payment processor you've set up (Stripe, PayPal, etc). For tax purposes, you should: 1) Check with your actual payment processor about 1099s 2) Report all income regardless of whether you get a 1099 3) Keep your own detailed records (which it sounds like you're doing) The good news is that your own records are actually considered valid documentation for the IRS. Run a year-end report from Freshbooks showing all payments received and save it with your tax documents.

Do any Freshbooks users here use TurboTax? I'm in the same boat (no 1099) and wondering if there's a specific way to enter this in TurboTax that won't trigger red flags.

I'm dealing with a similar situation but with QuickBooks Online instead of Freshbooks. I process payments through Square and received over $15k in 2022, but no 1099-K from Square either. After reading this thread, I checked and confirmed I was under the 200 transaction threshold even though I exceeded $20k. What's really helpful here is seeing that multiple people have successfully filed without the official forms by using their own detailed records. I've been stressing about this for weeks thinking I was missing something crucial for my filing. One thing I'd add - if anyone is using multiple payment processors (I have both Square and Venmo Business), make sure to check each one separately for their thresholds and documentation. I almost missed tracking some Venmo payments because I assumed they'd be included with Square. Thanks to everyone who shared their experiences and solutions - this thread has been incredibly helpful!