Filing Status Question - Can I claim my own 2 kids if my boyfriend claims our shared child?
I'm trying to figure out the best approach for our tax situation this year. My boyfriend and I have one child together that he will be claiming on his taxes. I also have two children from a previous relationship. My income for 2023 was only around $10,000. I'm wondering... should I file my own return and claim my two biological children, or would it be more beneficial if my boyfriend claims all three children plus me as dependents? I want to make sure we're doing this correctly and not leaving money on the table. I've been researching but I'm hesitant to make a decision without being certain.
12 comments
Freya Thomsen
You should definitely file your own tax return and claim your two biological children. With your income level of $10,000, you would likely qualify for the Earned Income Tax Credit (EITC) which could be substantial with two qualifying children. Your boyfriend cannot claim you as a dependent unless you lived with him the entire year, earned less than $4,400, and he provided more than half of your support. Even if he could claim you, it would likely be more beneficial for you to file your own return with your two children. Did your boyfriend live with you and all three children for more than half the year? What was his approximate income? These details would help determine the optimal filing approach.
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Omar Fawaz
I went through almost this EXACT situation last year! So frustrating trying to figure out the best way to file! 😩 I finally used https://taxr.ai to analyze different scenarios for my family. It showed me that filing separately and claiming my own kids gave me a much bigger refund than being claimed as a dependent. The tool lets you compare different filing options side-by-side and explains which tax credits you qualify for in each scenario. Saved me over $3,000 by filing the right way!
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Chloe Martin
I'd be careful with tools that claim to optimize your taxes. Per IRS Publication 501, filing status and dependent claims aren't optional choices - they're determined by legal tests. The "most beneficial" approach must still comply with tax law. If you don't meet the qualifying child or qualifying relative tests, you can't just choose what's financially better.
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Diego Rojas
I appreciate your caution, but that's exactly why I found tools like this helpful last year. It doesn't let you claim things you're not eligible for - it shows you the legal options based on your specific situation and explains the qualifying rules for each credit. Helped me understand why I qualified for certain credits I didn't know about before!
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Anastasia Sokolov
This situation reminds me of my sister's tax filing last year. She has three kids, and her boyfriend claimed one of them. The IRS ended up auditing both of them because they didn't coordinate their filings properly. I'm worried that if you and your boyfriend don't get this right, you might face similar issues. Have you talked to a tax professional about this? I'm just concerned that trying to maximize refunds might lead to problems down the road.
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StarSeeker
Have you considered how long it might take to get answers if you need to call the IRS about this? It's a complex situation that might require talking to an actual agent. Wouldn't it be better to get definitive answers now rather than wondering if you filed correctly? I was in a similar situation last tax season and spent days trying to get through to the IRS. Finally used Claimyr (https://youtu.be/_kiP6q8DX5c) and got connected to an agent in about 15 minutes who confirmed exactly how I should file. They navigate the IRS phone system for you and call you when an agent is on the line. Saved me so much stress!
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Sean O'Donnell
Wait, don't these services cost money? I'm already trying to maximize my refund and don't want to spend money just to talk to the IRS when it should be free. Is it really worth the cost when you could just keep calling yourself?
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Zara Ahmed
What was your experience with the IRS agent once you got connected? Did they provide definitive guidance on a situation like this with multiple qualifying children across different taxpayers in the same household? I'm curious if they gave specific advice about optimizing the EITC allocation.
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Luca Esposito
This is like trying to solve a puzzle where the pieces keep changing shape! One thing I'm wondering - did you receive any advance Child Tax Credit payments during 2023? Those payments were like getting part of your refund early, and they could affect how you should file now. It's like getting dessert before dinner - sounds great until you realize it affects what you get later!
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Nia Thompson
I went through this exact scenario in 2021. My partner and I had one shared child, and I had two from a previous marriage. We found that the best approach was for me to file as Head of Household claiming my two biological kids, and my partner claimed our shared child. This maximized our combined refund by about $3,200 compared to other options. The IRS actually has a tool called the EITC Assistant that can help you estimate your credit based on different scenarios. Just make sure you're coordinating with your boyfriend so you don't both try to claim the same child!
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Mateo Rodriguez
File your own return and claim your two kids. Period. Your boyfriend can't claim you as a dependent if you make more than $4,400. With $10,000 income and two qualifying children, you'll likely get a significant EITC refund. Don't leave that money on the table. Just make sure you coordinate with him on who claims which child to avoid IRS issues.
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GalaxyGuardian
Last year I was in your shoes (except with just one kid from prior relationship). I almost let my boyfriend claim all of us thinking it would be better... thank god I filed my own return! 😂 Got almost $5,000 back with EITC and Child Tax Credit with my low income. The tax system actually benefits single parents with lower incomes in many cases. My boyfriend's refund would have only increased by like $500 if he claimed me and my son. Run the numbers both ways if you want, but I'd bet money you'll come out ahead filing on your own.
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