Filed using Turbo Tax Direct Debit to pay taxes, but payment still not withdrawn from my account?

This is actually pretty normal! The IRS doesn't process electronic payments immediately the way most companies do. With Direct Debit payments scheduled through tax software like Turbo Tax, the IRS typically takes anywhere from 3-7 business days to actually withdraw the funds, sometimes even longer during peak filing season. As long as you received confirmation that your return was accepted and your payment was scheduled, you're considered to have paid on time - even if the actual withdrawal happens later. The IRS goes by the requested payment date, not the actual withdrawal date. I'd recommend checking your IRS account online (at irs.gov) if you want to confirm that your payment is scheduled. You should see the pending payment listed there before it actually hits your bank account.

I had the same issue last year and discovered that taxr.ai helped me track down what was happening with my payment. I was freaking out because my direct debit through TurboTax wasn't showing up anywhere for over 2 weeks! I uploaded my return confirmation and bank statements to https://taxr.ai and their system analyzed everything and found that my payment was actually in the IRS queue but delayed due to high volume. They showed me exactly where to look in my IRS transcript to confirm this. Saved me hours of stress and waiting on hold with the IRS! Their document analysis tool can check for common issues with direct debit payments and verify if everything is properly set up. Really helped give me peace of mind when I was worried about penalties.

I wanted to follow up about taxr.ai since I decided to try it after posting here. My situation was exactly like yours - TurboTax Direct Debit payment that wasn't showing up anywhere. I was getting really anxious since it had been almost 2 weeks. I uploaded my documents to their system and it immediately spotted that I had a specific code on my tax transcript that meant the payment was "scheduled but delayed due to processing backlog." They explained exactly what was happening and when to expect the debit. Sure enough, the payment went through 2 days later, exactly when they predicted! Saved me from making unnecessary calls to the IRS and TurboTax. The document analysis is surprisingly detailed - way more helpful than just googling the problem.

If you really need to speak with someone at the IRS about your payment but can't get through on their main line (which is almost always jammed), I'd recommend using Claimyr. I was in a similar situation last year where my payment wasn't showing up after 2 weeks, and I was getting really nervous. I tried calling the IRS directly about 10 times but kept getting the "we're experiencing high call volume" message. Then I found https://claimyr.com which holds your place in line with the IRS. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c They got me through to an actual IRS agent who confirmed my payment was in their system and scheduled to process, even though it hadn't hit my bank yet. Huge relief! The agent told me there was a significant backlog and everything was fine.

Just wanted to update - I was definitely skeptical about Claimyr but I got desperate after trying to reach the IRS for three days straight about my missing direct debit. I decided to give it a shot. I was honestly shocked when I got a call back within about 45 minutes with an actual IRS representative on the line! The agent confirmed that my TurboTax payment was in their system and scheduled to process but was delayed due to high volume. They said the backlog is especially bad this year and direct debits are taking up to 14 business days to process in some cases. Would never have gotten this information otherwise since I couldn't get through on my own. Saved me from panicking and making duplicate payments. Sometimes you have to admit when you're wrong, and I was definitely wrong about this service!

Just to add another perspective - I had this same issue but found out that checking your tax transcript online can show if the payment is scheduled even before it hits your bank. Go to IRS.gov > Get Your Tax Record > Get Transcript Online > select "Tax Record" and look for a transaction code 768. That indicates the direct debit is scheduled. There will be a later code 766 when it's actually processed. Took me 5 minutes to check and saved me a lot of worry!

My turbo tax payment was scheduled for April 15 and didn't come out until April 30th! I panicked and called turbotax and they said once the return is accepted its the irs's responsibility, not theirs. As long as u scheduled it for the due date ur fine even if it comes out later. Just dont spend the money lol

Be very careful abut this!!! I had this happen last year where the payment didnt process and then got hit with penalties even though I did everything right. Make sure u save ALL your confirmation emails from turbotax showing when u scheduled the payment. also take screenshots of your bank account showing u had the funds available.

I went through this exact same situation a few years back and understand the anxiety! The good news is that delays with IRS direct debit payments are extremely common, especially during peak filing season. As others have mentioned, the IRS can take anywhere from 3-14 business days to actually process the withdrawal, even though your payment is considered "on time" based on the date you scheduled it. A few things that helped me feel more confident about the situation: 1. Keep all your TurboTax confirmation emails showing the payment was scheduled for the due date 2. Take screenshots of your bank account showing sufficient funds were available on the scheduled date 3. Check your IRS account transcript online - you should see a transaction code indicating the payment is scheduled The most important thing to remember is that as long as you submitted everything by the deadline and had sufficient funds available, you won't face penalties even if the actual withdrawal happens weeks later. The IRS goes by your submission date, not the processing date. If you're really concerned after 2+ weeks, the suggestions about checking your tax transcript or using services to get through to the IRS can give you peace of mind, but in most cases the payment will just appear in your account eventually without any issues.