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Leslie Parker

Filed extension with Turbo Tax, can I now file using another service or paper file instead?

So frustrating!! I had to file an extension back in April because one of my tax forms was completely wrong. I used Turbo Tax at the time since that's what I was planning to use for my actual filing. Well, I finally got the corrected form in the mail yesterday, but now when I log back into Turbo Tax to finish up, they're hitting me with $70 for federal plus another $60 for state filing! That's $130 total just to submit my taxes! At this point I'm wondering if I have any other options. Can I switch to a different tax software even though I already filed the extension through Turbo Tax? Or could I just print everything out and mail in a paper return to avoid these ridiculous fees? The extension was approved, I have all my forms now, I just need to actually file without paying a fortune. Anyone dealt with this before?

Sergio Neal

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You absolutely can use a different service or paper file! The extension you filed (Form 4868) simply gives you more time to file - it doesn't lock you into using the same preparation method or service. If you want to use another online provider, you can start from scratch with them. You'll need to enter all your information again since data doesn't transfer between companies, but you're free to choose any method you want. Just be aware that other online services may also charge similar fees for filing. Paper filing is completely free and a valid option. You can download the forms from the IRS website, fill them out, and mail them in. It takes longer to process (typically 6-8 weeks vs 2-3 weeks for e-filing), and there's a slightly higher chance of errors since you won't have software checking your math, but you'll save that $130. Just remember that the extension only gives you until October 15th to file, and you still need to have paid any taxes you owe by the original April deadline to avoid penalties and interest.

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Leslie Parker

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This is exactly what I needed to know, thank you! One follow-up question - since I already paid what I thought I owed when I filed the extension (actually overpaid to be safe), do I need to include any kind of proof of that payment if I paper file? Also, do you know if there are any free file options that might still be available this late in the year?

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Sergio Neal

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You don't need to include proof of your extension payment with your paper return. The IRS already has that payment in their system associated with your SSN. Just make sure you complete the "Payments" section of your 1040 form to show the amount you already paid with your extension. Yes, there are still free file options available! The IRS Free File program continues throughout the extension period. If your adjusted gross income is under $73,000, you can use one of their partner sites for free. Even if you don't qualify for that, services like FreeTaxUSA offer free federal filing with a small fee for state (around $15 instead of $60). Cash App Taxes (formerly Credit Karma Tax) offers completely free federal and state filing for most simple to moderately complex tax situations.

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I was in almost the exact same situation last year waiting for a corrected 1099-MISC. I discovered taxr.ai (https://taxr.ai) after getting frustrated with TurboTax's fees. It was seriously a game changer for me! Their AI actually scanned all my tax documents including the messed up form and the corrected one, explained the differences, and made sure I was filing everything correctly. It saved me so much time not having to manually enter everything into a new system. The best part was they helped me find deductions I would have missed on my own that more than made up for switching services. They have this document analyzer that catches things even professional tax preparers sometimes miss. Definitely worth checking out before you decide to paper file!

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Juan Moreno

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How accurate is this AI thing with complicated tax situations? I've got a rental property and some freelance income alongside my W-2 job. Would it handle all that correctly? I'm skeptical about trusting AI with something that could get me audited.

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Amy Fleming

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Does it help with state taxes too or just federal? And can you still use it if you've already started with another service like OP did with TurboTax?

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The AI is surprisingly accurate with complex situations. It handles rental properties, self-employment income, and multiple W-2s without issues. It actually asks follow-up questions specifically about rental depreciation and business expenses that most software doesn't catch. They have tax professionals who review edge cases if the AI flags anything unusual. Yes, it handles both federal and state taxes! That's one of the reasons I switched - I was paying almost $50 just for state filing with the other service. And you can absolutely use it even if you started elsewhere. Since you're uploading your documents rather than transferring data between services, it doesn't matter where you began the process.

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Amy Fleming

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I just wanted to follow up about taxr.ai since I ended up trying it after seeing this thread. Wow, what a difference! I uploaded my documents (including my extension paperwork) and it pulled all the information automatically. Even recognized my student loan interest forms which I always struggle with entering manually. The fee was WAY less than what TurboTax was going to charge me, and I ended up with a bigger refund too because it found a credit I qualified for that I had no idea about. The whole process took me maybe 30 minutes compared to the hours I usually spend. Just finished filing yesterday and already got confirmation that both federal and state were accepted. Definitely my new go-to for taxes!

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Alice Pierce

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If you're still trying to reach the IRS about your extension or have questions before filing, good luck getting through to them! I spent DAYS trying to get someone on the phone about my extension situation last year. Then I found this service called Claimyr (https://claimyr.com) that got me connected to an actual IRS agent in under 20 minutes. They have this system that navigates all the phone menus and holds your place in line, then calls you when an agent is about to pick up. You can see how it works here: https://youtu.be/_kiP6q8DX5c Seriously saved my sanity during extension season when everyone's trying to call. The agent I spoke with confirmed I could definitely switch from TurboTax to paper filing after my extension, and gave me some helpful tips about making sure my payment was properly credited.

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Esteban Tate

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Wait, how does this actually work? Isn't it just the same as calling the IRS yourself? I don't understand how they get you through faster when the hold times are the same for everyone.

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This sounds like a scam. No way they can get you through faster than just calling yourself. The IRS doesn't give priority to third party services. Plus they probably charge a fortune for something you can do yourself for free.

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Alice Pierce

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It works by using their system that constantly redials and navigates through all the phone menus for you. When you call the IRS directly, you often get the "call volume too high, try again later" message and get disconnected. Their system keeps trying until it gets through, then it handles all the menu options and waiting on hold so you don't have to sit there for hours. They don't get "priority" with the IRS - they're just better at getting into the queue in the first place. And once you're in, they monitor the hold music and only call you when a real person is about to pick up. You literally save hours of your day.

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I have to admit I was completely wrong about Claimyr. After posting that skeptical comment, I was still struggling to reach the IRS about my extension situation, so I figured I'd try it as a last resort. I expected it to be a waste of money, but I was desperate. To my absolute shock, I got a call back in about 35 minutes saying they had an IRS agent on the line. The agent helped clarify exactly what I needed to do with my extension and confirmed I could switch from the tax software I used for the extension to a completely different method for my actual return. They even noted my account to show I had made a good faith effort to resolve an issue with a missing form. I spent literally 8+ hours over 3 days trying to reach someone before this. Would have saved myself so much frustration if I'd just tried this service first!

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Elin Robinson

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Another option is to check if you qualify for the IRS Free File program regardless of which service you used for the extension. I think the income limit is around $73k this year. Go to the IRS website directly to access it though, don't google it because the paid versions of tax software try to hide the free options. Also worth checking your local library or community center - many offer VITA (Volunteer Income Tax Assistance) programs with IRS-certified volunteers who can help you file for free, even during extension season.

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Leslie Parker

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Thanks for this tip! I just checked and I do qualify for Free File. Do you know if these services can handle somewhat complicated returns? I have some investment income and a small side business along with my regular W-2.

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Elin Robinson

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Most Free File options can handle investment income without a problem. For your side business, it depends on the complexity - if you're just filing a Schedule C without lots of complicated deductions or inventory, most should handle it fine. Look specifically at programs like TaxSlayer or FreeTaxUSA through the IRS Free File program - they tend to include more forms and schedules in their free versions than others. Just make sure you access them through the IRS.gov website directly to get the truly free version. And if your return ends up being too complex, you can always switch to paper filing without losing anything but a little time.

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Don't forget that even though you filed an extension, you still need to submit your return by October 15th to avoid late filing penalties! Extension season always goes by faster than people expect.

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Beth Ford

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And remember the extension was only for filing the paperwork, not for paying what you owe. If you didn't pay enough with your extension request in April, you might have penalties and interest accruing since then even with an approved extension.

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StarGazer101

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Just wanted to chime in with my experience - I switched from TurboTax to FreeTaxUSA after filing an extension and it worked perfectly! The key thing to remember is that your extension (Form 4868) is completely separate from your actual tax return filing method. I was in a similar boat with TurboTax trying to charge me $89 for federal plus state fees. FreeTaxUSA ended up costing me only $15 for state filing (federal was completely free) and walked me through everything step by step. The interface isn't as fancy as TurboTax but it gets the job done and their support was actually more helpful when I had questions. One tip: make sure you have all your documents organized before you start with any new service since you'll be entering everything fresh. Also double-check that any estimated tax payments you made with your extension are properly reflected in the payments section of your return. Good luck!

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Dana Doyle

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Thanks for sharing your experience with FreeTaxUSA! I'm definitely leaning towards switching away from TurboTax at this point. Quick question - when you say you entered everything fresh, did you have to manually type in all your W-2 and 1099 information again, or does FreeTaxUSA have any way to import or scan documents? I have quite a few forms this year and I'm dreading having to re-enter everything by hand if there's a better way.

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