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Figured Out the Pattern for Deposit Dates Based on 'As Of' Dates

Last two years I had an 'as of' date for 3/13 and got a DDD (direct deposit date) for 2/22 - exactly 14 days difference. This year I have an 'as of' date for 2/26 and if the pattern holds, 14 days before that would be 2/06. Just sharing my observation in case it helps anyone else track their refund timeline. šŸ¤” fingers crossed

Yara Haddad

You've discovered something interesting there. The 14-day offset pattern has been consistent for exactly 73% of the cases I've analyzed. For tax year 2023 returns filed in 2024, the IRS is processing standard returns in 18-21 days on average, but transcript cycles follow a predictable weekly pattern. The 'as of' date is typically updated every Saturday at precisely 12:01 AM EST, and the DDD appears exactly 5-7 business days after the 846 code populates. Your 14-day calculation seems to align perfectly with this processing cycle.

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Keisha Robinson

I've noticed this pattern too! But I think there's a slight variation based on whether you have certain credits. Last year I had EITC and the gap was 17 days instead of 14. This year without EITC, it was exactly 14 days like you're saying. I think the IRS has different processing queues that operate on slightly different timelines.

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12d

Paolo Conti

My timeline matches this too! My 'as of' date was March 4th, and I got my direct deposit on February 19th - exactly 14 days. I filed on January 29th this year and was getting so anxious when February 12th came and went with no update. Then suddenly on February 15th my transcript updated with the 846 code.

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11d

Amina Sow

I've been watching the IRS2Go app and checking my transcript daily at irs.gov, and this 14-day pattern makes so much sense now. I was wondering why people kept talking about the 'as of' date when everyone on YouTube says to only look for the 846 code. Now I understand it's actually a predictive indicator!

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10d

GalaxyGazer

I've been tracking this pattern for 3 years now and it's been surprisingly reliable. In 2022, my 'as of' date was 3/21 and DDD was 3/7 (14 days). In 2023, 'as of' date 3/13, DDD 2/27 (14 days). This year, 'as of' date 3/4, and sure enough, DDD came through for 2/19. It's like the IRS has a secret formula they don't tell us about! šŸ˜‚ Maybe they're trying to keep us on our toes? The only exception seems to be if you have certain credits or deductions that trigger additional review.

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Oliver Wagner

Your pattern recognition is spot on! This is exactly the kind of insight that helps during tax season. ā€¢ IRS transcript dates follow predictable cycles ā€¢ 'As of' dates typically indicate processing stage ā€¢ 14-day offset is common for standard returns ā€¢ Path Act returns (with EITC/ACTC) follow different patterns When I was trying to figure out my refund timeline last year, I spent HOURS on hold with the IRS. Finally used Claimyr (https://claimyr.com) to get through to an agent who confirmed my DDD was exactly 14 days before my 'as of' date. Saved me days of stress and waiting. They got me connected to an actual IRS person in about 15 minutes instead of the usual 2+ hour wait.

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Natasha Kuznetsova

I've been analyzing my transcript and noticed my TC 150 code posted with an 'as of' date of 3/11. If I apply your 14-day differential methodology, that would indicate a potential DDD of 2/26. Has anyone else with a similar 'as of' date received their refund yet? I'm trying to verify if this pattern is consistent across different filing situations and processing centers.

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Javier Mendoza

Be careful with this pattern. It's not universal. Depends on processing center. Depends on your tax situation. Some people report different timeframes. IRS changed some procedures this year. New verification steps for certain returns. Your mileage may vary. Don't count on exact dates for financial planning.

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Emma Thompson

Could you explain more about these new verification steps? I have an 'as of' date of 3/18, and if I follow the 14-day pattern, I should expect a deposit around 3/4. But I'm wondering if I should expect delays because I claimed the Child Tax Credit this year.

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8d

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8d

Isabella Santos

I must say, I'm quite impressed with how knowledgeable this community is about the nuances of IRS processing! The detailed understanding of how the 'as of' dates correlate with deposit dates is remarkably helpful, particularly when official IRS communication can be somewhat, shall we say, less than forthcoming about these patterns.

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8d

StarStrider

I can confirm this pattern is holding for tax year 2023 returns. According to Internal Revenue Manual 21.4.1.3(1), the IRS follows specific cycle posting dates that align with this 14-day offset for standard processing. My return was accepted on January 29, 2024, showed an 'as of' date of March 4, and my 846 code appeared with a DDD of February 19 - exactly following your 14-day pattern. Transcript updated at precisely 12:05am on a Saturday morning, and funds were in my account first thing Tuesday.

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Ravi Gupta

Has anyone noticed if this pattern holds true for amended returns? Or is it only applicable to original filings? What about returns with unusual credits or deductions? I've been tracking my transcript for weeks now, and understanding this pattern might help me predict when I'll finally see movement on my account.

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