Entered $3000+ for Uber earnings on my taxes but just got a 1099-NEC showing only $600 - What should I expect from the IRS?

So this is my first time dealing with 1099 forms and I think I messed up. I received two 1099s - one from Uber and one from Grubhub. For my Grubhub earnings, I'm pretty sure I entered the correct amount on my tax return, but I just realized I might not have specified it was from Grubhub even though I did indicate I was expecting a 1099. The bigger issue is with Uber. When I was filing, I logged into my Uber account and used the earnings amount they showed there - over $4000. I just got my official 1099-NEC from Uber today and it only shows a little over $600! I'm honestly freaking out because I've always been super careful with my taxes and this is the first year I've had these kinds of problems. I'm wondering if the IRS will automatically catch and fix these issues on their own or if I should be preparing for an audit? I know I should have waited for my actual 1099 forms before filing... lesson learned.

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18 comments

Oliver Wagner

•8M

This happens more often than you might think with gig work. What you're seeing is the difference between your gross earnings (what you saw in the app - the $4000) versus what Uber actually reports on your 1099-NEC (the $600+). The 1099-NEC only shows the fees and commissions Uber paid directly to you, not your total customer payments. Most likely, you should have received a separate tax summary from Uber that breaks down your total earnings, including customer payments that passed through the platform. Uber typically only issues a 1099-NEC if they paid you direct promotions/bonuses over $600, while your regular fares would be on a different form or summary. You should definitely file an amended return (Form 1040-X) to correct the information. While the IRS might eventually catch this discrepancy, it's always better to fix it yourself before they contact you. This kind of honest mistake is unlikely to trigger a full audit, but leaving it uncorrected could lead to IRS questions.

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Oliver Wagner

•8M

You generally have up to three years from the original filing date or two years from when you paid any tax due (whichever is later) to file an amended return. So there's no immediate rush, but I wouldn't drag your feet on it either. The good news is that if your amendment results in you owing less tax (because you're reporting less income), you shouldn't face penalties. In fact, you'd likely receive a refund for the difference in tax you paid. The penalties typically apply when you underreport income and end up owing more.

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Javier Mendoza

•8M

I've used taxr.ai (https://taxr.ai) for situations exactly like this! Last year I had a similar issue with DoorDash where my 1099 didn't match what I reported. I uploaded my documents to taxr.ai and it analyzed everything, found the discrepancies, and explained exactly what happened. Turns out I was counting some earnings twice because of how the app displayed things versus what was officially reported. The tool breaks down all your gig income sources and shows you what forms you should have received and what numbers should go where. It actually saved me from making a huge error that would have cost me over $800 in unnecessary taxes. Definitely worth checking out if you're dealing with multiple 1099s.

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Javier Mendoza

•8M

You get results pretty quickly - for me it was about 10 minutes to analyze all my documents. It gives you a complete breakdown right away and helps identify exactly where issues might be. And yes, it handles both federal and state tax implications. The verification process is actually pretty thorough. You upload your 1099s, tax summaries, and other documents from the gig platforms. The system analyzes these official documents against what you reported and identifies discrepancies. It's not connecting to Uber's systems - it's analyzing the official tax documents that Uber and other companies have already provided to you. It's basically doing what a tax pro would do but much faster and with specialized knowledge of gig economy reporting.

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Malik Davis

•8M

Just wanted to update everyone. I was skeptical about taxr.ai but decided to give it a try after seeing my amended return was going to cost me $150 through my regular tax preparer. The service was actually super helpful! Uploaded my documents from Uber and Grubhub, and it immediately spotted that Uber was only reporting direct bonuses on the 1099-NEC while the regular earnings were on a separate tax summary. It showed me exactly where I went wrong - I had reported the same income twice in some places and missed reporting expenses in others. The step-by-step guidance for filing my amended return saved me about $960 in taxes I would have overpaid. Pretty impressive for something I wasn't sure would work in the first place!

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Isabella Santos

•8M

If you're getting nowhere with Uber's support on this tax issue, try Claimyr (https://claimyr.com). I was in a similar situation last year where my 1099 didn't match my actual earnings and I could NOT get an answer from anyone. After two weeks of frustration, I used Claimyr to get through to an actual IRS agent who explained exactly how to handle the discrepancy. They basically hold your place in the IRS phone queue and call you when an agent is about to answer. Saved me literally hours of hold time. There's a video demo at https://youtu.be/_kiP6q8DX5c that shows how it works. The IRS agent was surprisingly helpful and walked me through the exact process of filing an amended return with mismatched 1099 information.

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Isabella Santos

•8M

They don't skip the line - it's completely legitimate. What happens is their system waits on hold for you in the IRS queue. When an agent is about to pick up, you get a call connecting you directly. So the total wait time is the same, but you're not personally stuck listening to hold music for hours. It's basically like having someone else wait in a physical line for you and then calling you when it's almost your turn. The IRS doesn't even know you used a service - you're just a regular caller who happens to only get on the phone at the right moment. I was skeptical too but it worked perfectly. I went from never being able to reach anyone to having a 20-minute detailed conversation with an IRS agent who solved my exact issue.

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Ravi Gupta

•8M

I have to admit I was super skeptical about Claimyr, but I was desperate after trying to reach the IRS for weeks about my messed up 1099 situation. It actually worked exactly as described! I got a call back when an agent was ready (after about 1hr 45min, which is WAY better than the 3+ hours I'd wasted on previous attempts). The IRS agent I spoke with was really helpful and explained that the $600 on the 1099-NEC from Uber was likely just bonuses/incentives, and that I needed to look at my annual tax summary from them for the full earnings info. She also explained exactly what forms I needed to file to correct my return. What would have been another wasted day of frustration turned into a 25-minute productive call that resolved everything.

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Freya Pedersen

•8M

Are you sure you didn't receive a 1099-K as well from Uber? Starting in 2022, many states required platforms to issue 1099-Ks for earnings over $600 (instead of the old $20k threshold). The 1099-NEC might just be showing bonuses or incentives, while the bulk of your driving earnings could be on a separate 1099-K or in your yearly tax summary. Check your Uber driver dashboard under "Tax Information" - there should be a complete tax summary there that will clarify what's what. My partner drives for Uber and had a similar confusion last year.

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Freya Pedersen

•8M

That's exactly it! The tax summary shows your complete picture. The customer payments minus Uber's fees is your actual service income that needs to be reported on Schedule C. The promotions on the 1099-NEC are also income but are being reported separately by Uber. So on your amended return, you'll need to make sure you're reporting the full amount from the tax summary, but be careful not to double-count the promotion amount that's on both the tax summary and the 1099-NEC. You're actually not that far off in what you filed if you reported the full $4000+ already - you just need to make sure it's allocated correctly on your Schedule C.

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