EITC/ACTC Refund Delayed: Filed January 22, Still Showing N/A on Transcript Despite March 3rd Deadline Approaching

Just heard about the March 3rd deadline for EITC and ACTC refunds. Been waiting since I filed on January 22nd. My transcript still showing N/A and WMR still on received. Anyone else in this situation? Starting to get worried since bills are piling up. According to the IRS website: "If you claimed the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC), you can expect to get your refund by March 3 if: You file your return online, You choose to get your refund by direct deposit, We found no issues with your return." The site also mentions "some taxpayers may see their refunds a few days earlier" and that "Where's My Refund should show an updated status by February 22 for most early EITC/ACTC filers." But mine still shows nothing but "received" status. I'm especially frustrated because I filed electronically on January 22nd with direct deposit set up, and there shouldn't be any issues with my return. The IRS page notes that "your financial institution may need time to accept your direct deposit or issue a debit card" and "many institutions don't process payments on weekends or holidays." I understand why they hold the refund - the site mentions this specifically - but it's February 24th now and I'm still seeing nothing updated on Where's My Refund or in my transcript. Bills are piling up and I was really counting on having this money by now. Is anyone else who filed in January with EITC/ACTC still seeing N/A on transcripts and only "received" on WMR? Did I miss something? Getting really worried here.