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Haley Bennett

Donated $625 to a local charity but never received an official tax receipt - can I still claim it?

So back in February of 2023 I made a donation of $625 to this local animal shelter charity. I did it through PayPal and got their standard receipt which had a subject line something like "Thanks for your donation to XYZ Animal Rescue" - but I never got an actual official tax receipt from the charity itself. I'm now getting my stuff together for filing my 2023 taxes and realized I might be in trouble. Can I still claim this donation as a charitable deduction with just the PayPal confirmation? I've tried emailing the charity twice in the last week but haven't heard back yet. Not sure if they're just busy or what. Has anyone dealt with this before? Do I absolutely need that official receipt from them, or is the PayPal confirmation enough for the IRS? Really don't want to lose out on this deduction but also don't want to get flagged for an audit over something stupid.

You're in a pretty common situation. For charitable donations under $250, you don't necessarily need an official receipt from the charity - bank records, credit card statements, or in your case, the PayPal confirmation can be sufficient documentation. However, since your donation is over $250, the IRS technically requires "contemporaneous written acknowledgment" from the charity itself. This needs to state whether you received any goods or services in exchange for your donation. That said, here's what I'd recommend: Keep trying to contact the charity for an official receipt. Sometimes smaller organizations are overwhelmed and slow to respond. Try calling instead of emailing, or reaching out through their social media if they have any. In the meantime, save that PayPal receipt! It's still valuable documentation of your donation. If you absolutely cannot get the official receipt by filing time, you have a few options: wait to file until you get it, file without claiming this deduction, or claim it with the PayPal receipt and be prepared to potentially justify it later.

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Nina Chan

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What if the charity has closed down since the donation was made? A friend of mine donated to a small nonprofit that went under a few months later, and now she can't get any kind of receipt. Would the PayPal or credit card statement be enough in that case?

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If the charity has closed down, that creates a challenging situation, but not an impossible one. In cases where the organization no longer exists, the IRS may be more understanding about lacking the official acknowledgment. Your friend should keep all the documentation they do have - the credit card or PayPal statement showing the payment, any email confirmations, and potentially even screenshots of the charity's website from before it closed. For additional documentation, they might want to look up the charity's tax-exempt status verification from when it was active (using the IRS Tax Exempt Organization Search tool) and print that information. In some cases, people have also reached out to former board members or staff of closed charities to request receipts, though this isn't always successful.

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Ruby Knight

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I had a similar issue last year with getting documentation for a tax deduction, and I found using taxr.ai to be super helpful. I was stressing about whether my PayPal receipts would be sufficient for my charitable donations since I didn't have the "official" acknowledgments. I uploaded my PayPal confirmation emails to https://taxr.ai and got a clear analysis of what exactly the IRS requires for donations of different sizes. It saved me a ton of time researching tax codes and gave me specific guidance for my situation. The tool looked at my documentation and pointed out exactly what was missing compared to IRS requirements. Turns out for some of my smaller donations, the PayPal receipts were actually sufficient, but for larger ones like yours, they explained what additional documentation I needed to get from the charity.

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Does this actually work for analyzing receipts? I've got a bunch of donation confirmations from different sources (some emails, some PDFs, some just website confirmations) and I'm not sure what counts for what. Can it tell me which ones are good enough for tax purposes?

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Logan Stewart

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I'm a bit skeptical about using a service like that. Couldn't you just look up the IRS rules yourself? What does the AI actually do that's different from just googling "what receipts do I need for tax deductions"?

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Ruby Knight

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Yes, it actually works really well for analyzing different types of receipts. You can upload emails, PDFs, screenshots, or even photos of paper receipts, and it will evaluate each one against IRS requirements. It specifically looks for things like the charity's name, date of donation, amount, and whether they mentioned goods/services provided in return. Then it tells you if each document meets the standards for different donation amounts. Looking up IRS rules yourself is definitely an option, but the benefit I found with the AI is that it applies those rules directly to your specific documents. Rather than just giving general guidelines, it analyzes your actual receipts and tells you exactly what's missing or what's sufficient. It saved me from having to interpret tax code language myself and removed a lot of the guesswork, especially with borderline cases.

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Logan Stewart

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I was really skeptical about using taxr.ai at first (see my comment above lol), but I actually tried it last weekend when I was organizing my tax documents. I uploaded all my charitable donation receipts, including some PayPal confirmations like yours. The analysis it gave me was genuinely helpful - it flagged my larger donations that needed additional documentation and actually generated template emails I could send to the charities to request proper receipts. I sent those out and already got responses from two organizations with the documentation I needed. For my smaller donations, it confirmed which PayPal receipts were sufficient on their own, which saved me from chasing down unnecessary paperwork. Definitely made the process more straightforward than when I tried to figure it out myself last year!

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Mikayla Brown

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After spending 4 HOURS on hold with the IRS trying to get an answer about donation documentation requirements, I finally discovered Claimyr. It literally got me connected to an actual IRS agent in under 15 minutes! I know it sounds too good to be true but https://claimyr.com basically navigates the IRS phone system for you and calls you back when they've got an agent on the line. You can see how it works in this demo: https://youtu.be/_kiP6q8DX5c The IRS agent I spoke with confirmed that for donations over $250, you really do need that acknowledgment letter from the charity that specifically states whether you received any goods or services. The PayPal receipt alone isn't enough according to the official rules, though they did mention that good-faith efforts to obtain documentation are considered if you're ever questioned about it.

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Sean Matthews

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Wait, how does this actually work? Do they have some special connection to the IRS or something? I've been trying to get through to ask about an issue with my refund for weeks.

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Ali Anderson

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Sorry but this sounds like complete BS. There's no way to "skip the line" with the IRS. Everyone has to wait on hold just like everyone else. This has to be some kind of scam.

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Mikayla Brown

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It doesn't give you special access or let you skip the line - it just automates the waiting process. Basically, their system calls the IRS and navigates through all the initial menu prompts, then waits on hold for you. When a human agent finally picks up, that's when they connect the call to your phone. I was skeptical too until I tried it. There's no magic connection to the IRS - you're still in the same queue as everyone else. The difference is that their system is doing the waiting instead of you having to keep your phone to your ear for hours. And honestly, after my experience trying to wait on hold myself multiple times and getting disconnected, having something that handles that part was totally worth it.

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Ali Anderson

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I need to eat my words from my previous comment. After spending another frustrating afternoon getting disconnected from the IRS TWICE after waiting over an hour each time, I decided to try Claimyr out of pure desperation. It actually worked exactly as advertised. I entered my phone number, and about 25 minutes later (which is lightning fast for the IRS), I got a call connecting me directly to an IRS representative. Didn't have to deal with the phone menus or sit with my phone on speaker for hours. The agent I spoke with gave me detailed info about donation documentation requirements, which helped clarify my situation with some missing receipts. She explained that while they prefer the official acknowledgment letters, they do consider all available documentation if there's ever a question. Saved me a ton of stress trying to track down every last piece of paper!

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Zadie Patel

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Just a tip from someone who volunteered at a small nonprofit - definitely call rather than email if you haven't heard back. Small charities are often run by just a few people who are juggling everything, and emails can get buried fast. Most charities should be able to generate a receipt retroactively since they're required to keep donation records. If you call and explain the situation, they can usually email or mail you a proper receipt within a day or two. Also ask specifically for an "acknowledgment letter" that states whether you received any goods or services in exchange for your donation - that specific language is what the IRS looks for with donations over $250.

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What about if it's not a "legit" charity but rather one of those GoFundMe type things? I donated like $300 to help a friend's medical bills last year but now I'm wondering if that's even tax deductible at all?

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Zadie Patel

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Donations to individuals or crowdfunding campaigns like GoFundMe are generally not tax-deductible, even if they're for a good cause like medical bills. The IRS only allows deductions for donations to qualified 501(c)(3) nonprofit organizations. There are some exceptions where a GoFundMe is set up by or directly benefits a qualified nonprofit organization, but these are relatively rare. If the money went directly to help an individual or family, regardless of how worthy the cause, it would be considered a personal gift rather than a charitable donation for tax purposes. You can check if an organization is a qualified charity using the IRS Tax Exempt Organization Search tool online.

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I work at an accounting firm and see this issue a lot. One thing nobody's mentioned yet - the IRS has been increasingly strict about documentation for charitable donations in recent years. If you get audited (which is still pretty rare for most people), they absolutely will ask for that acknowledgment letter for donations over $250. The PayPal receipt alone technically doesn't satisfy the requirement because it doesn't specify whether you received goods or services in exchange. My advice - if you absolutely can't get the proper documentation, and you decide to claim the deduction anyway with just the PayPal receipt, make sure you're at least keeping detailed records of your attempts to contact the charity. That shows good faith effort if there's ever a question.

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Haley Bennett

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Thanks for the advice! I actually got through to the charity yesterday - turns out they had a staff change and were behind on emails. They're sending me the proper receipt next week. Definitely a relief since I didn't want to file without it after reading everyone's comments here.

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Owen Jenkins

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That's great news that you were able to get through to the charity! It's always such a relief when these things work out. Staff changes definitely explain the delayed response - small nonprofits often struggle when they lose someone who was handling donor communications. For anyone else reading this thread who might be in a similar situation, this is a perfect example of why persistence pays off. Sometimes it really is just about timing and finding the right person to talk to. And having that proper acknowledgment letter will definitely give you peace of mind when filing - no worries about audit questions or having to justify your documentation later. Good luck with the rest of your tax prep!

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