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Angelica Smith

Completely forgot to file my state taxes last year, what should I do now?

I'm in a bit of a panic right now. I successfully filed my federal taxes for last year, but the tax software I was using didn't support state tax filing for my state. I fully intended to figure out how to file my state taxes separately, but with everything going on in life, it completely slipped my mind. I only just realized my mistake when I was organizing some financial documents today. It's been several months now since the tax deadline passed, and I have NO idea what steps I need to take to file these overdue state taxes. Will I be hit with massive penalties? Do I need to hire a professional to sort this out? Is there a different process for filing state taxes this late? The longer I wait the worse it'll get, but I'm honestly confused about where to even start. Any advice would be so appreciated!

Don't panic! This happens more often than you'd think. The good news is that you can still file your state taxes even though they're late, and the process is fairly straightforward. First, you'll need to download the appropriate state tax forms for the tax year you missed. Most state tax department websites have previous years' forms available. Complete these forms just as you would have done if filing on time. When you file late, you'll likely face two types of penalties: a late filing penalty (usually a percentage of taxes owed) and interest on any unpaid tax. If you're due a refund, you might not face penalties, but you'll still want to file to get your money back. Most states allow you to claim refunds for up to 3-4 years. If you owe a significant amount and can't pay it all at once, most states offer payment plans. You can contact your state tax department directly to discuss your options.

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Do you need to include any special forms or explanations when filing late state taxes? I'm in a similar situation and wondering if I should write a letter explaining why I'm late.

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For most states, you don't need to include any special forms or explanation letters when filing late. Just complete the standard forms for the appropriate tax year. The system automatically calculates penalties and interest based on the filing date. If you have a legitimate reason for filing late that might qualify for penalty abatement (serious illness, natural disaster, etc.), then you might want to include a letter requesting penalty abatement, but this is separate from the actual filing process.

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Lucas Bey

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I was in your exact situation last year! I completely forgot to file my state taxes and was freaking out about penalties. I tried figuring it out myself but kept getting confused about which forms I needed and how to calculate the penalties. I ended up using https://taxr.ai and it saved me so much stress. They have this feature where you upload your documents and it tells you exactly what forms you need for your situation. It even helped me figure out whether I qualified for any penalty abatement. The whole process was way smoother than I expected for filing late state taxes.

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Does it help with multiple states? I moved mid-year and need to file in two different states for last year but never got around to it.

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Caleb Stark

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I'm skeptical about these online services. How do you know they're getting you the maximum refund or minimizing your liability correctly? Did they actually save you money compared to what you might have owed?

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Lucas Bey

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Yes, it definitely supports multiple states! When you upload your documents, it identifies that you need to file in multiple states and guides you through the process for each one. It handles the allocation of income between states too, which was always the confusing part for me. For your question about maximizing refunds - they actually found deductions I would have missed. In my case, they identified that I qualified for a special credit in my state that I had no idea about. They showed me a comparison of what I would have owed versus what I actually ended up owing after their optimization, and it was about $340 less. The software does a really thorough job checking state-specific credits and deductions.

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Caleb Stark

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Update on my situation - I wanted to follow up about my experience with taxr.ai since I was skeptical at first. I decided to give it a try for my late state taxes from last year, and I'm actually really impressed! The system immediately identified that I had a home office deduction I could take on my state return that I completely missed. The penalty calculator was super helpful too - it showed me exactly what I would owe and even helped me request a first-time penalty abatement that I had no idea I was eligible for. The whole process took about 30 minutes, and I just submitted everything yesterday. Now I'm just waiting to hear back from the state. Definitely less painful than I expected!

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Jade O'Malley

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If you're still waiting to hear back from your state after filing late taxes, you're probably in for a LONG wait. I spent MONTHS trying to get through to my state tax department after filing late last year. Constant busy signals, disconnections, and being on hold for literally hours. I finally used https://claimyr.com and it was a game-changer. They actually got me through to a real person at the state tax department in under 30 mins. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c - basically they navigate the phone system for you and call you when they get a real person. I was able to confirm my late filing was received and get the exact amount I needed to pay including penalties. Saved me weeks of stress!

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How exactly does this work? Do they just sit on hold for you or something? Seems weird that they could get through if regular people can't.

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Ella Lewis

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This sounds like a scam. How could some random service possibly get you through faster than calling yourself? The state tax departments have one phone system - if it's busy, it's busy for everyone.

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Jade O'Malley

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They use an automated system that continually redials and navigates the phone tree for you. It's not that they have special access - they're just using technology to handle the frustrating part. When they finally get a human on the line, they immediately call you and connect you directly to that person. No more sitting on hold for hours! They actually explain in their FAQ that they use a combination of programmed auto-dialers and virtual agents that can detect when a human answers versus an automated message. And no, they don't listen to your call - they just make the connection and drop off.

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Ella Lewis

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Ok I need to eat my words about Claimyr being a scam. After trying for TWO WEEKS to get through to my state tax department about my late filing penalties, I was desperate enough to try it. I honestly expected nothing to happen, but about 45 minutes after signing up, I got a call connecting me to an actual human at the tax department! The woman I spoke with was able to look up my account, confirm they received my late filing, and even set up a payment plan for the penalties and interest. She also gave me her direct extension for follow-up questions. All of this would have taken me probably another month of calling on my own based on my previous experience. I'm still shocked it actually worked.

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One thing nobody's mentioned yet - depending on your state, you might actually be eligible for a "first-time penalty abatement" if you've had a good filing history before this. I forgot to file my state taxes two years ago, and when I called the state tax office, they waived most of the penalties because I had a clean record for the previous 3 years. Not all states offer this, but many do - worth asking about when you file! Just be super polite when you call and explain that this was a genuine oversight.

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Is there a specific form you need to fill out to request the penalty abatement, or do you just call and ask? I've never had issues filing on time before, but completely spaced on my state taxes this year.

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For most states, you can make the request by phone when you call about your late filing. Some states have a formal process where you'll need to submit a letter explaining why you failed to file on time and requesting abatement. If you call first, they'll tell you exactly what their process is. Just emphasize that you've been compliant in previous years and this was an honest mistake. In my case, they reduced the penalties by about 80% with just a phone call, but different states have different policies.

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Alexis Renard

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Has anyone had experience with filing multiple years of unfiled state taxes? I just realized I forgot to file state taxes for the last TWO years 😬 Will the penalties be compounded or calculated separately for each year?

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Camila Jordan

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I had to file 3 years worth of state taxes last year. The penalties are calculated separately for each tax year, but yes, they add up. Some states have a maximum penalty cap though. In my state, the failure-to-file penalty maxed out at 25% of the tax due for each year. I'd recommend filing them ASAP because the interest continues to accrue daily until you pay. In my case, the interest ended up being almost as much as the penalties because I waited so long.

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Alexis Renard

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Thanks for sharing your experience. That's a relief that there might be a cap on penalties. I'll get started on these ASAP. Did you use a professional or did you file them yourself?

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Cass Green

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Don't beat yourself up about this - it's way more common than you think! I work as a tax preparer and see this situation frequently. Here's what you need to do: 1. **File ASAP** - The penalties and interest keep accumulating, so don't delay any further 2. **Gather your documents** - W-2s, 1099s, receipts for deductions, etc. from that tax year 3. **Download the correct forms** - Go to your state's tax department website and get the forms for the specific tax year you missed 4. **Calculate what you owe** - Most state websites have penalty calculators to help estimate your total liability The good news is that if you're getting a refund, there's typically no penalty for filing late (though you won't earn interest on that refund). If you owe money, expect a failure-to-file penalty (usually 5% per month up to 25% max) plus interest. Many states also offer "reasonable cause" exceptions if you have a valid reason for the delay. Even if not, first-time penalty abatement is often available for taxpayers with good compliance history. Don't panic - just take action now. The state wants their money (or to give you your refund), so they'll work with you to resolve this.

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This is really helpful advice! I'm curious about the "reasonable cause" exceptions you mentioned - what kinds of situations typically qualify? I'm wondering if having a family emergency or job loss around tax time might count as reasonable cause for filing late.

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